Your Homestead By The Lake
Connecticut Dr : Hawthorne, FL 32640
Putnam County, Florida
Land Description
Your Florida Dream Starts Here: 0.24-Acre Residential Lot in Hawthorne, Putnam County
Prime North Central Florida Land
Welcome to an extraordinary opportunity to own a beautiful 0.24-Acre residential lot in the charming community of Hawthorne, located in scenic Putnam County, Florida. This perfectly sized parcel offers the ideal combination of small-town Florida living, convenient access to major cities, and the natural beauty that makes North Central Florida so desirable.
Parcel Identification Number (Apn): 12-10-23-1620-0040-0150
Situated at the GPS coordinates of 29.635700, -81.955400 (center point), this property provides an excellent foundation for building your Florida home, establishing a weekend retreat, or making a smart land investment in one of Florida's fastest-growing regions.
The lot's 0.24-Acre size offers ample space for a comfortable residence while remaining manageable and affordable to maintain.
Whether you're seeking to escape the congestion of Florida's larger cities, looking for an affordable entry point into Florida real estate, planning your retirement homesite, or simply wanting to own a piece of the Sunshine State, this Hawthorne property deserves your serious consideration.
Pricing Designed for Accessibility
We believe land ownership should be achievable for everyone, which is why we've created flexible purchasing options to fit various budgets and financial situations:
Cash Purchase Option
$8,999 total - Own your Florida property outright with a single payment. This represents exceptional value for a residential lot in North Central Florida, especially considering the region's growth trajectory and the property's proximity to multiple major cities. With one payment, you'll hold clear title to your land with no further obligations beyond annual property taxes.
Owner Financing Option
Our owner financing program is structured to make your land ownership dreams a reality:
Down Payment: $199 - Get started with minimal upfront cost
Document Fee: $250 - One-time processing charge
Monthly Payment: $199 - Consistent, affordable monthly installments
Term: 60 months - Five years to complete your purchase
Total Investment: $12,389 when financed
With owner financing, you can begin your Florida land ownership journey immediately-no bank involvement, no credit checks, no complicated approval processes. Your monthly payment of $199 is less than what many people spend on cable television or dining out, making this an achievable goal for most budgets.
Property Taxes: Low Annual Carrying Costs
One of the most attractive aspects of this property is the reasonable property tax burden. Annual property taxes total just $81.17 per year.
Breaking this down further, that's only $6.76 per month to maintain your property taxes. This modest annual expense means:
You can comfortably hold the property while planning your future
Investment in the land won't be eroded by excessive carrying costs
Even if life circumstances delay your building plans, the property remains affordable
Your long-term investment remains protected with minimal ongoing expenses
These low taxes, combined with our flexible financing options, make this property one of the most accessible real estate opportunities in North Central Florida.
Precise GPS Location and Property Boundaries
Your property is precisely located in Hawthorne, Putnam County, Florida. We've documented the exact GPS coordinates to help you locate and visit your future land:
Center Point: 29.635700, -81.955400
Corner Coordinates:
Northwest Corner: 29.635600, -81.955600
Northeast Corner: 29.635800, -81.955600
Southwest Corner: 29.635600, -81.955200
Southeast Corner: 29.635800, -81.955200
These coordinates can be entered into any GPS device, smartphone mapping application (Google Maps, Apple Maps, Waze, etc.), or dedicated GPS unit to navigate directly to your property.
The precise corner coordinates allow you to identify the exact boundaries of your 0.24-Acre lot, making it easy to visualize your future home placement, landscaping, and site planning.
About Hawthorne and Putnam County
Hawthorne is a small, historic town in Putnam County, Florida, offering residents a peaceful, rural lifestyle while remaining conveniently located near larger cities and their amenities.
Hawthorne: Your Community
Hawthorne (population approximately 1,400) embodies classic small-town Florida charm. Founded in the late 1800S, Hawthorne developed as an agricultural community and has maintained its rural character while slowly growing over the decades.
Community Character:
Small-town atmosphere with friendly neighbors
Lower crime rates than urban areas
Quieter lifestyle away from city congestion
Affordable cost of living
Growing community with new residents discovering its benefits
Services and Amenities:
While Hawthorne is small, residents have access to essential services:
Local grocery and convenience stores
Gas stations
Post office
Local churches
Community parks
Small local restaurants and cafés
For additional services, shopping, dining, and entertainment, Gainesville is only 25 miles away, providing big-city amenities while you enjoy small-town living.
