Mobile Life Made Easy, $175/Mo
Day St : Interlachen, FL 32148
Putnam County, Florida
Land Description
Owning land can feel out of reach when banks demand high credit scores and big down payments. Renting leaves you with nothing to show for all the money you've spent, and saving never seems to add up fast enough. That's why we make it simple for everyday families to start building something real. This 0.22-Acre property in Interlachen, Florida, gives you a chance to own land without banks, without credit checks, and without the stress of big monthly bills. It's your first step toward a place of your own-a piece of land you'll pay off in just a few short years. Imagine finally having property with your name on it, knowing every payment brings you closer to future security. Whether you dream of placing a mobile home once it's paid off or simply want a safe investment for your family's future, this lot is a smart and affordable choice.
Pricing Options
-Owner financing: $250 doc fee (nonrefundable) + $250 down + $175/Month for 72 months
-Discounted cash price: $9,200.00 + $250 doc fee (nonrefundable)
This wooded 0.22-Acre parcel is located on Day St in Interlachen Lakes Estates Unit 16, Putnam County, Florida. It's tucked away on a quiet dirt road maintained by the county, giving you privacy while still keeping you within reach of nearby towns and highways. At just over a fifth of an acre, it's manageable and affordable, while still offering enough space for your future home. With no flood zone or wetlands to worry about, and power poles visible nearby, it's a practical investment.
Key Property Features:
• 0.22 acres of wooded land, easy to clear and build on later
• Legal road access via Day St, maintained by the county
• Located in a peaceful subdivision with no verified HOA fees
• Power nearby, with well and septic required
• Only 11 minutes to Interlachen and under an hour to Gainesville
Future Development Options:
• Build a single-family or two-family residence once paid off
• Place a mobile home newer than 1976
• Set up utilities and design your own layout
• Keep as a long-term investment to pass down to your kids
Financing Benefits:
• No banks, credit checks, or income verification
• Flexible monthly payments around $175
• No pre-payment penalty-pay off early and save
• Simple, affordable path to land ownership
This land won't last long at this price, and opportunities like this are rare. Contact us today to lock it in and start building your future.
Picture yourself finally breaking free from the rent cycle. Instead of throwing money away each month, you're putting it toward land you'll own outright. For families renting an apartment or house, this property is a “forced savings plan” that grows into something real. Every $175 payment takes you closer to the day you can place a mobile home on your own land. It's not about living here today-it's about securing your future for tomorrow.
For those who want a backup plan, this lot provides peace of mind. Having land in your name means you always have an option waiting. Life can change quickly, but land gives stability. Whether you see it as a retirement plan, an inheritance for your kids, or just a safety net, this lot fits the bill.
And if you value space and independence, you'll love the setting. The property sits in a quiet area of Interlachen Lakes Estates, with room to breathe. You're not packed against neighbors, and you'll enjoy the feel of small-town Florida while still being close to everything you need.
Nearby Communities and Services:
• Interlachen, FL - 11 minutes (local shops, gas stations, schools)
• Palatka, FL - 27 minutes (larger town with shopping and dining)
• Gainesville, FL - 43 minutes (major city, hospitals, university)
• Gas station just 9 minutes away for daily needs
Regional Recreation Opportunities:
• Silver Springs State Park - 51 minutes (famous springs and kayaking)
• Riverfront Park in Palatka - 27 minutes (fishing, walking, and events)
• Multiple nearby lakes for boating and fishing
Transportation and Accessibility:
• Easy access to Fl-20 for local travel
• I-75 under an hour away for longer trips
• Car-dependent but within short drives to key towns
Cost of Living Benefits:
• Low annual property taxes of just $74.60
• Affordable land with no costly HOA fees verified
• Reasonable pricing compared to rising land costs nearby
• Manageable utilities-well and septic give you control
Essential Property Details:
• Parcel number: 01-10-24-4075-1620-0090
• Size: 0.22 acres
• Address: Day St, Interlachen, FL 32148
• County: Putnam, Florida
• Subdivision: Interlachen Lakes Estates Unit 16
Zoning & Development Information:
• Zoned Residential, Two-Family (R-2)
• Allows single-family, two-family, and mobile homes (newer than 1976)
• Tiny homes allowed if single-family dwelling
• Building permits valid for 180 days, extensions available
Utilities & Infrastructure Requirements:
• Electricity available through Clay Electric Cooperative
• Well and septic required
• Gas and waste services available through local providers
Annual Ownership Costs:
• Annual property taxes: $74.60
• No confirmed HOA or POA dues
Important Restrictions:
• Property is vacant and undeveloped
• Camping and RV use are not allowed while financing
• Permanent residence only after property is paid off
Buying land can feel intimidating, but we remove the risks. We handle the paperwork, keep the terms simple, and ensure there are no hidden fees. If you ever want to pay off the property early, you can do so with no penalty. We're a family business, and our goal is to help families like yours finally own something real.
Opportunities like this don't come around often, especially at this price. Don't wait until someone else grabs it. Contact us today to take the next step toward land ownership. This is your chance to turn rent money into property you can call your own.
Land Maps & Attachments
Directions to Land
Driving Directions (From SR20 in Palatka, FL)
Start Point: SR20, Palatka, FL
End Point: Day St, Interlachen, FL - Property near GPS 29.6596, -81.8593
Total Distance: 16.1 miles
Estimated Time: 27 minutes
Start on SR20 in Palatka.
Head west on SR20.
Stay on SR20 for about 14 miles.
Keep driving west. Watch for signs for Interlachen.
After about 16 miles from Palatka, slow down. You are near Interlachen Lakes Estates.
Turn off SR20 onto the local road that leads into Interlachen Lakes Estates.
Follow local roads toward Day St. Look for small county road signs.
Turn onto Day St. The road becomes a dirt road.
Drive a short distance on Day St (a few tenths of a mile).
Continue until you reach the property frontage near GPS 29.6596, -81.8593.
Arrival: Property is located along Day St at/near GPS 29.6596, -81.8593.
Access Notes:
Road surface type: SR20 is paved. Day St is a dirt road maintained by the county.
Seasonal notes: Dirt roads can be soft or muddy after rain. Low-clearance cars may have trouble when wet.
Reminder: Confirm final turns with GPS or a map app before you go. Cell service may be limited.
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