Tiny Price, Big Land Dreams
Janet Ave : Interlachen, FL 32148
Putnam County, Florida
Land Description
Owning land has always been the surest way to protect your future and create a foundation for your family. In times when banks, credit checks, and endless red tape make owning property feel impossible, this piece of Florida soil gives you a straightforward path. At 0.22 acres, this parcel in Interlachen, FL, is a chance to claim ownership without banks, without credit approvals, and without hidden surprises. It's vacant and undeveloped, ready for you to shape when the time is right. Land doesn't lose value-it's something real you can pass on. Every monthly payment goes toward your independence, toward a legacy, and toward true ownership that no one can take away.
Pricing Options
-Owner financing: $250 doc fee (nonrefundable) + $250 down + $210/Month for 72 months
-Discounted cash price: $11,000.00 + $250 doc fee (nonrefundable)
This wooded 0.22-Acre lot sits on Janet Ave in the quiet Interlachen Lakes Estates Unit 16 subdivision of Putnam County, Florida. It's tucked away for privacy, yet close enough to Interlachen for basic services. The road is dirt but maintained, with power poles visible at the street. A well and septic will be needed when you're ready to build, keeping you independent from city utilities. The property is not in a flood zone, making it a reliable investment. Zoned Residential (R-2), it allows single-family homes, mobile homes (1976 or newer), and even tiny homes that meet county standards.
Key Property Features:
• 0.22-Acre wooded lot for your future use
• Legal road access via Janet Ave, dirt road frontage
• Power poles visible on the street
• Well and septic required-independent utilities
• Outside city limits, no confirmed HOA fees
Future Development Options:
• Build a single-family or two-family home after payoff
• Place a mobile home (1976 or newer)
• Add a tiny home of at least 400 sq ft on a permanent foundation
• Hold as a hedge against inflation and long-term value
Financing Benefits:
• No banks or credit checks involved
• Low monthly payments of $210
• No pre-payment penalty if you want to pay faster
• Honest, straightforward terms from a family-owned seller
Opportunities like this don't last long. If you've been waiting for a simple way to own land, contact us today to start.
This lot offers more than dirt and trees-it offers peace of mind. For those tired of trusting banks or being at the mercy of landlords, this is a way to take ownership into your own hands. With every payment, you're putting money into something that lasts instead of something that disappears each month. Owning land gives you choices, whether it's building later, passing property on to your family, or simply knowing you own a piece of ground that no one else can claim.
This property can serve as a retreat or a backup plan. Even if you don't build right away, it's there waiting when you're ready. You'll always know you have a place in your name, a parcel you can call your own. And unlike money in the bank, which can lose value, land is a physical investment that stays with you.
Privacy and peace are built in here. Interlachen Lakes Estates offers room to breathe, with neighbors nearby but not on top of you. You can live with space and quiet while still having easy access to daily needs.
Nearby Communities and Services:
• Interlachen, FL - 10 minutes (local groceries, gas, and schools)
• Palatka, FL - 26 minutes (shopping, dining, healthcare)
• Gainesville, FL - 42 minutes (major city, hospitals, airport)
• Exxon Gas Station - 8 minutes away
Regional Recreation Opportunities:
• Ravine Gardens State Park - 26 minutes (trails, gardens, events)
• Silver Springs State Park - 50 minutes (famous springs and kayaking)
• Sweetwater Wetlands Park - 45 minutes (birding and walking trails)
Transportation and Accessibility:
• Easy access to Fl-20 for regional travel
• Gainesville just 42 minutes away for city services
• Car-dependent area with essentials 10-30 minutes away
Cost of Living Benefits:
• Annual property taxes only $90.21
• No HOA fees found for this subdivision
• Utility setup (well and septic) keeps costs private and manageable
• Land here is more affordable than in nearby counties
Essential Property Details:
• Parcel number: 35-09-24-4075-1420-0060
• Subdivision: Interlachen Lakes Estates Unit 16
• Size: 0.22 acres (124.6 ft x 75 ft approx.)
• Location: Janet Ave, Interlachen, FL 32148
• County: Putnam, Florida
Zoning & Development Information:
• Zoned R-2 Residential, Two-Family
• Allows single-family homes, two-family, mobile homes (1976+)
• Tiny homes (400+ sq ft) permitted with permanent foundation
• Building permits valid 180 days, extensions available
Utilities & Infrastructure Requirements:
• Electricity through Clay Electric Cooperative (poles nearby)
• Well and septic required for water and sewer
• Gas available via local propane providers
• Trash handled through county-approved haulers
Annual Ownership Costs:
• Property taxes: $90.21 per year
• No confirmed HOA or POA dues
Important Restrictions:
• Property is vacant and undeveloped
• No camping or RV living while financing
• Permanent residence only allowed once paid off
• Mobile homes must meet county requirements (1976 or newer)
Buying land can feel complicated, but we keep it simple. We're a family-owned seller, and we believe in straightforward transactions. No banks, no credit checks, no hidden fees-just an honest path to land ownership. With no penalties for early payoff, you're in control of how fast you reach full ownership.
Land is the one thing they're not making more of. This is your chance to claim a piece for yourself and your family. Don't let it slip away. Contact us today to secure this property and start building your legacy.
Land Maps & Attachments
Directions to Land
Driving Directions (From SR20 in Palatka, FL)
Start Point: SR20, Palatka, FL
End Point: Janet Ave, Interlachen, FL - Property near GPS 29.666576, -81.863235
Total Distance: 13.7 miles
Estimated Time: 20 minutes
Start on SR20 in Palatka.
Head west on SR20 toward Interlachen.
Continue on SR20 for about 13.0 miles.
Take the turn onto the county road that leads into Interlachen Lakes Estates.
Continue on that local road for about 0.4 miles; watch for subdivision signs.
Turn onto Janet Ave when you see the street sign.
Drive about 0.3 miles on Janet Ave.
Continue until you reach the property frontage near GPS 29.666576, -81.863235.
Arrival: Property is located along Janet Ave at/near GPS 29.666576, -81.863235.
Access Notes:
Road surface type: SR20 is paved. Local roads and Janet Ave are dirt.
Seasonal notes: Dirt roads can be soft or muddy after rain. Low-clearance cars may have trouble when wet.
Reminder: Download maps before travel; cell service may be limited.
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