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Peace in The Pines

Panama St : Interlachen, FL 32814

Putnam County, Florida

0.23 Acre
$9,999 USD
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Land Description

Peace in the Pines - Your Florida Dream Property Awaits in Interlachen

Discover your own slice of paradise in the heart of Florida's natural beauty. This exceptional 0.23-Acre parcel in Interlachen, Putnam County, offers the perfect opportunity to build your dream home, create a weekend getaway, or invest in Florida's growing real estate market. Located in a peaceful, established community surrounded by towering pines and natural Florida landscape, this property combines rural tranquility with convenient access to major cities and amenities.

Property Address: Interlachen, Putnam County, Florida

Apn: 18-10-24-4074-0560-0070

Property Size: Approximately 0.23 acres (10,019 square feet)

Zoning: Residential

GPS Coordinates (Center): 29.616667, -81.942667

Pricing & Flexible Payment Options

We understand that owning land should be accessible to everyone, which is why we offer two convenient purchasing options:

Cash Purchase Option

Price: $9,999

Pay in full and own your property outright immediately. This is an incredible value for a quarter-acre lot in one of Florida's most desirable counties.

Owner Financing Option - No Credit Check Required.

Make your land ownership dreams come true with our hassle-free owner financing program:

Down Payment: $225

Document Fee: $249 (one-time)

Monthly Payment: $225

Term: 72 months (6 years)

Total Investment: $16,674 over 6 years

That's less than the cost of a monthly car payment for your own piece of Florida.

No bank hassles, no credit checks, and no lengthy approval process. We make land ownership simple and affordable for everyone, regardless of your credit history.

Low Annual Property Taxes

Annual Property Taxes: $98.68

That's less than $8.25 per month in property taxes. One of the most affordable aspects of land ownership in Florida is the incredibly low property tax burden on vacant land. You can own this beautiful property for pennies on the dollar compared to property taxes in other states.

Property Location & GPS Coordinates

This property is ideally situated in Interlachen, a charming community in Putnam County, Florida. The precise location can be identified using the following GPS coordinates:

Center Point: 29.616667, -81.942667

Northwest Corner: 29.616806, -81.942806

Northeast Corner: 29.616806, -81.942611

Southwest Corner: 29.616500, -81.942806

Southeast Corner: 29.616500, -81.942500

These coordinates will help you locate the exact boundaries of your property using GPS devices, smartphone mapping applications, or professional surveying equipment.

Detailed Directions to the Property

From Ocala (Approximately 45 miles, 50-60 minutes)

Ocala, known as the "Horse Capital of the World," is your nearest major city to the south, offering big-city amenities with small-town charm.

What You'll Experience:

Views of the historic St. Johns River

Downtown Palatka's charming historic district

Interlachen's small-town atmosphere

Beautiful pine forests and natural Florida vegetation

Friendly local community

Shopping and Services in Palatka:

Before or after visiting your property, Palatka offers everything you might need:

Major grocery stores (Walmart, Winn-Dixie, Save-A-Lot)

Home improvement stores for building supplies

Banks and financial services

Restaurants ranging from fast food to local favorites

Medical facilities and urgent care

Post office and government services

About Interlachen, Florida

Interlachen is a peaceful, unincorporated community in Putnam County that offers the perfect blend of rural living and convenient access to amenities. The name "Interlachen" means "between the lakes" in German, and the community lives up to its name, situated among numerous beautiful lakes and natural waterways.

Community Character

Interlachen maintains a quiet, residential character while being close enough to Palatka (the county seat) and Gainesville for convenient access to shopping, medical care, and entertainment. The area is known for:

Friendly, tight-knit community atmosphere

Peaceful, rural lifestyle

Affordable cost of living

Natural beauty and outdoor recreation opportunities

Growing community with new residents discovering the area's charm

Local Amenities in Interlachen

While Interlachen is a small community, it offers essential services:

Interlachen Post Office - convenient local mail service

Several convenience stores - quick stops for essentials

Local restaurants and cafes - enjoy hometown cooking

Churches - multiple denominations represented

Interlachen Community Church - community gathering place

Local parks and recreation areas - enjoy the outdoors

Education

The property is served by Putnam County Schools, which includes:

Interlachen Elementary School - quality elementary education close to home

William D. Moseley Elementary School - another excellent option

Interlachen High School - home of the Interlachen Rams

St. Johns River State College - nearby in Palatka for higher education

For those seeking additional educational options, Gainesville (home to the University of Florida) is less than an hour away.

Why Putnam County?

Putnam County is one of Florida's hidden gems, offering an exceptional quality of life at an affordable price point. Located in North Central Florida, the county provides the perfect balance of natural beauty, recreational opportunities, and accessibility to major metropolitan areas.

