Homesite By The Lake
Fort Mc Coy, FL 31324
Marion County, Florida
Land Description
Welcome to your opportunity to own a piece of paradise in Fort McCoy, Florida-where nature, freedom, and affordability come together on this stunning 0.22-Acre wooded lot. This property offers the perfect canvas for building your dream Florida home, whether you're envisioning a cozy retirement cottage, a weekend escape, or a full-time residence surrounded by the natural beauty of Marion County.
Located on NE 111th Ct, this residential lot sits just minutes from Deer Back Lake and on the doorstep of the legendary Ocala National Forest-one of Florida's most treasured outdoor playgrounds. Imagine waking up to birdsong instead of traffic noise, breathing clean air scented with pine and oak, and having endless opportunities for fishing, hiking, kayaking, and wildlife watching practically in your backyard. This is Florida living the way it was meant to be-peaceful, natural, and wonderfully unhurried.
The property features mature trees providing natural privacy and shade, creating an inviting setting that already feels like home. With dimensions of approximately 75 feet by 125 feet, you'll have plenty of room for a comfortable home, a garage or workshop, and landscaping that reflects your personal style. The gentle, level terrain makes building straightforward and affordable-no expensive grading or site work required.
One of the biggest advantages of this lot is the utilities infrastructure already in place. Power is available at the street, which means connecting electricity to your future home will be simple and cost-effective, saving you thousands compared to properties requiring extensive utility extensions. You'll need to install a well for water (typical for rural Florida and providing unlimited fresh water for your household and landscaping) and a septic system for wastewater (the sandy soils here are ideal for septic systems, making permitting and installation straightforward).
Best of all, there's no Hoa-You have complete freedom to build the home of your dreams on your timeline and your terms. Want a traditional site-built home? Perfect. Prefer a modern manufactured or modular home? That works too. The flexible residential zoning allows single-family homes, site-built or manufactured, giving you options that fit every budget and vision. Several new homes have already been built on this street, showing that this neighborhood is growing with quality construction and attracting families who appreciate the Fort McCoy lifestyle.
Whether you're looking to escape the congestion of city life, invest in Florida's growing land market, or secure a homesite for your retirement years, this property checks every box. The location strikes the perfect balance-remote enough to enjoy peace, quiet, and dark starry nights, yet close enough to Ocala (just 20 minutes) for shopping, medical care, and all modern conveniences.
We're making land ownership accessible and affordable with flexible financing options:
Cash Discounted Price: $17,999
Easy Owner Financing Available:
Down Payment: $250
Documentation Fee: $250
Total Due Today: $500
Monthly Payment: $275/Month for 84 months
Loan Term: 7-Year Easy Financing Plan
That's right-own Florida land for just $500 down and $275 per month. No credit checks, no bank hassles, no complicated approval process. We make land ownership simple and accessible to everyone who dreams of owning their own piece of the Sunshine State.
See Info Below:
Property Address: NE 111th Ct, Fort McCoy, FL 32134
Subdivision: Lake View Manor
State: Florida
County: Marion
Zip: 32134
Size: 0.22 acres
Lot Dimensions: Approximately 75 feet x 125 feet
Parcel: 0013
Legal Description: Sec 35, Twp 11, Range 23, Plat Book K, Page 024, Lake View Manor Blk 12 Lot 4
Approximate GPS Coordinates:
- Center: 29°29'08.2"N, 81°58'27.3"W
- Nw: 29°29'8.55"N, 81°58'27.99"W
- Ne: 29°29'8.53"N, 81°58'26.61"W
- Se: 29°29'7.82"N, 81°58'26.61"W
- Sw: 29°29'7.84"N, 81°58'27.98"W
Annual Taxes: Approximately $72/Year (incredibly affordable)
Zoning: Residential - Single-family homes allowed (site-built or manufactured homes permitted)
HOA/POA: None - No HOA fees or restrictions
Improvements: Wooded lot with mature trees
Access: NE 111th Ct (County-maintained dirt road)
Water: Private well required (typical depth 100-200 feet in this area)
Sewer: Septic system required (must be permitted through Florida Department of Health - Marion County)
Utilities: Electric available at the street; Propane for cooking/heating; Internet options available (cellular, satellite including Starlink)
Camping/RVs: Not permitted for permanent occupancy
Information presented in this listing is deemed accurate but is not guaranteed. Buyers are advised to conduct their own due diligence and verify all details independently.
Location And Setting Overview
Your Florida Nature Retreat: This 0.22-Acre wooded homesite sits in the heart of Lake View Manor, a peaceful residential community in Fort McCoy-one of Marion County's most desirable rural areas for those seeking authentic Old Florida living. Fort McCoy has been welcoming homeowners and nature lovers for generations, creating a friendly atmosphere where neighbors wave as they pass but everyone respects each other's privacy and independence. The area features a mix of well-maintained homes on wooded lots, creating the perfect balance between community and seclusion.