Putnam County
Putnam County sits in North Central Florida, bordered by several counties including Alachua (home to Gainesville) to the west. The county offers diverse geography, from the St. Johns River to rolling hills and numerous lakes.
County Seat: Palatka (approximately 25 miles northeast of Hawthorne)
County Population: Approximately 74,000 residents
County Services:
Putnam County Sheriff's Office provides law enforcement
Putnam County Fire Rescue serves the area
County administrative offices in Palatka
Public library system
Parks and recreation facilities
Climate and Weather
Hawthorne enjoys classic North Central Florida weather, characterized by:
Summer (June-September):
Hot and humid conditions
Daily high temperatures typically 88-92°F (31-33°C)
Afternoon thunderstorms common, especially July-August
Warm nights with temperatures rarely dropping below 70°F (21°C)
Fall (October-November):
Decreasing humidity and temperatures
Comfortable days with highs in the 70s-80s°F (24-29°C)
Pleasant evenings
Reduced rainfall compared to summer
Winter (December-February):
Mild temperatures by northern standards
Daytime highs typically 65-72°F (18-22°C)
Cool nights, occasionally dipping to 40s°F (4-9°C)
Rare freezes possible but infrequent
Lowest rainfall period of the year
Spring (March-May):
Beautiful weather with warming temperatures
Highs climbing from mid-70s to mid-80s°F (24-29°C)
Lower humidity than summer
Moderate rainfall
Flowering trees and plants create scenic beauty
Annual Rainfall: Approximately 50-55 inches, concentrated in summer months
Hurricane Considerations: While Hawthorne is inland (about 60 miles from the Atlantic coast and 100+ miles from the Gulf), hurricanes can occasionally impact the area with wind and rain. However, the inland location provides significant protection from the most severe coastal hurricane impacts.
Natural Features and Recreation
The Hawthorne area and surrounding Putnam County offer abundant natural beauty and recreational opportunities:
Water Features:
Lochloosa Lake nearby, offering boating and fishing
Orange Lake to the south
St. Johns River to the east
Numerous smaller lakes and ponds throughout the region
Outdoor Activities:
Freshwater fishing (bass, catfish, panfish)
Boating and kayaking
Wildlife viewing
Bird watching (Florida has incredible bird diversity)
Hiking and nature trails
Hunting (in designated areas with proper licensing)
Wildlife:
The area is home to diverse Florida wildlife including:
White-tailed deer
Wild turkeys
Alligators (in waterways)
Numerous bird species including wading birds, raptors, and songbirds
Armadillos
Turtles and tortoises
Various snake species (both venomous and non-venomous)
Proximity to Major Attractions
Your Hawthorne property's central location provides reasonable access to many Florida attractions:
Gainesville: 25 miles - University of Florida, cultural events, shopping, dining
Ocala National Forest: 35 miles - Hiking, springs, camping
St. Augustine: 75 miles - Nation's oldest city, historic sites, beaches
Daytona Beach: 70 miles - Atlantic beaches, motorsports
Orlando: 100 miles - Theme parks, entertainment, major airport
Jacksonville: 85 miles - Big city amenities, beaches, airport
Potential Uses for Your 0.24-Acre Property
Your 0.24-Acre lot in Hawthorne offers numerous possibilities:
Primary Residence
Build your Florida home on this lot:
Sufficient space for a comfortable single-family residence
Room for a modest yard, landscaping, and outdoor living space
Establish permanent Florida residency
Small-town living with big-city access
Affordable homeownership compared to urban areas
Retirement Property
Many people are discovering North Central Florida for retirement:
Lower cost of living than South Florida or coastal areas
Mild winters without harsh northern cold
Peaceful small-town atmosphere
Access to medical facilities in nearby Gainesville
Year-round outdoor activities
Weekend or Vacation Retreat
Create your own Florida getaway:
Place a mobile home or manufactured home
Build a small cabin or cottage
Weekend escape from Jacksonville, Orlando, or other cities
Seasonal use for snowbirds
Family gathering spot
Investment Property
Florida real estate continues to appreciate:
Population growth driving land values
North Central Florida seeing increased interest
Low carrying costs allow long-term holding
Future development potential
Rental income possibilities if developed
Mobile/Manufactured Home Site
The lot size is ideal for:
Single-wide or double-wide manufactured home
Modern manufactured homes that rival traditional construction
Affordable housing solution
Faster occupancy than traditional construction
Lower initial investment than site-built home
Important Considerations and Due Diligence
We encourage all prospective buyers to conduct thorough research before purchasing:
Utilities
Electricity: Research availability of electrical service to the property. Contact the local utility provider (likely Duke Energy or Clay Electric Cooperative) to determine:
Distance to nearest electrical connection
Connection costs and requirements
Service availability timeline
Water: Investigate water options:
Public water availability (check with local water authority)
Well drilling requirements and costs (if public water unavailable)
Well depths typical for the area
Water quality and testing
Sewer/Septic: Determine wastewater options:
Public sewer availability
Septic system requirements if no public sewer
Septic permits and regulations through Putnam County Health Department
Installation costs for septic systems
Internet/Communications: Research availability of:
Cable or fiber internet
DSL service
Satellite internet options
Cell phone coverage and carriers
Zoning and Regulations
Before purchasing, verify:
Current zoning classification with Putnam County Planning and Zoning
Permitted uses for the property
Minimum square footage requirements for homes
Setback requirements from property lines
Height restrictions
Coverage ratios (how much of the lot can be covered by structures)
Manufactured home regulations and requirements
Building Requirements
If you plan to build:
Contact Putnam County Building Department for requirements
Understand permit processes and fees
Learn about required inspections
Research Florida Building Code requirements
Investigate flood zone status (Fema flood maps)
Consider impact fees and development costs
Environmental Considerations
Flood Zone: Check Fema flood maps to determine if the property is in a flood zone. This affects:
Building requirements and elevations
Flood insurance requirements
Development costs
Wetlands: Verify if any wetlands exist on the property, which could restrict development areas.
Protected Species: Florida has regulations protecting certain species and habitats. Research if any apply to your property.
Property Access
Verify legal access to the property
Determine if the property fronts on a public road
Understand road maintenance responsibility
Check if roads are paved or unpaved
Verify any easements affecting the property
Title and Survey
Consider:
Obtaining title insurance
Having the property professionally surveyed
Reviewing title history for any liens or encumbrances
Understanding any recorded easements or restrictions
Why This Property Stands Out
Among numerous land opportunities in Florida, this Hawthorne property offers distinct advantages:
Ideal Size: At 0.24 acres, the lot is large enough for comfortable residential use but small enough to be manageable and affordable. You won't be overwhelmed with maintenance, yet you'll have adequate space for your home and yard.
Exceptional Affordability: With cash pricing at $8,999 or financing for just $199 down and $199 monthly, this property is accessible to a wide range of buyers. Compare this to coastal Florida properties or urban lots that cost many times more.
Strategic Location: The property's position near Gainesville but in quieter Hawthorne offers the best of both worlds-small-town living with easy access to city amenities, shopping, medical care, and the University of Florida.
Low Taxes: Annual property taxes of only $81.17 mean you can hold this property without financial strain. Even if your plans change or you need time before building, carrying costs won't burden you.
Multiple City Access: Whether you work in Jacksonville, Gainesville, Ocala, or Orlando, this property offers reasonable commuting distance or weekend access. Your options remain open.
Florida Lifestyle: Own a piece of the Sunshine State without the high prices of coastal or South Florida properties. Enjoy Florida's year-round warmth, outdoor recreation, and relaxed lifestyle.
Growth Trajectory: North Central Florida has been experiencing steady population growth as people discover the region's affordability, natural beauty, and quality of life. Your investment today could appreciate significantly.
No HOA: Unlike many Florida subdivisions with restrictive covenants and monthly HOA fees, this property offers freedom to pursue your vision without excessive restrictions or ongoing association costs.
Legal and Administrative Details
Property Location: Hawthorne, Putnam County, Florida
Total Acreage: 0.24 acres
Apn: 12-10-23-1620-0040-0150
Annual Property Taxes: $81.17
Property Type: Residential lot
Zoning: Verify current zoning with Putnam County
Utilities: Research availability (not currently connected)
For complete details, additional photos, documents, and information about this property, please visit our comprehensive listing at:
The Florida Advantage
Owning property in Florida provides numerous benefits:
No State Income Tax: Florida is one of the few states with no personal income tax, allowing you to keep more of your hard-earned money.
Year-Round Warmth: Enjoy mild winters without snow or extreme cold. Outdoor activities are possible throughout the year.
Natural Beauty: From springs and rivers to forests and lakes, Florida offers diverse natural environments to explore.
