Wooded Lot, Wild Deal, $210/Mo
Usina Ave : Interlachen, FL 32148
Putnam County, Florida
Land Description
Sometimes peace of mind is as simple as owning your own patch of ground. This 0.22-Acre wooded parcel on Usina Avenue in Interlachen, Florida, offers exactly that-real ownership without the hassle of banks or credit checks. Tucked inside the quiet Interlachen Lakes Estates community, this land gives you the freedom to plan, build, and secure your family's future at your own pace. For those who value independence, privacy, and honest dealings, this property stands as a solid piece of Florida soil you can truly call your own.
Pricing Options
-Owner financing: $250 doc fee (nonrefundable) + $250 down + $210/Month for 72 months
-Discounted cash price: $11,000 + $250 doc fee (nonrefundable)
Set just off Fl-20, this undeveloped lot blends country quiet with convenient access to nearby towns and natural attractions. It sits on level, wooded ground along a maintained dirt road with visible power lines and easy access for future development. Zoned Residential-2 (R-2), it welcomes single-family or mobile homes once you're ready to build-no Hoa, no city restrictions, and no interference from anyone telling you what to do.
• Key Property Features
0.22 acres of peaceful wooded terrain
Legal road frontage on Usina Avenue
Power available through Clay Electric Co-Op
Quiet rural setting with plenty of privacy
Convenient access to Interlachen, Palatka, and Gainesville
• Future Development Options
Build a single-family or mobile home to your own design
Plan a future homestead or retirement escape
Hold as a low-tax investment for family security
Create a private nature retreat or weekend getaway
Pass down as a legacy property for generations
• Financing Benefits
No banks or credit checks required
Affordable monthly payments with no prepayment penalty
Transparent pricing and simple agreement
Deed transferred after final payment-ownership is yours
It's a straightforward path to land ownership that keeps control in your hands. Contact us today to start the process and make this land yours with just a few easy steps.
Imagine a place where you can breathe easy, hear the breeze through pine trees, and watch sunsets that remind you why Florida is so special. That's life around Interlachen Lakes Estates. Here, neighbors wave from their trucks and nights are still quiet enough to see the stars.
Life for the Independent Patriot
This land is for those who believe in standing on their own. You don't need a bank to approve your dream.
Own real American soil free and clear
Invest in something tangible and secure
Build a future based on faith, family, and freedom
Escape the noise and live on your terms
Know you control your own destiny
A Quiet Retreat Close to Everything
Within minutes you'll find dozens of lakes for fishing, kayaking, or just taking a breath of fresh air. You're about 15 minutes from Interlachen for groceries and fuel, and under an hour from Gainesville or St. Augustine for bigger city trips.
Fish at Jewel, Violet, and Mirror Lakes nearby
Enjoy Ravine Gardens State Park or St. Johns River recreation
Spend weekends exploring historic Florida towns
Return home to a place where you set the pace
Build When You're Ready
This parcel lets you take your time. No pressure to build right away-just the option to develop when it fits your plan. Once ready, the county allows single-family or mobile homes meeting Florida Building Codes.
Drill a well and install a septic system when building
Power available near the lot line
Room for gardens, workshops, and simple living
Freedom to design a home that matches your values
You're not buying just a plot of land-you're buying a future built on stability and ownership.
• Nearby Communities and Services
Interlachen - 8 miles (15 min) for groceries and fuel
Palatka - 19.5 miles (29 min) for shopping and schools
Gainesville - 39.5 miles (45 min) for jobs and universities
St. Augustine - 49 miles (1 hr 10 min) for beaches and history
Putnam County School District serves the area
• Regional Recreation Opportunities
Ravine Gardens State Park - hiking and gardens
Lake Grandin and dozens of local lakes for boating and fishing
St. Johns River - scenic waterway for outdoor fun
Historic St. Augustine - museums and family day trips
• Transportation and Accessibility
FL-20 highway just minutes away
Usina Avenue provides direct lot access
Under 1.5 hours to Jacksonville via Us-17 or Fl-20
Rural roads ideal for quiet drives and biking
• Cost of Living Benefits
Low annual taxes (about $85)
No HOA or POA fees
Lower property cost than urban counties
Affordable ownership within reach of most budgets
• Essential Property Details
Address: Usina Ave, Interlachen FL 32148
County: Putnam County
Parcel Number: 24-09-24-4075-0310-0310
Subdivision: Interlachen Lakes Estates Unit 16
Lot Size: 0.22 acres (˜ 75' × 125')
Gps (Center): 29.69889, -81.85347
Elevation: ˜ 160 feet
Terrain: Wooded, level ground
• Zoning & Development Information
Zoning: Residential-2 (R-2)
Permitted Uses: Single-family or mobile homes
Setbacks: 25' front, 10' rear, 10' sides
Minimum lot size met (7,500 sq ft)
Max building height: 35 feet
• Utilities & Infrastructure Requirements
Water: Private well required
Sewer: Septic system required
Power: Clay Electric Co-Op nearby
Propane available locally
Waste service by Waste Pro or Putnam County Landfill
• Annual Ownership Costs
Taxes ˜ $85 per year
HOA/POA: None
Maintenance: Low, undeveloped land
• Important Restrictions
Vacant and undeveloped property
Camping not allowed
No living on the property while paying owner financing
Must follow Florida Building Codes when constructing
At Rowes of Land, we believe owning land should be honest and simple. We handle every detail-from paperwork to recording-so you can focus on the reward of owning real property. There are no hidden fees, no fine print, and no surprises. Just straightforward ownership on your terms.
Every parcel we sell comes with clear title and a 7-day money-back guarantee (excluding doc fees). If the land isn't what you expected, we'll make it right. That's how we do business - with transparency, trust, and respect for the people we serve.
Opportunities like this don't last. A peaceful lot in a growing Florida community with owner financing and low monthly payments is hard to find. Don't wait for someone else to claim it first - contact us today to secure this property and start your journey toward independent land ownership.
Land Maps & Attachments
Directions to Land
Note: I could not access live maps to fully validate every turn. Below are clear, plain-text, best-effort driving directions from SR20 in Palatka to the property using the Due Diligence Report location data. Please verify on a map before you travel.
Driving Directions (From SR20 in Palatka, FL)
Start Point: SR20, Palatka, FL
End Point: Usina Ave near GPS 29.69889, -81.85347 (APN 24-09-24-4075-0310-0310)
Total Distance: 19.5 miles (approx.)
Estimated Time: 29 minutes (approx.)
Start on SR20 in Palatka heading west.
Stay on SR20 west out of Palatka. Drive for about 15 miles.
Continue following SR20 as it heads toward the Interlachen area.
As you approach the Interlachen area, watch for local roads and signs for small side roads leading north or south off SR20.
Turn onto the county road that leads toward Interlachen (follow signs or local markers toward Interlachen / Main Drive).
Continue on that county road for several miles toward the Interlachen Lakes Estates area.
Look for Usina Avenue on the local road network. Turn onto Usina Avenue.
Drive on Usina Avenue until you reach the property frontage near GPS 29.69889, -81.85347.
Arrival: Property is located along Usina Avenue at/near GPS 29.69889, -81.85347. Look for a wooded lot about 0.22 acres in size.
Access Notes:
Road surface type: Dirt road (Usina Ave is a dirt road; expect unpaved surfaces nearby).
Seasonal notes: Dirt roads may be soft, rutted, or muddy after rain. Use a vehicle with good clearance in wet weather.
Reminder: Cell service may be limited in rural areas. Download offline maps or bring a printed map before travel.
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