Adulting Level Up, Own Florida Land
Selma Ave : Interlachen, FL 32148
Putnam County, Florida
Land Description
Dreaming of a quiet place to call your own in sunny Florida? This 0.22-Acre wooded lot on Selma Avenue in Interlachen might be just what you've been waiting for. Tucked away on a peaceful dirt road with easy access to Sr-20, this charming property offers the chance to own land in Putnam County without the headaches of banks, credit checks, or long approval lines. Whether you're planning your retirement nest, thinking about placing a mobile home in the future, or simply want a piece of land to call your own, this affordable lot lets you make that dream happen one small payment at a time.
Pricing Options
Owner financing: $250 doc fee (nonrefundable) + $250 down + $210/Month for 72 months
Discounted cash price: $11,000 + $250 doc fee (nonrefundable)
This 0.22-Acre parcel sits quietly along Selma Avenue, surrounded by Florida pines and fresh country air. The property is part of the Interlachen Lakes Estates community-an established area where many neighbors enjoy the calm, rural lifestyle that Putnam County is known for. With light tree coverage and level terrain, the land offers a perfect balance of privacy and usability. Whether you're planning for a future mobile home site or simply want a long-term land investment, this property is ready for your vision.
Key Property Features
• 0.22 wooded acres with natural shade and level terrain
• Legal access on Selma Avenue with visible power nearby
• Zoned R-2, allowing single-family homes and mobile homes
• No HOA fees or costly restrictions
• Located just minutes from Interlachen and 50 minutes to Gainesville
Future Development Options
• Build a single-family home or place a mobile/manufactured home (per zoning)
• Add well and septic when you're ready to develop
• Leave it as an affordable land investment for future use
• Keep it as a peaceful Florida retreat for retirement planning
Financing Benefits
• No banks or credit checks required
• No pre-payment penalty-pay off early anytime
• Simple, transparent owner-financing terms
• Start your journey to ownership for just $250 down
It's never too late to start building your own story on Florida soil. Contact us today to secure this wooded Interlachen lot before it's gone. Affordable land with flexible financing like this doesn't stay available for long.
Picture your golden years surrounded by nature, with space to breathe and freedom to plan your future exactly how you want it. This property offers an ideal starting point for retirees looking for stability and peace without the burden of high costs or complicated financing.
Enjoy Peaceful Retirement Planning
For many, retirement means freedom-the freedom to live simply, to plan ahead, and to leave something of value behind. With this 0.22-Acre Interlachen lot, you're not just buying dirt-you're buying opportunity.
• Plan your future home without pressure or deadlines
• Enjoy ownership with minimal taxes and no HOA fees
• Create a private retreat surrounded by trees and quiet roads
• Keep costs low while your land appreciates over time
A Smart, Affordable Investment
Land is one of the most secure investments you can make, especially when you can buy it affordably. This Interlachen parcel offers a steady, long-term option for anyone seeking to build equity rather than paying rent.
• Low monthly payments fit perfectly with fixed retirement income
• Ownership means lasting value-no rent increases or landlord worries
• Ideal as a backup property, long-term savings, or future homesite
• Pay off early anytime without penalties
A Place for Family and Legacy
Imagine handing down something that lasts-a piece of Florida sunshine that can stay in the family for generations. This 0.22-Acre property gives you the chance to create lasting value, even if you're not ready to build today.
• Build a retirement home or small family residence when the time is right
• Keep the land as a family investment or vacation spot
• Provide security and independence for loved ones
• Leave a tangible legacy your children can build on
Interlachen and Putnam County provide a welcoming backdrop for peaceful living, offering both rural charm and easy access to Florida's well-known attractions.