Growing Economy: Florida's economy continues to expand with diverse industries including tourism, agriculture, technology, and healthcare.
Retirement Destination: Florida remains one of America's top retirement destinations, with favorable tax treatment for retirees and abundant recreational opportunities.
No Estate or Inheritance Tax: Florida does not impose estate or inheritance taxes, making it attractive for estate planning.
Taking Your Next Steps
Ready to make this property yours? Here's how to proceed:
1. Review Complete Information
Visit our detailed listing online to see additional photos, documents, and property details:
2. Visit the Property
We strongly encourage visiting the property in person. Use the GPS coordinates (29.635700, -81.955400) to locate the exact site. Walk the lot, observe the surrounding area, and envision your future here.
3. Conduct Due Diligence
Contact Putnam County Planning and Zoning Department
Verify zoning and building requirements
Research utility availability and connection costs
Check flood zone status
Investigate septic/well requirements if applicable
Consider hiring a surveyor to mark boundaries
4. Choose Your Purchase Option
Decide whether the $8,999 cash purchase or the $199 down/$199 monthly financing works best for your financial situation.
5. Contact Us
Reach out through our website to begin the purchase process. We'll guide you through all necessary paperwork and answer your questions.
General Property Questions
Q: What is the exact size of the property?
A: The property is 0.24 acres, which equals approximately 10,454 square feet. This provides ample space for a comfortable home with yard area.
Q: Is this property in city limits or unincorporated county?
A: The property is located in Hawthorne, Putnam County. You should verify with Putnam County whether it falls within Hawthorne city limits or unincorporated county, as this affects building permits, codes, and services.
Q: Can I visit the property before buying?
A: Absolutely. We strongly encourage all potential buyers to visit the property in person. Use the GPS coordinates (29.635700, -81.955400) to navigate directly to the lot. Walk the property, explore the neighborhood, and get a feel for the area.
Q: Are there any HOA fees or restrictions?
A: You should verify this with Putnam County records, but typically properties in this area do not have homeowners association fees or restrictive covenants. This gives you more freedom in how you use and develop your property.
Q: What are the property boundaries?
A: The corner GPS coordinates are provided in the listing. For absolute certainty of boundaries, we recommend hiring a licensed surveyor to mark the property corners with stakes or monuments.
Q: Is the property currently fenced?
A: Property conditions can change. Please visit the property to verify current fencing status. If you want fencing, you would be responsible for installation according to local codes and setback requirements.
Financial Questions
Q: What exactly do I pay with the cash option?
A: With the cash option, you pay $8,999 one time, and the property is yours with clear title. Your only ongoing cost will be annual property taxes of $81.17.
Q: How does owner financing work?
A: With our owner financing program:
You pay $199 down payment
You pay a $250 one-time document fee
You make monthly payments of $199 for 60 months (5 years)
Total paid over the life of the loan: $12,389
No credit check or bank approval required
After 60 months of payments, you receive clear title
Q: When are the monthly payments due?
A: Monthly payments are typically due on the same day each month, starting one month after your purchase date. Specific payment terms will be outlined in your purchase agreement.
Q: What happens if I pay off the financing early?
A: Early payoff terms should be discussed during the purchase process. Many owner-financed properties allow early payoff without penalty, but confirm this before purchasing.
Q: Are property taxes included in the monthly payment?
A: No, property taxes are your responsibility and are paid separately to Putnam County. The annual taxes of $81.17 can be paid annually or semi-annually according to county procedures.
Q: Can I use traditional bank financing instead of owner financing?
A: Yes, if you prefer to obtain a bank loan or mortgage, you can purchase the property using traditional financing and pay cash to us. However, raw land can be difficult to finance through traditional lenders, which is why our owner financing option is so valuable.
Building and Development Questions
Q: Can I build a house on this property?
A: The property is zoned for residential use, but you must verify current zoning requirements, building codes, minimum square footage requirements, and obtain necessary permits from Putnam County before beginning construction.
Q: Can I place a mobile home or manufactured home on the property?
A: Typically yes, but you must verify with Putnam County Planning and Zoning Department. There may be specific requirements for manufactured homes including permitting, foundation requirements, and age/condition standards.
Q: How much does it cost to build in this area?
A: Construction costs vary widely based on home size, materials, finishes, and contractor rates. As of 2024-2025, construction in North Central Florida typically ranges from $100-200+ per square foot for site-built homes. Mobile/manufactured homes offer a more affordable alternative. Get quotes from local builders for accurate estimates.
