Affordable Lot Near Violet Lake
Susan St : Interlachen, FL 32148
Putnam County, Florida
Land Description
Owning land is one of the oldest and most trusted ways to build stability, and this small Florida parcel gives you the chance to claim your own ground without banks, red tape, or heavy financial strain. Tucked in the quiet Interlachen Lakes Estates community of Putnam County, this wooded lot offers an affordable entry point into ownership. It's not a place for camping or living right away, but it is a simple, low-cost way to invest in real property that can grow with your plans over time. The land is yours to shape in the future, whether you want to build, hold it as a hedge against uncertain times, or pass it on as a legacy. With owner financing available, you can get started today on terms designed to fit your budget and your values.
Pricing Options
-Owner financing: $250 doc fee (nonrefundable) + $250 down + $210/Month for 72 months
-Discounted cash price: $11,000 + $250 doc fee (nonrefundable)
This parcel measures about 0.22 acres by ID land measurement (0.12 acres by assessor record) and sits on Violet Circle and Susan Street. The property is zoned Residential (R-2), which allows for a single-family home or a mobile home in the future, once utilities and county requirements are met. It is wooded, with road access on dirt roads maintained by the county. Power lines run nearby, while water and septic would need to be installed. Taxes are low-just $103.14 annually-keeping holding costs minimal. The lot is unincorporated, so you're outside city limits and the heavier regulations they often carry.
Key Property Features:
Parcel size: 0.22 acres (0.12 acres assessor)
Wooded lot with dirt road access
Zoned R-2: single-family or mobile home permitted
Power nearby; well and septic needed
Low annual taxes of about $103
Future Development Options:
Build a modest home for future living
Place a mobile home within zoning allowances
Hold as a long-term land investment or family legacy
Use as a hedge against inflation or financial uncertainty
Financing Benefits:
No banks, no credit checks, no prepayment penalties
Affordable monthly payment plan
Ownership begins with just $250 down
Simple and transparent process from start to finish
If you've been waiting for a straightforward way to buy land without the hassle of banks or credit checks, this property is your chance. Contact us today to secure it with a small down payment and start building ownership in real American soil.
Picture the possibilities. Maybe you've dreamed of having a quiet spot in Florida, away from noise and traffic, where your family has something safe and lasting. You don't need to move right away to benefit-just knowing you hold the deed gives peace of mind. Imagine watching your kids or grandkids know that no matter what, your family has land. That's something few investments can match.
Some buyers see land like this as a retreat they'll prepare for down the road. Others simply want a hedge against inflation, a small but solid anchor when times are uncertain. And for many, it's about freedom: freedom from banks, from debt, from depending on anyone else. This property checks all those boxes without stretching your budget.
The surrounding area offers small-town simplicity with nearby services just minutes away. Interlachen, only 5 miles from the lot, has groceries, gas stations, and day-to-day essentials. For larger needs, Palatka is about 20 minutes east, with more stores and services. Gainesville, a bigger city with hospitals and major shopping, is under an hour away.
Nearby Communities and Services:
Interlachen (11 min, 5.3 miles)
Palatka (23 min, 14.6 miles)
Gainesville (41 min, 32.9 miles)
Local schools in the Putnam County School District
Regional Recreation Opportunities:
Ravine Gardens State Park (23 min)
Ponce de Leon's Fountain of Youth Park (1 hr)
Lightner Museum, St. Augustine (1 hr)
Transportation and Accessibility:
Easy access to the Fl-20 highway
41 minutes to Gainesville Regional Airport
Road access from Violet Circle and Susan Street
Cost of Living Benefits:
Low annual property taxes ($103.14)
Affordable land cost compared to larger cities
No HOA fees discovered in due diligence
Utility installations are owner-controlled, not tied to city services
Essential Property Details:
Parcel: APN 01-10-24-4075-2050-0140, Lot 14
Location: Interlachen Lakes Estates Unit 16, Putnam County, Fl
Size: 0.22 acres (0.12 assessor)
Elevation: ~98 ft
GPS (center): 29.65022, -81.86001
Zoning & Development:
R-2 Residential zoning
Permits single-family or mobile home
Tiny homes and RVs are restricted
Building permit valid 180 days (extensions possible)
Utilities & Infrastructure:
Power available nearby (Florida Power & Light or Clay Electric Coop)
Well and septic required for water/sewer
Dirt road access, maintained by the county
Propane and trash services are available locally
Annual Ownership Costs:
Taxes: ~$103.14/Year
No HOA dues confirmed
Important Restrictions:
No camping allowed
Cannot live on the property while making payments
Must comply with county building codes
Buying land doesn't have to be complicated. We've removed banks, credit checks, and hidden fees from the process. What you see here is exactly what you get: a small piece of Florida land, sold at a fair price, with terms that fit your life. Your payments build toward full ownership, and you can pay off early at any time without penalty. That's the kind of simple, family-owned process we believe in.
Opportunities like this don't last long. A property at this price and with these easy terms is a rare find. Contact us today to make it yours, lock in financing, and take the first step toward landownership on your own terms.
Land Maps & Attachments
Directions to Land
Driving Directions (From SR20 in Palatka, FL)
Start Point: SR20, Palatka, FL
End Point: GPS 29.65022, -81.86001 (Violet Cir / Susan St frontage, Interlachen Lakes Estates, Putnam County, FL)
Total Distance: 14.6 miles
Estimated Time: 23 minutes
Start on SR20 in Palatka.
Head west on SR20 toward Interlachen.
Continue on SR20 for 14.6 miles.
In the Interlachen Lakes Estates area, turn left onto a local neighborhood road (look for posted street signs).
Follow the neighborhood grid south and west using posted signs to reach Susan St.
Turn right onto Susan St.
Drive slowly and watch for Violet Cir.
Turn right onto Violet Cir.
Continue until you reach the property frontage near GPS 29.65022, -81.86001.
Arrival: Property is located along Violet Cir near the corner with Susan St at/near GPS 29.65022, -81.86001.
Access Notes:
Road surface type: Dirt. Local roads can have soft spots. Drive slowly.
Seasonal notes: After heavy rain, sections may be muddy. Low-clearance vehicles should use caution.
Reminder: Download maps before travel; cell service may be limited.
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