Your property sits on NE 111th Ct, a paved county-maintained road that provides year-round easy access. The neighborhood is actively developing with several attractive new homes recently built on the street, showing strong confidence in the area's future. Unlike crowded suburban subdivisions with houses stacked side-by-side, here you'll have space to breathe, room for a real yard, and the sounds of nature instead of highway traffic. This is the Florida lifestyle people dream about-warm sunshine, cool shade from oak and pine trees, and the freedom to live life on your own terms.
Fort McCoy - Gateway to Natural Florida: The town of Fort McCoy embodies everything that makes rural Florida special. This unincorporated community sits at the western edge of the magnificent Ocala National Forest, positioning residents at the doorstep of 430,000 acres of pristine wilderness. Founded in the 1800S, Fort McCoy has a rich pioneer heritage that continues to shape its character today. The community maintains a strong sense of history while embracing newcomers who appreciate small-town values and outdoor lifestyles.
Fort McCoy proper is home to around 1,000 residents, though the greater area including surrounding communities totals closer to 18,000 people. This sweet spot means you have neighbors and essential services nearby without the congestion and noise of larger towns. The Fort McCoy School serves pre-K through eighth grade students, and the community takes pride in its local institutions including the Fort McCoy Public Library (housed in a historic renovated 1930S school building) and Community Park with playgrounds, ball fields, and picnic facilities.
The area is dotted with sparkling freshwater lakes-Deer Back Lake, Lake Kerr, Lake Ocklawaha, and dozens more-making this a paradise for anglers, kayakers, and anyone who loves being on the water. The town's location between the lakes and the national forest creates a unique environment where you can fish at sunrise, hike forest trails in the afternoon, and watch deer graze in your yard at sunset. It's the kind of place where people still know their neighbors' names, kids can play outside safely, and the pace of life allows you to actually enjoy each day.
Perfect Location - Close to Everything: One of this property's greatest advantages is its strategic positioning. You're just 12 minutes (9 miles) from the heart of Fort McCoy where you'll find gas stations, convenience stores, the post office, and local restaurants serving Southern comfort food. Need more shopping options or medical care? The city of Ocala-Marion County's hub with over 60,000 residents-sits just 20 minutes (15 miles) southwest. Ocala offers everything you'd expect from a thriving city: Walmart, Target, Home Depot, Lowe's, Publix and other major grocery chains, dozens of restaurants from fast food to fine dining, urgent care clinics, HCA Florida Ocala Hospital, and specialized medical services of all kinds.
For University of Florida sporting events, cultural attractions, or big-city amenities, Gainesville is only 45 minutes (35 miles) north. And when you want a weekend at the theme parks, Orlando sits just 1 hour 30 minutes (75 miles) south, putting you within easy reach of Walt Disney World, Universal Studios, and SeaWorld. Jacksonville and its international airport are roughly 1 hour 45 minutes (90 miles) northeast, also giving you access to beautiful Atlantic coast beaches. This perfect positioning means you enjoy peaceful country living without isolation-civilization is always within reach when you need it, but far enough away that you can truly unwind and escape.
Gateway to Adventure: Your location opens up incredible recreational opportunities. The Ocala National Forest stretches east of Fort McCoy for miles and miles of pristine wilderness. This is Florida's oldest national forest, established in 1908, and it remains one of the state's greatest natural treasures. Within the forest you'll find the famous Florida Trail (a 1,500-Mile hiking path that runs from the Keys to the Panhandle), hundreds of miles of off-road vehicle trails, crystal-clear springs perfect for swimming and snorkeling, and some of the best freshwater fishing in the Southeast.
Silver Springs State Park, home to the world's largest artesian spring and famous glass-bottom boat tours, sits about 30 minutes southwest. The spring pumps out 550 million gallons of crystal-clear water daily, creating a river so transparent you can see fish swimming 30 feet below your boat. Nearby you'll find other spectacular springs: Juniper Springs with its natural swimming area and millhouse waterwheel, Alexander Springs offering fantastic snorkeling, and Salt Springs with its unique mineral-rich waters flowing from deep underground. These springs maintain a constant 72-degree temperature year-round-refreshingly cool in summer, pleasantly warm in winter.
Lake Kerr, one of the area's largest and most beautiful lakes, sits just 20 minutes northeast offering excellent bass fishing, kayaking, and wildlife viewing. The Marjorie Kinnan Rawlings Historic State Park (40 minutes north) preserves the home and farm of the Pulitzer Prize-winning author who wrote "The Yearling" and other classic Florida novels, giving you a window into Old Florida's pioneer life. Whether you're into fishing, hiking, camping, kayaking, birdwatching, photography, or simply enjoying nature's beauty, you'll have endless adventures waiting just outside your door.