Q: Do I need a permit to place an RV or storage building on the property?
A: Putnam County regulations govern temporary structures, RVs, and storage buildings. Contact the county building department to understand what requires permits and what is allowed. Rules vary for temporary vs. permanent placement.
Q: What are the setback requirements?
A: Setback requirements (how far structures must be from property lines) are established by Putnam County zoning ordinances. Common setbacks are 25 feet front, 10-15 feet sides, and 10-20 feet rear, but you must verify the specific requirements for this property's zoning classification.
Utility Questions
Q: Is electricity available?
A: You need to contact the local electric utility (likely Duke Energy or Clay Electric Cooperative) to determine the nearest connection point and costs to bring power to the property. The distance to existing power lines will affect connection costs.
Q: Is there public water available?
A: You should contact the Putnam County Utilities Department or local water authority to verify public water availability. If public water is not available, you would need to drill a well, which requires permitting through the St. Johns River Water Management District.
Q: How deep are wells in this area?
A: Well depths in Putnam County typically range from 100-400 feet depending on the specific location and desired water quality. Local well drillers can provide estimates for your specific property. Costs typically range from $3,000-$8,000 or more.
Q: Is public sewer available?
A: Most likely you will need a septic system rather than public sewer. Contact Putnam County Health Department for septic system permitting requirements. A soil percolation test ("perc test") will be required to determine if the land is suitable for septic and what type of system is needed.
Q: Is internet available?
A: Internet availability varies by exact location. Options may include cable, Dsl, fiber, satellite (Starlink, HughesNet), or cellular hotspots. Contact local providers to verify what's available at this specific address.
Q: What about cell phone service?
A: Major carriers (At&T, Verizon, T-Mobile) generally provide coverage in the Hawthorne area, but signal strength can vary. Check coverage maps for your specific carrier and consider visiting the property with your phone to test actual signal strength.
Location and Access Questions
Q: What is the property's exact street address?
A: The property may or may not have an assigned street address yet. Use the GPS coordinates for navigation. Once you begin development, you can request an official address from Putnam County's addressing department, typically required for permits and utilities.
Q: Is the property on a paved road?
A: Road conditions can vary. Please visit the property to verify current road surface. Some roads in the area may be paved, while others are maintained gravel or dirt roads.
Q: Who maintains the roads?
A: This depends on whether the road is a public county-maintained road or a private road. Putnam County maintains public roads, while private roads may be maintained by property owners or a road association. Verify the status of roads providing access to your property.
Q: How far is the property from major cities?
A: Approximate distances:
Gainesville: 25 miles (30 minutes)
Jacksonville: 85 miles (1.5 hours)
Ocala: 50 miles (1 hour)
Orlando: 100 miles (1.75 hours)
St. Augustine: 75 miles (1.25 hours)
Q: What is the nearest airport?
A: Gainesville Regional Airport is approximately 25 miles away. Jacksonville International Airport (85 miles) and Orlando International Airport (100 miles) offer more flight options and are still reasonably accessible.
Q: Where is the nearest hospital?
A: UF Health Shands Hospital in Gainesville (approximately 25 miles) is a major medical center. Putnam Community Medical Center in Palatka is approximately 25 miles to the northeast. Both provide emergency and comprehensive medical services.
Q: Where is the nearest grocery store?
A: Hawthorne has small local stores. For major grocery shopping, Gainesville (25 miles) has numerous supermarkets including Publix, Walmart, Target, and Winn-Dixie.
Environmental and Regulatory Questions
Q: Is the property in a flood zone?
A: You should check Fema flood maps to determine the flood zone designation. Visit the Fema Flood Map Service Center online or contact Putnam County Planning Department. Flood zone status affects building requirements and flood insurance costs.
Q: Are there wetlands on the property?
A: You should verify wetland status before purchasing. The U.S. Fish and Wildlife Service National Wetlands Inventory and the St. Johns River Water Management District can provide wetland information. If wetlands exist, they may restrict where you can build.
Q: What about wildlife?
A: North Central Florida is home to diverse wildlife including deer, turkeys, alligators (in water bodies), various birds, and other animals. This is part of Florida's natural charm but requires awareness and appropriate precautions.
Q: Are there any deed restrictions?
A: Verify with Putnam County property records whether any deed restrictions, easements, or covenants affect the property. This information is typically available through the county clerk's office.