Natural Beauty & Recreation

Putnam County is a paradise for nature lovers and outdoor enthusiasts:

Water Activities:

Over 100 lakes within the county

St. Johns River - one of the few north-flowing rivers in the United States

World-class fishing for bass, crappie, and catfish

Boating, kayaking, and canoeing opportunities

Several marinas and boat ramps throughout the county

Parks and Preserves:

Ravine Gardens State Park (Palatka) - stunning ornamental gardens in natural ravines

Dunns Creek State Park - pristine natural area for hiking and wildlife viewing

Rodman Reservoir - famous fishing destination

Ocala National Forest - accessible from the western part of the county

Numerous county parks with playgrounds, sports fields, and picnic areas

Wildlife:

The area is home to diverse Florida wildlife including:

White-tailed deer

Wild turkeys

Various waterfowl

Alligators (in waterways)

Bald eagles

Numerous songbird species

Gopher tortoises

Climate

Putnam County enjoys a humid subtropical climate with:

Warm winters: Average January temperatures of 53-70°F

Hot summers: Average July temperatures of 72-92°F

Annual rainfall: Approximately 52 inches

Sunshine: Over 230 sunny days per year

Growing season: Nearly year-round for many plants

This climate is ideal for:

Year-round outdoor activities

Gardening and landscaping

Citrus and fruit tree cultivation

Comfortable winter living (no snow or freezing temperatures most years)

Economic Opportunities

While Putnam County maintains its rural character, economic opportunities are growing:

Agriculture: Traditional farming, timber, and cattle ranching

Tourism: Growing sector with focus on eco-tourism and outdoor recreation

Retail and services: Expanding in Palatka and other communities

Healthcare: Growing medical sector

Proximity to job markets: Gainesville, Jacksonville, and St. Augustine within commuting distance

Cost of Living

One of Putnam County's greatest advantages is its affordable cost of living:

Housing costs: Significantly below Florida and national averages

Property taxes: Among the lowest in Florida for vacant land

No state income tax: Florida remains income-tax-free

Affordable utilities: Reasonable electric, water, and internet costs

Gas and groceries: Competitive pricing with nearby cities

Healthcare Facilities

Quality healthcare is accessible in Putnam County:

HCA Florida Putnam Hospital (Palatka) - full-service hospital with emergency care

Multiple medical clinics and primary care physicians

Dental services throughout the county

Specialized care available in nearby Gainesville (UF Health) and Jacksonville (Mayo Clinic)

Numerous pharmacies and medical supply stores

What Makes This Property Special?

Size and Usability

At 0.23 acres (approximately 10,019 square feet), this property offers the ideal size for:

Single-family home construction - plenty of room for a comfortable home with yard space

Mobile or manufactured home placement - cost-effective housing solution

RV or tiny home living - perfect for alternative lifestyle choices

Weekend getaway retreat - build a small cabin or place an Rv

Investment property - hold for appreciation or develop for resale

Gardening and small-scale farming - room for vegetable gardens, fruit trees, or small livestock (check local regulations)

Residential Setting

The property is located in an established residential area, which means:

Peaceful neighbors - surrounded by other property owners who value quiet, rural living

Access to utilities - electricity is available in the area (confirm exact connection costs with local utility provider)

Road access - the property has access via maintained county roads

Community atmosphere - be part of a growing community of landowners

Natural Features

The Interlachen area is characterized by:

Pine forests - your property is surrounded by beautiful Florida pine trees

Sandy soil - typical of the region, excellent for drainage

Relatively flat terrain - easier and more affordable to build on

Natural Florida vegetation - palmettos, oaks, and native plants

Wildlife habitat - enjoy watching birds and other wildlife in their natural setting

Investment Potential

This property represents an excellent investment opportunity:

Appreciation Potential:

Florida continues to be one of the fastest-growing states in the nation

North Central Florida is experiencing steady population growth

Land values have historically appreciated over time

Proximity to multiple growing cities (Gainesville, Palatka, St. Augustine)

Development Flexibility:

Current zoning allows for residential use

Future potential for various uses as area develops

No HOA restrictions (verify current status)

Freedom to build according to your timeline and budget

Passive Investment:

Low carrying costs (minimal annual taxes)

No maintenance required for vacant land

Hold long-term for appreciation

Owner financing option allows for immediate acquisition with minimal upfront capital

Building Your Dreams on This Property

Residential Construction Options

This property is perfectly suited for various types of residential development:

Traditional Site-Built Home:

Construct a custom home to your exact specifications

Work with local builders familiar with the area

Design for Florida living with features like covered porches and hurricane protection

Manufactured or Mobile Home:

Cost-effective housing solution

Quick installation and move-in

Modern manufactured homes offer quality and style

Check local regulations for specific requirements

Modular Home:

Quality construction at reasonable prices

Faster installation than traditional building

Energy-efficient options available

Variety of floor plans and styles

Alternative Housing:

Tiny homes (verify local regulations)

Park model RVs for seasonal or permanent living

Cabin or cottage for weekend getaways

Container homes or other innovative designs

Utility Connections

Electricity:

Clay Electric Cooperative serves the Interlachen area. You'll need to contact them regarding:

Connection availability at your specific parcel

Connection fees and timeline

Meter installation requirements

Water:

Well water is common in the area

Typical well drilling costs range from $3,000-$7,000 depending on depth

Water quality is generally good in Putnam County

County or city water may be available (verify with local authorities)

Septic System:

Most properties in this area use septic systems

Standard septic installation costs $5,000-$10,000

Putnam County Health Department handles permitting

Soil conditions are generally favorable for septic systems

Internet and Phone:

Multiple providers service the Interlachen area

Satellite internet is available county-wide

Cell phone coverage is good with major carriers

Cable internet may be available depending on exact location

Building Considerations

Permits and Regulations:

Putnam County Building Department handles all building permits

Standard building codes apply

Setback requirements must be observed

Contact county planning department for specific requirements

Contractors and Services:

Numerous qualified contractors serve Putnam County

Local building supply stores in Palatka

Major home improvement chains (Lowe's, Home Depot) in nearby cities

Florida licensed contractors required for most construction

Timeline Considerations:

Permit processing: 2-6 weeks typically

Site preparation: 1-2 weeks

Well drilling: 1-2 days plus permitting time

Septic installation: 1-2 weeks plus permitting time

Home construction: 3-8 months depending on type and size

Area Attractions and Activities

Living in Interlachen puts you within easy reach of countless Florida attractions and activities:

Within 30 Minutes

Palatka (12 miles):

Historic downtown with antique shops and local restaurants

Ravine Gardens State Park - stunning natural beauty

St. Johns River - fishing, boating, wildlife viewing

Annual Florida Azalea Festival

Historic homes and architecture

Shopping and services

Melrose (10 miles):

Charming small town atmosphere

Lake Santa Fe - swimming and water sports

Mike Roess Gold Head Branch State Park

Local restaurants and cafes

Arts and crafts galleries

Within 60 Minutes

Gainesville (40 miles):

University of Florida campus and culture

Major shopping malls and retail centers

Florida Museum of Natural History

Butterfly Rainforest

Performing arts and entertainment

College football and sports

Excellent restaurants and nightlife

St. Augustine (50 miles):

Nation's oldest city - founded 1565

Historic downtown and Spanish Quarter

Beautiful beaches

Castillo de San Marcos National Monument

Lightner Museum and Flagler College

World-class restaurants and shopping

St. Augustine Alligator Farm

Ocala (45 miles):

Horse capital of the world

Silver Springs State Park

Ocala National Forest

World-class horse farms and equestrian events

Downtown square with restaurants and shopping

Multiple golf courses

Within 90 Minutes

Jacksonville (70 miles):

Major metropolitan area

Beautiful Atlantic beaches

Jacksonville Zoo and Gardens

TIAA Bank Field - home of Jacksonville Jaguars

World-class museums and cultural attractions

International airport

Daytona Beach (65 miles):

World-famous beach - drive on the sand

Daytona International Speedway

Boardwalk and pier

Water sports and fishing

Outlet shopping

Orlando (90 miles):

Walt Disney World

Universal Studios

SeaWorld

Countless other attractions

International airport

Major shopping and entertainment

Local Lakes and Waterways

One of the greatest advantages of Putnam County is the abundance of water resources:

Nearby Lakes

Within 10 Miles:

Lake Grandin - Bass fishing, boating

Lake Forest - Peaceful setting

Brooklyn Lake - Local fishing spot

Lake Geneva - Scenic beauty

Multiple smaller lakes and ponds

Within 20 Miles:

Crescent Lake - One of Florida's most beautiful lakes

Dunns Creek - Connects to St. Johns River

Lake George - Second-largest lake in Florida

Rodman Reservoir - World-class bass fishing

St. Johns River

The magnificent St. Johns River is just minutes away:

One of the few north-flowing rivers in the U.S.