Climate and Lifestyle: Fort McCoy sits at approximately 60 feet elevation with North-Central Florida's signature humid subtropical climate-delivering hot summers and mild winters perfect for year-round outdoor living. Summer highs typically reach the low-to-mid 90s°F, but afternoon thunderstorms provide natural air conditioning and keep everything lush and green. These storms usually roll through in late afternoon, bringing spectacular lightning shows, cooling rain, and beautiful rainbows before clearing out for pleasant evenings. Winter is absolutely delightful-average highs in the upper 60s to low 70s°F and lows rarely dipping below 45°F. Hard freezes are uncommon, and snow is virtually unheard of, meaning you can garden and enjoy outdoor activities through every season.
Spring arrives early (February-March) with azaleas, dogwoods, and wildflowers blooming across the landscape. Fall brings comfortable temperatures and lower humidity, making October through December prime time for hiking, camping, and working on outdoor projects. The region receives about 52 inches of annual rainfall, most falling during the summer months, keeping your future lawn green without constant irrigation. You'll enjoy approximately 230+ sunny days per year-plenty of Florida sunshine to lift your spirits, grow a garden, and potentially power your home with solar panels if you choose.
Neighborhood Character and Community: Lake View Manor and the greater Fort McCoy area attract a wonderful mix of residents-retirees seeking affordable Florida living away from crowded retirement communities, working families raising children in a safe environment with great schools, remote workers who can live anywhere and choose nature over city life, veterans drawn to the area's peace and outdoor opportunities, and investors building rental properties to meet growing demand. The neighborhood has a relaxed, friendly atmosphere where people wave as they drive by but don't intrude on your privacy.
Properties in the area range from modest manufactured homes to custom-built houses, all coexisting peacefully without HOA busybodies dictating colors, landscaping, or lifestyle choices. The growing number of new homes on your street shows that families and individuals are discovering Fort McCoy's appeal and investing in quality construction here. You'll find neighbors who have lived here for decades and know every dirt road and fishing hole, plus newcomers like yourself discovering the area's charm. The community embraces traditional Florida values-independence, self-reliance, neighborly kindness-while welcoming people from all backgrounds who seek a slower pace and connection with nature.
Access and Transportation: Your property sits on NE 111th Ct, a county-maintained dirt road providing year-round access. The road is well-graded and easily navigable in a regular car during dry conditions. The neighborhood is easily accessible from State Road 315 and State Road 314, major county roads connecting Fort McCoy to Ocala and beyond. For air travel, Ocala International Airport offers limited commercial service just 25 minutes away, while Gainesville Regional Airport (45 minutes north) and Orlando International Airport (1 hour 30 minutes south) provide extensive domestic and international connections. Jacksonville International Airport is roughly 1 hour 45 minutes away.
Interstate 75 runs north-south about 35 minutes west of the property, giving you quick access to Tampa, Jacksonville, and destinations throughout Florida and beyond. The Florida Turnpike and I-4 are accessible via Ocala, opening up easy travel to both coasts of Florida. Despite Fort McCoy's peaceful rural character, you're surprisingly well-connected to the rest of Florida and the country-perfect for those who want seclusion but don't want to feel isolated.
Building Your Dream in Florida
Flexible Residential Zoning: Your property's residential zoning provides excellent options for various housing types. You can build a traditional site-built home using stick-frame construction, concrete block (popular in Florida for hurricane resistance and energy efficiency), or other conventional methods. There's no minimum square footage requirement that would force you into building larger than you want or need, giving you freedom to create anything from a cozy 600-Square-Foot cabin to a spacious 2,000+ square-foot family home.
If you prefer manufactured housing for its affordability and quick move-in time, that's permitted here as well. Modern manufactured homes have come a long way from the old "mobile home" stereotype-today's manufactured homes feature attractive designs, energy-efficient construction, and quality that rivals site-built homes at a fraction of the cost. Many neighbors have newer manufactured homes that look fantastic and provide comfortable, low-maintenance living. With no HOA restrictions, you won't face snobby architectural review committees rejecting your plans-as long as you meet basic county building standards, your home is your choice.
Build Timeline and Process: Unlike some counties with strict "you must build within X months" requirements, Marion County gives you reasonable flexibility. There's no immediate pressure to build-you can buy the land now and develop it when you're ready financially and logistically. When you do decide to build, you'll work with Marion County's Building Services Department to obtain building permits. The county staff are generally helpful and used to working with owner-builders and out-of-state developers.
Building permits remain valid as long as you maintain progress and pass required inspections. If you need to pause construction temporarily, the county is usually reasonable about permit extensions. This means you can build at a pace that fits your budget and schedule-whether that's a fast six-month construction timeline or a gradual multi-year build-out as funds become available. Many people start by getting the well and septic installed, then either place a manufactured home for quick occupancy or begin site-built construction when they're ready.