Q: Do I need to worry about sinkholes?
A: Florida does have sinkholes in some areas. Putnam County has lower sinkhole activity than some other Florida counties, but it's worth researching and potentially obtaining sinkhole insurance if you're concerned.
Tax and Legal Questions
Q: When are property taxes due?
A: In Florida, property taxes are typically due by March 31st of each year, with discounts available for early payment (4% in November, 3% in December, 2% in January, 1% in February). Contact the Putnam County Tax Collector for specific payment information.
Q: Will my taxes increase after I purchase?
A: The $81.17 annual tax amount is based on current assessed value. Taxes could change based on:
Annual reassessment of property value
Changes in millage rates by taxing authorities
Improvements you make to the property (building a home will increase assessed value and taxes)
Florida's Save Our Homes Amendment caps increases on homesteaded properties
Q: Can I homestead this property?
A: Yes, if you make this your permanent residence, you can apply for Florida homestead exemption, which provides property tax savings and important legal protections. You must live in the home as your primary residence by January 1st to qualify for that year's exemption.
Q: What closing costs should I expect?
A: With owner financing, closing costs are minimal-primarily the $250 document fee plus your $199 down payment. With cash purchase or traditional financing, you may have additional costs like title insurance, recording fees, and survey costs. Our owner financing program eliminates most traditional closing costs.
Q: Do I get a deed immediately?
A: With cash purchase, yes-you receive a warranty deed once payment clears. With owner financing, the deed is held until the loan is paid in full (after 60 months), at which time you receive full title. During the financing period, you typically receive a contract for deed or similar instrument showing your equitable interest.
Practical Use Questions
Q: Can I camp on the property while building?
A: Putnam County regulations govern camping and temporary occupancy. Some counties allow temporary RV placement during construction, while others have restrictions. Check with the county building department for specific rules.
Q: Can I use the property for business purposes?
A: This depends on zoning regulations and the type of business. Home-based businesses are often allowed in residential zones, but commercial operations may be restricted. Verify with Putnam County Planning and Zoning before planning business use.
Q: Is hunting allowed?
A: Hunting regulations depend on property size, local ordinances, and state hunting laws. The 0.24-Acre size is likely too small for hunting. However, larger hunting areas exist nearby. Always verify local discharge of firearms ordinances and obtain proper Florida hunting licenses.
Q: Can I have farm animals or livestock?
A: Zoning regulations and property size determine what animals are allowed. Check with Putnam County regarding regulations for chickens, goats, horses, or other animals. The 0.24-Acre size may limit livestock options.
Q: What about dogs and pets?
A: Normal household pets are typically allowed in residential zones. Putnam County may have limits on the number of animals or requirements for kennels. Check county animal control regulations.
Investment and Resale Questions
Q: Can I sell the property before paying it off?
A: With owner financing, you would need to review your contract terms. Some contracts allow selling with buyer assuming payments, others require full payoff before transfer. If you're considering this option, discuss it during purchase.
Q: Is this a good investment?
A: We can't provide investment advice, but consider: Florida's population is growing, land is limited, North Central Florida is more affordable than coastal areas, and property taxes are low. Research local market trends and consult a financial advisor for investment guidance.
Q: How much could this property be worth in the future?
A: Property values depend on numerous factors including local development, economic conditions, infrastructure improvements, and market trends. Historical data shows Florida land generally appreciating over time, but past performance doesn't guarantee future results.
Q: Can I buy this property as an out-of-state buyer?
A: Yes. Many of our buyers live out of state. Our owner financing program makes remote purchases simple without requiring in-person closing in many cases. However, we still strongly recommend visiting the property before purchase.
Process and Timeline Questions
Q: How long does the purchase process take?
A: With our owner financing, the process can be very quick-often completed within days once you've made your decision. Cash purchases may take slightly longer for title work and deed preparation, but typically close within 1-2 weeks.
Q: What documents will I receive?
A: You'll receive purchase agreement, payment records, tax information, and ultimately a warranty deed (cash purchase) or contract for deed (owner financing). Keep all documents in a safe place.
Q: Can I back out after making a down payment?
A: Refund policies vary and should be clearly stated in your purchase agreement. Ask about this before committing. Some contracts have inspection periods allowing refunds, while others may not.
Q: What if I have more questions?
A: Contact us through our website at We're happy to answer additional questions and provide information to help you make an informed decision.
Final Important Reminders
Q: What should I do before purchasing?
