Retire Smart, Own Land for $210/Mo
Kin Street : Interlachen, FL 32148
Putnam County, Florida
Land Description
It's never too late to make a smart choice for your future. If you've spent years renting or paying into a mortgage that feels never-ending, this small piece of Florida soil offers a better path. Owning land outright provides stability and security - something every retiree deserves. This 0.23-Acre lot in Interlachen, FL, is quiet, wooded, and waiting for your plans. It's not just property; it's peace of mind, a way to ensure you're not dependent on landlords or banks, and a chance to leave behind a legacy for your family. You don't need to qualify for a traditional mortgage, worry about credit scores, or deal with complicated paperwork. With owner financing and a simple process, you can step into ownership with ease. This land is vacant and undeveloped, giving you the flexibility to create your own retirement retreat at your own pace while keeping costs low.
Pricing Options
-Owner financing: $250 doc fee (nonrefundable) + $250 down + $210/Month for 72 months
-Discounted cash price: $11,000 + $250 doc fee (nonrefundable)
This property gives you the independence you've been looking for. Located in Putnam County's Interlachen Lakes Estates, the lot sits on Kin Street with easy dirt road access. The parcel is surrounded by natural wooded scenery, offering both privacy and the charm of old Florida. Whether you're looking for a future retirement home site or just want to hold a solid piece of American soil, this land works as a low-cost, high-value investment.
• Key Property Features:
0.23-acre wooded lot for privacy and peace
Road access via Kin Street and Creager Ave
Dimensions approx. 123.7 ft x 81.39 ft x 125.3 ft x 80.3 ft
GPS: 29.68183, -81.84744 for exact location
Elevation at 176 feet - well above flood risk
• Future Development Options:
Build a single-family home when ready
Place a mobile or manufactured home (must meet county requirements)
Add a tiny home (minimum 400 sq ft) for retirement living
Drill your own well and install a septic for off-grid independence
• Financing Benefits:
No banks or credit checks required
Low monthly payments that fit fixed incomes
No pre-payment penalty, pay off early if you'd like
Straightforward and transparent process
You don't need to wait years to feel the relief of knowing you own land. Contact us today to take the next step toward retirement peace. Secure this property while it's available. Call or message now - we'll walk you through the process and make ownership simple.
Think of how you'll use this land. Maybe you want a quiet spot for a future home where mornings start with birdsong instead of traffic. Or maybe you want to finally stop throwing money away on rent and instead invest in something that belongs to you. Here are a few possibilities:
• Retirement living in a small, manageable home you design yourself
• A secure lot to place a mobile home after the land is paid off
• A peaceful retreat where children and grandchildren can visit
• A hedge against inflation - land ownership never goes out of style
This property isn't for camping or immediate living, but it does give you the foundation for long-term freedom.
The area offers much to enjoy, too. Interlachen is only 15 minutes away for groceries, gas, and essentials. Palatka is under 30 minutes for bigger stores and healthcare, while Gainesville is less than an hour if you need city access.
• Nearby Communities and Services:
Interlachen, FL - 7.8 miles, 15 minutes
Palatka, FL - 19.4 miles, 29 minutes
Gainesville, FL - 34 miles, 44 minutes
Circle K Gas Station - 7.5 miles, 15 minutes
• Regional Recreation Opportunities:
Ravine Gardens State Park - 19 miles, 29 minutes
St. Augustine (historic attractions, beach) - about 1 hour
Lightner Museum and Fountain of Youth sites - just over an hour drive
• Transportation and Accessibility:
Easy drive to Fl-20 and Sr-100
Gainesville Regional Airport is less than an hour away
Dirt road access directly to the property frontage
• Cost of Living Benefits:
Low annual property taxes (about $89/Year)
Affordable land value compared to nearby counties
Opportunity to build slowly as budget allows
Long-term stability with no rent increases
Property details are simple and clear:
• Essential Property Details: 0.23 acres, wooded lot in Interlachen Lakes Estates Unit 16
• Zoning & Development Information: Residential (R-2) zoning allows single-family homes, mobile/manufactured homes, or tiny homes (minimum 400 sq ft).
• Utilities & Infrastructure: Drill a well for water, install a septic system, and connect to nearby electric lines through Clay Electric Cooperative.
• Annual Ownership Costs: About $89 in taxes per year.
• Important Restrictions: No camping. RVs are only allowed with temporary permits tied to the building. Mobile homes must not be older than 1980 unless specially approved.
With all the details laid out, you can see this is a straight, honest opportunity to buy land in Florida without hassles.
We stand by our word - no tricks, no hidden surprises. You get affordable land, clear terms, and the freedom to own it your way. If you choose owner financing, you'll never face penalties for early payoff. If you pay cash, you secure the discounted price. Either way, it's your land to build your legacy on.
Don't let another year slip by, still paying rent or wondering about your future. Contact us today to secure this lot in Interlachen. We'll answer your questions, help you complete the purchase, and make sure you feel confident in your decision. Call or message today - affordable Florida land like this doesn't stay available for long.
Land Maps & Attachments
Directions to Land
Start Point: SR20, Palatka, FL
End Point: Kin Street, Interlachen, FL - Property near GPS 29.68183, -81.84744
Total Distance: 13.6 miles
Estimated Time: 21 minutes
Start on SR20 in Palatka.
Head west on SR20 toward Interlachen.
Continue straight on SR20 for about 13.0 miles.
Turn right onto Fowler Street.
Continue on Fowler Street for about 0.2 miles.
Turn left onto Kin Street.
Drive about 0.4 miles on Kin Street.
Continue until you reach the property frontage near GPS 29.68183, -81.84744.
Arrival: Property is located along Kin Street at/near GPS 29.68183, -81.84744.
Access Notes:
Road surface type: SR20 is paved. Fowler Street and Kin Street are dirt roads.
Seasonal notes: Dirt roads can become muddy or soft after rain. Low-clearance vehicles may have difficulty.
Reminder: Download maps before travel; cell service may be limited.
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