RV Living and Camping Options: While the property does not permit permanent RV occupancy or camping, you can visit and camp on your land periodically while planning your build and preparing the site. Many landowners use weekends to clear brush, stake out their home's location, and get a feel for the property before making final decisions. Once you're ready to build and have permits in hand, you may be able to get approval for temporary RV occupancy during the construction period-check with Marion County Building Services about specific requirements and permits for construction-phase RV living.
Utilities - Setting Up Your Homesite: Getting utilities to your property is straightforward and affordable. Electric power is available at the street through Duke Energy or the local utility provider. Since neighboring homes are already connected, you'll likely just need a short extension to reach your building site-contact the utility company for a connection quote and timeline. Expect electric hookup costs in the range of $500-2,000 depending on the exact distance from the street to your home's location.
For water, you'll drill a private well just like most rural Florida homes. Marion County sits atop excellent aquifers fed by limestone springs and regular rainfall. Local well drillers are experienced with the area's geology, and typical well depths range from 100-200 feet depending on exact location. Expect well drilling costs around $15-25 per foot, making a complete well system (drilling, casing, pump, pressure tank, and all equipment) roughly $3,500-6,000 total. Your well will provide unlimited fresh water for household use, landscaping, and anything else you need-no monthly water bills ever.
For wastewater, you'll install a septic system permitted through the Florida Department of Health in Marion County. Florida's sandy soils are excellent for septic systems, allowing for good percolation and natural filtration. Standard septic systems consist of a tank (where solids settle), a drainfield (where liquid effluent disperses into the soil), and the necessary piping. Septic contractors are abundant in Marion County and competition keeps prices reasonable. Budget approximately $5,000-8,000 for a complete septic installation including permits, site evaluation, excavation, tank, drainfield, and final inspections. Once installed, septic systems require minimal maintenance-just pump the tank every 3-5 years (cost around $300-400).
Modern Connectivity: Don't worry about being disconnected from the modern world. Cell phone coverage in Fort McCoy is solid-major carriers including At&T, Verizon, and T-Mobile all have coverage in the area, though signal strength can vary by exact location. For internet, you have several excellent options. Starlink satellite internet is now available and delivers high-speed broadband (100+ Mbps downloads) anywhere with a clear view of the sky, making remote work and streaming video completely viable. Many rural Floridians are choosing Starlink and loving the fast speeds without needing cable or phone lines.
Cellular hotspots through your phone carrier can provide backup internet or serve as your primary connection if you have good cell signal. Some areas may have DSL or cable internet available-check with providers like CenturyLink, At&T, or local ISPs. Fixed wireless internet from local providers is another option worth exploring. For TV, you can stream via internet, use satellite services like DirecTV or Dish, or install an antenna for free over-the-air channels (Central Florida has good broadcast coverage from Ocala, Gainesville, and Orlando stations). Bottom line: you can work from home, attend video meetings, stream Netflix, and stay connected just like any suburban house-but with the peace and privacy of country living.
No HOA Freedom: Here's one of the best parts-NO Homeowners Association. You won't pay monthly or annual HOA fees (that's money saved for your mortgage, utilities, or fun), and you won't deal with busybody neighbors trying to control every aspect of your property. Want to paint your house a unique color? Go ahead. Want to park your boat or RV in your driveway? No problem. Want to have a few chickens for fresh eggs or plant a big vegetable garden? That's your choice. Want to add a workshop, shed, or greenhouse? Build away.
The only rules are basic Marion County regulations (maintain your property reasonably, don't create health hazards or unsafe structures) and common courtesy toward neighbors. This freedom is increasingly rare and incredibly valuable-you control your property and your lifestyle, not some HOA board making arbitrary rules and charging you fees for the privilege. Many people fleeing Hoa-Controlled neighborhoods specifically seek properties like this where they can live freely without constant restrictions and micromanagement.
Building Strategies for Different Budgets: This lot accommodates any budget level. If money is tight, consider a quality used manufactured home (1990S or newer) that you can purchase affordably and have moved to the property-total cost including delivery, setup, well, and septic might be $40,000-60,000 for a livable home. If you have more budget, a new manufactured home offers modern efficiency, warranties, and attractive designs for $60,000-90,000 installed with all utilities complete.
For those wanting site-built construction, a small custom cabin, cottage, or efficient modern home can be built for $80,000-120,000 depending on size and finishes. A standard 1,200-1,500 square foot concrete block home (popular in Florida for durability and energy efficiency) typically runs $120,000-180,000 depending on finishes, features, and whether you're doing any work yourself. Hiring a contractor for turnkey construction generally costs more, while owner-builders who coordinate subcontractors themselves can save 20-30%.
Many buyers start with a manufactured home or small site-built house to establish residence, then later add a garage, workshop, or even a second larger home when finances allow. The point is: this lot accommodates your vision regardless of budget, and owner financing makes securing the land affordable right now so you can build when you're ready.