A: We recommend:
Visit the property in person
Verify zoning and building requirements with Putnam County
Research utility availability and costs
Check flood zone status
Investigate road access and conditions
Review county tax records
Consider hiring a surveyor
Consult with a real estate attorney if desired
Verify all information independently
Make sure this property meets your needs and goals
Q: Who should I contact for official information?
A: Key contacts include:
Putnam County Planning & Zoning: For zoning, building codes, and permits
Putnam County Tax Collector: For tax information
Putnam County Property Appraiser: For property records and assessment
Putnam County Health Department: For septic permits
St. Johns River Water Management District: For well permits
Local utility companies: For service availability
Remember: While we provide general information about the property, you should conduct your own due diligence and verify all details with appropriate authorities before purchasing. This ensures you have accurate, current information for making your decision.
Your Florida Future Awaits
Picture yourself in Hawthorne, Florida-enjoying warm winter days while friends up north shovel snow, spending afternoons fishing on nearby lakes, building the home you've always envisioned, or simply knowing you own a piece of the Sunshine State.
This 0.24-Acre property represents more than just land-it's opportunity, freedom, and investment in your future. At $8,999 cash or just $199 per month, Florida land ownership is within reach. The low annual taxes of $81.17 ensure your investment remains affordable for years to come.
Whether you're planning your retirement, seeking a weekend escape, looking for an affordable homesite, or making a smart investment, this Hawthorne property offers exceptional value in a growing region with access to multiple cities and abundant natural beauty.
The small-town charm of Hawthorne combined with proximity to Gainesville's amenities creates an ideal balance. You'll escape urban congestion and high prices while remaining connected to shopping, healthcare, culture, and employment opportunities.
Florida continues to grow as people discover the state's advantages-no income tax, mild winters, outdoor recreation, and lifestyle benefits. North Central Florida, in particular, offers these benefits at prices well below coastal or South Florida markets. Now is your opportunity to join the ranks of Florida landowners and begin building your Sunshine State dreams.
Don't miss this chance to own Florida property at an incredibly accessible price point. With owner financing requiring just $199 down plus a $250 document fee, you can start today. Visit the property using the GPS coordinates provided, experience Hawthorne's character, and envision your future on this 0.24-Acre lot.
For all details, photos, documents, and to begin your purchase:
Your piece of Florida awaits. Seize this opportunity to become a Florida landowner and start creating the lifestyle you've imagined in the Sunshine State.
Land Maps & Attachments
Directions to Land
Detailed Directions from Jacksonville (Approximately 85 Miles, 1.5 Hours)
Jacksonville, Florida's largest city by area, is your gateway if you're coming from the northeast. Here's the most direct route to your Hawthorne property:
Step 1: Departing Jacksonville
From Jacksonville, head south out of the city. Make your way to Interstate 295 South (I-295 S), Jacksonville's beltway, which will carry you around the southern edge of the metropolitan area.
Step 2: I-295 South to I-95 South
Travel on I-295 South until you reach the interchange with Interstate 95 South (I-95 S). Merge onto I-95 South heading toward Daytona Beach and points south.
Step 3: I-95 South to Exit 387
Continue south on I-95 for approximately 55 miles. You'll pass through St. Johns County and into Putnam County. Watch for Exit 387 for County Road 207/CR-207 toward Hastings/East Palatka. Take this exit.
Step 4: County Road 207 West
After exiting, turn right (west) onto County Road 207 (CR-207). This well-maintained county road will take you westward through rural North Florida landscape.
Step 5: CR-207 to Hawthorne
Continue on CR-207 West for approximately 20 miles. You'll pass through agricultural land, small communities, and classic North Florida scenery. CR-207 will eventually bring you into the Hawthorne area.
Step 6: Navigating to Your Property
As you approach Hawthorne, use your GPS device or smartphone with the property coordinates:
Destination: 29.635700, -81.955400
Your GPS will provide turn-by-turn navigation from CR-207 to your specific property location. Follow these directions carefully as you navigate through Hawthorne's local streets to reach your lot.
Total Journey from Jacksonville:
Distance: Approximately 85 miles
Estimated Driving Time: 1 hour and 30 minutes under normal traffic conditions
Primary Route: I-295 S to I-95 S to Exit 387, then CR-207 West to Hawthorne
Detailed Directions from Gainesville (Approximately 25 Miles, 30 Minutes)
Gainesville, home to the University of Florida, is the closest major city to your property. The drive is quick and straightforward:
Step 1: Departing Gainesville
From Gainesville, head southeast out of the city. Make your way to State Road 20 East (SR-20 E), also known as Hawthorne Road within Gainesville city limits.