Nearby Communities and Services
• Interlachen - 17 minutes away for groceries, gas, and dining
• Palatka - 32 minutes away for shopping, hospitals, and state parks
• Gainesville - 50 minutes away for major services and cultural events
• St. Augustine - Just over an hour away for beaches and historic charm
• Putnam County School District serves the area for families planning future use
Regional Recreation Opportunities
• Ravine Gardens State Park - 32 minutes away for scenic walks and picnics
• Ponce de Leon's Fountain of Youth Park - 1 hour 19 minutes away
• Lightner Museum and St. Augustine attractions - 1 hour 18 minutes away
• Lakes and boat ramps nearby for fishing and kayaking
Transportation and Accessibility
• Easy access via Fl-20, connecting you to Palatka and Gainesville
• Local dirt road (Selma Ave) with visible power lines and light traffic
• Jacksonville and Ocala reachable within 1.5 hours for city trips
• Car-dependent area offering quiet and privacy, perfect for retirement living
Cost of Living Benefits
• Low annual property taxes-just around $85.25 per year
• No HOA fees or maintenance dues
• Utilities installed only when you decide to build
• Affordable land ownership in one of Florida's most budget-friendly counties
Essential Property Details
• Parcel Number: 13-09-24-4075-0170-0270
• County: Putnam County, Florida
• Subdivision: Interlachen Lakes Estates Unit 16
• Address: Selma Ave, Interlachen, FL 32148
• Lot Size: 0.22 acres
• GPS Coordinates: 29.70589, -81.84755
• Terrain: Wooded, level
• Elevation: 206.7 feet
Zoning & Development Information
• Zoning: Residential-2 (R-2) - allows single-family and mobile homes
• Minimum lot area: 7,500 sq ft
• Setbacks: 25 ft front, 10 ft sides/rear
• Max building height: 35 ft
• Time to build: No specific deadline
Utilities & Infrastructure Requirements
• Power: Available nearby via Clay Electric Co-Op Inc.
• Water: Would require installation of a private well
• Sewer: Septic system needed
• Gas: Propane options available locally
• Waste: Managed by Putnam County Waste or Waste Pro Interlachen
Annual Ownership Costs
• Property taxes: Approximately $85.25/Year
• No HOA or POA dues
Important Restrictions
• Camping not allowed on the property
• Cannot live on the land while paying under owner financing
• Must comply with Florida Building Code and zoning guidelines
At Rowes of Land, we believe buying land should be simple, honest, and stress-free. That's why we offer flexible terms with no credit checks, no hidden fees, and no penalties for early payoff. You can take your time planning your build while enjoying the security of knowing this land is yours.
We stand by our word: every property we sell comes with clear ownership documentation and an easy, transparent process from start to finish. No confusing bank forms-just straightforward land ownership made possible for everyday people.
Affordable, flexible, and yours to shape-this 0.22-Acre Interlachen lot is the perfect first step toward your retirement freedom. Contact us today to learn more or to reserve the property before it's gone. A few minutes on the phone could be the start of something lasting-your very own piece of Florida.
Land Maps & Attachments
Directions to Land
Driving Directions (From SR20 in Palatka, FL)
Start Point: SR20, Palatka, FL
End Point: Selma Ave near GPS 29.70589, -81.84755 (0.22-acre lot, Interlachen Lakes Estates Unit 16, Lot 27)
Total Distance: ~35 miles (approx.)
Estimated Time: ~45 minutes (approx.)
Start on SR20 in Palatka heading west.
Stay on SR20 west out of Palatka. Drive for about 25 miles.
Watch for signs or a turn toward Interlachen. When you approach the Interlachen area, slow down and look for local county roads that lead into town.
Turn off SR20 onto the main county road that goes into Interlachen (follow the road toward the town center).
Continue toward Interlachen for several miles until you reach the local roads near the town.
From the local roads, look for Selma Avenue. Turn onto Selma Ave and follow it.
Drive on Selma Ave until you reach the parcel frontage near GPS 29.70589, -81.84755. The lot is wooded and sits along Selma Ave.
Arrival: Property is located along Selma Ave at/near GPS 29.70589, -81.84755. Look for level, wooded ground and nearby power lines.
Access Notes:
Road surface type: Local access includes paved state highway (SR20). Selma Ave is a dirt road.
Seasonal notes: Dirt roads can get soft or rutted after heavy rain. Drive slowly in wet weather.
Reminder: Cell service may be limited in parts of Putnam County. Verify the route on your map app or GPS before you go and download offline maps if possible.
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