Outdoor Recreation and Natural Florida
Lakes, Fishing and Water Activities: Fort McCoy's location between dozens of pristine lakes makes it a fisherman's paradise. Deer Back Lake sits just minutes from your property-this scenic lake offers excellent opportunities for largemouth bass, bluegill, shellcracker, and catfish. Launch a kayak or canoe and spend peaceful mornings casting for bass under cypress trees along the shoreline. The lake's quiet, natural setting means you'll share the water with herons, egrets, and maybe even an osprey diving for fish.
Lake Kerr, one of Marion County's largest lakes at over 2,000 acres, sits about 20 minutes northeast. This beautiful lake connects to the Cross Florida Greenway and offers fantastic bass fishing, particularly during spring when big females move shallow to spawn. The lake has a public boat ramp and fish camp, making access easy whether you have a bass boat or just a kayak. Lake Ocklawaha, flowing through the area, provides additional fishing opportunities and connects to the Ocklawaha River system-miles and miles of waterways to explore by boat.
For those who don't mind a slightly longer drive, the world-famous Ocklawaha River and St. Johns River systems are within 30-45 minutes. These rivers host professional bass tournaments regularly because of their trophy fish populations. The St. Johns is Florida's longest river and one of the few that flows north, creating unique tidal marshes and outstanding fishing. Whether you prefer quiet pond fishing, big-water bass tournaments, or lazy afternoons catching panfish for dinner, you'll never run out of places to wet a line.
Springs and Swimming: Central Florida is world-famous for its crystal-clear natural springs, and you're within easy reach of several spectacular examples. Silver Springs State Park (30 minutes southwest) features the massive Silver Springs complex-pumping out over 550 million gallons of crystal-clear water daily. The spring basin is so clear that glass-bottom boat tours have operated here since the 1870S, letting you see 30-40 feet down through water as transparent as air. You can see fish swimming, turtles sunning on logs, and the limestone formations creating the springs. The park also offers kayaking on the
Silver River where you might spot manatees, alligators, monkeys (yes, there's a colony of wild Rhesus monkeys descended from old Tarzan movies), and countless wading birds.
Juniper Springs (45 minutes east in Ocala National Forest) features a natural swimming area fed by a crystal-clear spring, plus a canoe run through jungle-like vegetation. The historic millhouse and waterwheel add charm to this beautiful spot. Alexander Springs (50 minutes east) offers fantastic snorkeling in the 72-degree spring-fed pool where you can watch fish and turtles up close in the clear water. Salt Springs (40 minutes northeast) pumps mineral-rich water creating unique turquoise-colored swimming areas.
In summer when Florida heat peaks, there's nothing better than diving into 72-degree spring water-instant natural air conditioning. These springs stay the same temperature year-round, making them refreshing in summer and pleasantly warm for winter swimming. Many are free or charge only a small entrance fee, giving you affordable recreation for the whole family whenever you want to cool off or enjoy nature's beauty.
Hiking, Parks and Nature Trails: The Ocala National Forest offers hundreds of miles of hiking trails ranging from easy nature walks to challenging backcountry treks. The Florida Trail runs through the forest, offering everything from short day hikes to multi-day backpacking adventures through pristine wilderness. You'll hike through longleaf pine forests, cypress swamps, scrub habitats, and alongside sparkling lakes and springs. Wildlife is abundant-white-tailed deer, wild turkeys, armadillos, gopher tortoises, and if you're lucky, maybe even a glimpse of a Florida black bear.
The Marjorie Kinnan Rawlings Historic State Park (40 minutes north in Cross Creek) preserves the home and farm of the Pulitzer Prize-winning author who wrote "The Yearling" and "Cross Creek." Tour her Cracker-style house and walk the same orange groves and dirt paths that inspired her classic Florida novels. The park offers a wonderful window into Old Florida's pioneer life and the natural landscape that shaped early Floridians' experiences.
The Cross Florida Greenway (starting about 25 minutes west) stretches for 110 miles across Florida, offering trails for hiking, biking, and horseback riding through diverse landscapes. You can explore for hours discovering hidden lakes, wildlife viewing platforms, and quiet spots where you feel like you're the only person for miles. Closer to home, Marion County maintains several parks including the Fort McCoy Community Park with playgrounds and picnic areas, perfect for family outings or just getting outdoors.
Wildlife Viewing: Florida's wildlife is one of its greatest attractions, and Marion County delivers abundant viewing opportunities. White-tailed deer are incredibly common-you'll likely spot them crossing roads at dawn and dusk, grazing in open areas, or even wandering through your yard. Does with spotted fawns in spring are an adorable sight. Wild turkeys strut through neighborhoods and forests, especially during spring breeding season when toms gobble and fan their tail feathers to impress hens.