Step 2: SR-20 East/Hawthorne Road
Travel east on SR-20/Hawthorne Road. This direct route will take you from Gainesville straight to Hawthorne. The road is well-maintained and passes through a mix of suburban development near Gainesville that gradually transitions to rural landscape as you approach Hawthorne.
Step 3: Continuing to Hawthorne
Stay on SR-20 East for approximately 20-25 miles. You'll pass through Alachua County and cross into Putnam County. The route is straightforward with clear signage indicating you're approaching Hawthorne.
Step 4: Arriving in Hawthorne
As you enter Hawthorne, you'll notice this charming small town character. SR-20 becomes the main road through town.
Step 5: Navigating to Your Property
Use your GPS device or smartphone with the coordinates:
Destination: 29.635700, -81.955400
From SR-20 in Hawthorne, your GPS will guide you through local streets to your property. The short distance from Gainesville makes this property ideal for those who work or study in Gainesville but prefer quieter, more affordable living in Hawthorne.
Total Journey from Gainesville:
Distance: Approximately 25 miles
Estimated Driving Time: 30-35 minutes under normal conditions
Primary Route: SR-20 East (Hawthorne Road) directly to Hawthorne
Detailed Directions from Ocala (Approximately 50 Miles, 1 Hour)
Ocala, known for its horse farms and natural springs, provides another convenient access point to your property:
Step 1: Departing Ocala
From Ocala, head north out of the city. Make your way to Interstate 75 North (I-75 N), the major north-south corridor through Central Florida.
Step 2: I-75 North to Exit 387
Travel north on I-75 for approximately 15 miles. Watch for Exit 387 for County Road 326/CR-326 toward Williston/Bronson. Take this exit.
Step 3: CR-326 East
After exiting, turn right (east) onto County Road 326 (CR-326). This county road will carry you eastward through rural Marion and Levy Counties.
Step 4: CR-326 to Hawthorne Area
Continue east on CR-326 for approximately 30 miles. You'll drive through agricultural areas, small communities, and beautiful North Florida countryside. CR-326 will eventually connect you to roads leading to Hawthorne.
Step 5: Following Local Roads
As you approach the Hawthorne area, you may need to transition to connecting roads. Your GPS device will provide the most efficient routing for the final miles.
Step 6: Navigating to Your Property
Use your GPS with the coordinates:
Destination: 29.635700, -81.955400
Follow the GPS guidance from your location on CR-326 or connecting roads to the property in Hawthorne.
Total Journey from Ocala:
Distance: Approximately 50 miles
Estimated Driving Time: 1 hour under normal conditions
Primary Route: I-75 North to Exit 387, then CR-326 East toward Hawthorne area
Detailed Directions from Orlando (Approximately 100 Miles, 1.75 Hours)
Orlando, Florida's tourism capital and a major metropolitan area, is easily accessible from your Hawthorne property:
Step 1: Departing Orlando
From Orlando, head north out of the metro area. Make your way to Interstate 4 West (I-4 W), which initially heads west before curving northward.
Step 2: I-4 West to I-75 North
Travel on I-4 West for approximately 55 miles until you reach the interchange with Interstate 75 North (I-75 N) near Wildwood. Merge onto I-75 North.
Step 3: I-75 North Through Central Florida
Continue north on I-75 for approximately 30 miles. You'll pass through Sumter County and into Marion County, home to Ocala. Watch for Exit 387 for County Road 326/CR-326 toward Williston/Bronson. Take this exit.
Step 4: CR-326 East
Turn right (east) onto County Road 326 (CR-326) and follow the same route described in the Ocala directions above.
Step 5: CR-326 to Hawthorne
Travel east on CR-326 for approximately 30 miles through rural North Central Florida until you approach the Hawthorne area.
Step 6: Navigating to Your Property
Use your GPS device with coordinates:
Destination: 29.635700, -81.955400
Your GPS will guide you from CR-326 through any necessary connecting roads to your property location in Hawthorne.
Total Journey from Orlando:
Distance: Approximately 100 miles
Estimated Driving Time: 1 hour and 45 minutes to 2 hours depending on Orlando traffic
Primary Route: I-4 West to I-75 North to Exit 387, then CR-326 East to Hawthorne area
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