The area's lakes, springs, and wetlands attract spectacular wading birds: great blue herons standing motionless in shallows waiting to spear fish, white egrets gathering by the dozens in trees at dusk, wood storks (endangered species) soaring on updrafts, and roseate spoonbills occasionally visiting from coastal areas. Bald eagles nest around larger lakes, and it's thrilling to watch these magnificent raptors soar overhead or perch in tall pines scanning for fish. Osprey (fish hawks) dive-bomb into lakes catching fish with their talons in spectacular displays.
Sandhill cranes-huge birds standing four feet tall with distinctive red caps and loud rattling calls-are common residents. They mate for life and often raise fuzzy brown chicks you might see following parents through neighborhoods. Of course, this is Florida, so alligators inhabit most bodies of water. Usually they're shy and avoid people, but they're fascinating to observe from a safe distance-prehistoric-looking reptiles sunning on banks or gliding silently through water with just eyes and nostrils showing.
Armadillos root around in leaf litter at night, making surprisingly loud rustling sounds for their size. Gopher tortoises dig their burrows in sandy soils, creating habitat for dozens of other species. River otters play in lakes and springs. Raccoons, opossums, and gray foxes prowl at night. And if you're very observant and lucky, you might spot a bobcat slinking through the forest or even a Florida black bear (the Ocala National Forest supports one of Florida's healthiest bear populations). The wildlife alone makes living here feel like a daily nature documentary playing in your own backyard.
St. Augustine and Beach Access: When you crave salt air and ocean waves, St. Augustine sits about 1 hour 15 minutes (70 miles) northeast. Founded in 1565, St. Augustine is the oldest continuously occupied European settlement in the continental United States, featuring 500+ years of living history. Walk cobblestone streets, tour the massive Castillo de San Marcos (a 17th-century Spanish fortress with 14-foot-thick coquina walls), explore fascinating museums, dine at waterfront restaurants, and soak up the unique blend of Spanish, British, and American heritage.
Beyond history, St. Augustine offers beautiful Atlantic beaches-St. Augustine Beach, Vilano Beach, and Anastasia State Park feature miles of wide sandy shoreline perfect for swimming, sunbathing, surfing, beachcombing, and building sandcastles with kids. Watch the sunrise over the Atlantic (Florida's only east coast means you actually get ocean sunrises), hunt for shells and shark teeth, or just relax with a book under an umbrella. Day-trip to the beach for a morning swim and lunch at a beachfront café, then return home to Fort McCoy by dinner-the perfect Florida lifestyle balance.
Daytona Beach sits about 1 hour south, offering more Atlantic coast access plus the famous hard-packed sand where you can actually drive your vehicle on the beach. New Smyrna Beach (1 hour 10 minutes south) is known for excellent surfing and a more laid-back vibe. And if you prefer the Gulf Coast's calmer waters and spectacular sunsets, the Gulf beaches around Crystal River and Homosassa are about 1 hour west. Living in Fort McCoy means you're positioned between both coasts with reasonable access to either-not many places can claim that advantage.
Investment Value and Market Analysis
Florida's Growth Continues: Florida remains one of America's fastest-growing states, with people relocating from high-tax northern states and crowded coastal cities seeking better weather, lower costs, and improved quality of life. While coastal Florida sees dramatic price increases that price many buyers out of the market, inland communities like Fort McCoy benefit from spillover demand as buyers seek affordable alternatives close to nature. Marion County's population continues growing steadily-up over 15% since 2010-And property values have appreciated consistently over the past decade.
The county's strategic location between Gainesville (major university town), Ocala (growing city), and Jacksonville (major metro area) creates multiple drivers of demand. Remote work trends accelerated by recent world events mean more people can live anywhere, and many are choosing places like Fort McCoy where they get more land, better outdoor recreation, and significantly lower cost of living compared to cities or suburbs. Buying land now locks in today's prices before further appreciation-land is the one thing they're not making more of, and Florida land becomes more valuable as population increases and development expands.
Low Holding Costs: Annual property taxes are just $72. That's $6 per month. With no HOA fees and minimal carrying costs, you can afford to hold this property long-term even if you're not building immediately. This makes it an excellent land banking investment-secure it now with low down payment, make affordable payments while it appreciates, then build or sell when timing is right for you. The low holding cost means this property won't drain your finances while you wait for the perfect time to develop it.
Compare that to people who buy land in Hoa-Controlled subdivisions or areas with high property taxes-they might pay $500-1,500/Year in taxes plus $300-800/Year in HOA fees, creating significant carrying costs that pressure them to build quickly or sell at a loss. Your $72/Year tax bill is basically nothing, giving you all the time you need to plan and develop properly.
Multiple Exit Strategies: This property offers flexibility for various investment approaches. Buy and hold raw land for appreciation as Fort McCoy continues growing. Develop with well and septic and resell as an improved building lot for significant profit-improved lots often sell for 2-3 times the price of raw land. Build a manufactured or site-built home and flip as a turnkey property-in today's tight housing market, affordable homes sell quickly. Build and hold as a rental property generating monthly income. Build your dream home and live in Florida paradise. The choice is yours, and the low entry cost through owner financing makes it low-risk to get started.
Owner Financing - Your Path to Land Ownership
No Bank, No Problem: We understand that not everyone has perfect credit or a relationship with a bank willing to finance raw land. Traditional lenders typically don't finance vacant land purchases-they want you to buy developed properties with homes already on them. That's why we offer owner financing with terms designed to make land ownership accessible to regular working people, retirees on fixed incomes, and anyone who dreams of owning their own piece of Florida.
Our process is simple, fast, and judgment-free. We don't run credit checks or scrutinize your financial history. We don't require tax returns, pay stubs, or mountains of paperwork. If you have steady income, the desire to own land, and can make the monthly payment, we want to work with you. This is about giving people opportunities, not creating barriers.
How Our Financing Works:
Cash Discounted Price: $17,999 - Own your Florida land outright with one payment, no interest, and immediate full ownership.
Owner Financing Terms:
Down Payment: $250
Documentation Fee: $250 (one-time closing cost)
Total Due Today: $500
Monthly Payment: $275/Month
Loan Term: 84 months (7 years)
That's it-for just $500 down and a monthly payment of $275 (less than most car payments, cable bills, or gym memberships), you can own Florida land near one of the state's most beautiful natural areas. Your monthly payment is less than most people spend on dining out, streaming services, coffee shops, or other expenses that provide no lasting value. Instead, you'll be building equity in real estate that appreciates while providing a place you can use, enjoy, and eventually build on.
Early Payoff Welcome: There are NO prepayment penalties. If you receive a tax refund, bonus, inheritance, or other windfall during your payment period, you can pay off the remaining balance anytime and save on future payments. We actually encourage this-the sooner you own the land free and clear, the sooner you can move forward with your building plans or other goals. Many buyers start with financing to get in with minimal down payment, then accelerate their payments or pay off early when they're able. The flexibility is entirely yours.
Simple Process: Our purchase process is straightforward and can be completed quickly:
1) Contact us to confirm the property is still available and ask any questions
2) Make your down payment
3) Sign our contract
4) Enjoy your land.
The entire process typically takes 7-14 days from agreement to getting started. We handle the paperwork and make it easy-no attorneys required, no complicated closings, no hassles. Just simple, straightforward land ownership.
Build Wealth Instead of Making Landlords Rich: Compare the numbers: If you're currently renting, you might pay $1,200-1,800/Month for an apartment or house in a Florida city, and at the end of your lease you own nothing. Every dollar paid to your landlord is gone forever, building their wealth instead of yours. With this property, your $275/Month builds equity in an asset you own. In 7 years, you'll own the land free and clear (worth at minimum $17,999 and likely appreciated significantly), and you can build on it or sell it for profit.
Even if you can't move to Florida immediately, you're investing in your future rather than throwing money away on rent. Maybe you're living up north working for a few more years before retirement-buying this land now locks in your Florida future at today's prices while you finish your career. Maybe you're active duty military stationed elsewhere-owning this land gives you a place to come home to when your service is complete. Whatever your situation, building equity beats paying rent every single time.
Take The First Step Today
Your Florida Dream Awaits: This isn't just 0.22 acres of trees and dirt-it's your opportunity to own a piece of the Sunshine State, build wealth through real estate, create a family legacy, secure your retirement retreat, or simply have a place to call your own in beautiful Florida. Imagine a year from now: you're sitting on your own front porch on your own Florida land, listening to birds singing in the oak trees instead of traffic noise, breathing clean air scented with pine and wildflowers, watching a spectacular sunset paint the sky orange and pink, and knowing you made a smart decision that's already paying dividends in peace of mind and growing equity.
That vision becomes reality when you take action today. The hardest part of any journey is the first step, but we've made it as easy as possible-just $500 gets you started on the path to Florida land ownership. No complicated approvals, no credit checks, no judgment-just straightforward financing that puts the American dream of property ownership within reach of everyone.
Act Now - This Won't Last: At this price point with owner financing this attractive, properties don't stay available long. Florida land is in high demand, particularly affordable lots near natural attractions like the Ocala National Forest. Every day you wait is another day someone else might claim this opportunity, another day prices might increase, another day you're not building equity. The sooner you secure this property, the sooner you start building equity, and the sooner you can begin planning your Florida future.
Fort McCoy and Marion County are growing steadily. More people are discovering what locals have known for generations-this is one of Florida's special places where you can afford to live well, enjoy nature daily, and build a wonderful life. Don't let someone else take your spot. Don't kick yourself in five years when similar lots are selling for $30,000-40,000 and you remember you could have bought one for under $18,000.
Contact Us Today: We're here to answer questions, provide additional information, send maps and documents, or arrange a property visit if you're in the area. Don't be shy-reach out today and let's discuss how we can make this land yours.
We respond quickly and work with your schedule. Whether you're ready to move forward immediately or just starting your research and have questions, we're happy to help. Every landowner started exactly where you are now-curious, excited, maybe a little nervous. We've helped dozens of buyers just like you achieve land ownership, and we're excited to help you too.
Easy Next Steps:
Contact us to confirm availability and ask any questions
- Review the purchase agreement and financing terms
- Send your $500 down payment when ready
- Sign documents and become a Florida landowner
- Start planning your Florida future.
It really is that simple. No games, no high-pressure sales tactics, no hidden fees or surprises. Just honest, straightforward land sales with financing that makes it possible for regular people to own property.
Your Future Starts Here: Stop dreaming about owning land in Florida and make it reality. For just $500 down and $275/Month, you can be a landowner, start building equity, take control of your future, and set yourself up for the Florida lifestyle you've always wanted. This property won't wait forever-contact us today and let's make it yours.
Whether you're planning to build next year or in ten years, whether you're buying as an investment or a future home, whether you're young and just starting out or retired and looking for your final adventure-this land can be the foundation of your Florida dream. Take the first step. Make the call. Send the email. Your Florida land is waiting.
Land Maps & Attachments
Directions to Land
FROM OCALA (20 minutes, 15 miles):
Head northeast on E Silver Springs Blvd/SR-40 toward NE 8th Ave. Turn left onto SR-315 N and continue for approximately 8 miles. Turn left onto E Highway 318 and continue for 1 mile. Turn left onto NE 110th Ave and continue for approximately 1 mile. Turn left onto NE 230th St and continue for 0.2 miles. Turn left onto NE 111th Ct. Property address is 23125 NE 111th Ct on your left.
FROM GAINESVILLE (45 minutes, 35 miles):
Head south on S Main St/US-441 toward University Avenue. Continue on US-441 S for approximately 22 miles through Micanopy. Turn right onto E Highway 318 and continue west for approximately 10 miles. Turn right onto NE 110th Ave and continue for approximately 1 mile. Turn left onto NE 230th St and continue for 0.2 miles. Turn left onto NE 111th Ct. Property address is 23125 NE 111th Ct on your left.
FROM JACKSONVILLE (1 hour 45 minutes, 90 miles):
Via I-295 and I-75 (Recommended):
Take I-295 W/S around Jacksonville to merge with I-75 S. Continue on I-75 S for approximately 50 miles. Take exit 368 for CR-326 toward Ocala. Turn left onto CR-326 E and continue for 6 miles. Turn right onto SR-315 N and continue for 8 miles. Turn left onto E Highway 318 and continue for 1 mile. Turn left onto NE 110th Ave and continue for approximately 1 mile. Turn left onto NE 230th St and continue for 0.2 miles. Turn left onto NE 111th Ct. Property address is 23125 NE 111th Ct on your left.
Alternate Scenic Route via SR-21:
Head south on I-95 S. Take exit 318 for SR-207 toward Hastings/Elkton. Turn right onto SR-207 W and continue for approximately 15 miles. Turn left onto US-17 S and continue for 8 miles. Turn right onto SR-100 W and continue for approximately 12 miles. Turn left onto E Highway 318 and continue east for approximately 8 miles. Turn left onto NE 110th Ave and continue for approximately 1 mile. Turn left onto NE 230th St and continue for 0.2 miles. Turn left onto NE 111th Ct. Property address is 23125 NE 111th Ct on your left.
FROM ORLANDO (1 hour 30 minutes, 75 miles):
Head north on I-4 W toward Tampa. Take exit 101C to merge onto FL-91 N/Florida's Turnpike (toll road). Continue on Florida's Turnpike for approximately 30 miles. Take exit 309 for I-75 N toward Ocala. Continue on I-75 N for approximately 20 miles. Take exit 368 for CR-326 toward Ocala. Turn left onto CR-326 E and continue for 6 miles. Turn right onto SR-315 N and continue for 8 miles. Turn left onto E Highway 318 and continue for 1 mile. Turn left onto NE 110th Ave and continue for approximately 1 mile. Turn left onto NE 230th St and continue for 0.2 miles. Turn left onto NE 111th Ct. Property address is 23125 NE 111th Ct on your left.
GPS Coordinates for Navigation:
Center Point: 29°29'08.2"N, 81°58'27.3"W
Decimal Format: 29.485611, -81.974250
Property Access: The property is located at 23125 NE 111th Ct and is accessed directly from NE 111th Ct, a county-maintained dirt road. NE 111th Ct is off of NE 230th St. Look for property markers or contact us before your visit and we can help you identify the exact lot boundaries.