Manatees frequent the river in winter months

Excellent fishing for catfish, bass, and crappie

Multiple boat ramps and marinas

Scenic cruises and wildlife viewing

Historic significance and natural beauty

Lifestyle Benefits of Land Ownership

Freedom and Privacy

Owning your own land provides:

Privacy and space not available in urban or suburban settings

Freedom to use your property as you see fit (within regulations)

No HOA dues or restrictive covenants

Quiet, peaceful environment

Connection to nature and the outdoors

Recreational Opportunities

Your property can serve as a base for:

Hunting (following Florida regulations and seasons)

Wildlife photography and bird watching

Gardening and small-scale agriculture

Camping and outdoor adventures

ATV or off-road vehicle use (following local regulations)

Stargazing away from city lights

Long-term Financial Security

Land ownership provides:

Hard asset that typically appreciates over time

Hedge against inflation

Legacy to pass to future generations

Flexibility to develop or sell based on future needs

Low carrying costs compared to developed property

Tax advantages of property ownership

Self-Sufficiency Options

This property size allows for:

Vegetable gardening for fresh, healthy produce

Fruit trees (citrus, peach, pear, fig - all grow well in this climate)

Small chicken coop for fresh eggs

Rainwater collection systems

Solar power installation

Off-grid or sustainable living options

Florida Living Advantages

No State Income Tax

Florida is one of only a few states with no state income tax:

Keep more of what you earn

Particularly beneficial for retirees

Business-friendly tax environment

Sales tax is reasonable at 6% state rate

Homestead Exemption

When you build your primary residence, you can qualify for Florida's generous homestead exemption:

Up to $50,000 exemption on property value

First $25,000 applies to all property taxes

Second $25,000 applies to non-school taxes

Additional exemptions for seniors, veterans, and disabled persons

Save Our Homes cap limits annual assessment increases to 3%

Outdoor Living Year-Round

Florida's climate enables:

Year-round outdoor activities

Swimming and water sports most of the year

Gardening in every season

Outdoor entertaining and dining

No snow removal or winter weather worries

Retirement Paradise

Florida is a top retirement destination for good reasons:

Warm climate year-round

No state income tax on retirement income

Abundant recreational activities

Excellent healthcare facilities

Large and welcoming retiree communities

Social security benefits not taxed by state

Getting Started with Your Purchase

Steps to Ownership

For Cash Purchase ($9,999):

Review property information - Visit our website at for additional details and photos

Contact us - Reach out to discuss the property and ask questions

Schedule a property visit - We encourage you to see the property in person

Submit your purchase agreement - We'll provide all necessary paperwork

Close the transaction - Quick closing process with deed recorded in your name

Receive your deed - You're officially a landowner.

For Owner Financing ($225 down, $225/Month):

Initial contact - Discuss the property and owner financing terms

Submit basic information - No credit check required, simple application

Make down payment - $225 down payment plus $249 document fee

Sign financing agreement - Clear terms with no hidden fees

Begin monthly payments - $225 per month for 72 months

Build equity immediately - You own the property from day one

Receive deed upon completion - Full ownership deed when paid in full

What to Bring When Visiting

If you decide to visit the property (highly recommended):

GPS device or smartphone with mapping app

Property coordinates provided above

Camera for photos and videos

Compass for orientation

Measuring tape (optional)

Notebook for observations

Water and snacks

Appropriate clothing for weather and walking in natural areas

Insect repellent (especially summer months)

Due Diligence Recommendations

We encourage all potential buyers to:

Visit the property in person

Verify property boundaries using GPS coordinates provided

Contact Putnam County Planning and Zoning with questions about building requirements

Research utility availability and connection costs

Check with Putnam County Property Appraiser for tax information

Consider ordering a recent survey if desired

Review flood zone maps (property is in Zone X - minimal flood risk)

Contact local builders for construction cost estimates

Frequently Asked Questions

Q: Are there any restrictions on what I can build?

A: The property is zoned residential and should allow for typical residential uses. We recommend contacting Putnam County Building Department for specific information about current regulations, setback requirements, and permitted uses.

Q: Is there HOA or any monthly fees?

A: There are no HOA fees associated with this property. Your only ongoing costs would be the annual property tax ($98.68) and if choosing owner financing, the monthly payment of $225.

Q: Can I place a mobile home or RV on the property?

A: This may be permitted, but you should verify current regulations with Putnam County. Many areas in the county allow manufactured homes with proper permitting and foundation requirements.

Q: What about water and electricity?

A: Electricity should be available in the area through Clay Electric Cooperative. Most properties in this area use well water and septic systems. You should contact the utility providers directly to confirm availability and costs for your specific parcel.

Q: Are property taxes likely to increase?

A: Property taxes on vacant land in Florida typically remain relatively stable. Once you build a home and establish it as your primary residence, you may qualify for homestead exemption which caps annual increases at 3%.

Q: Can I camp on the property while building?

A: Temporary camping may be allowed during construction, but you should verify current regulations with Putnam County. Some counties allow temporary RV occupancy during home construction with proper permits.

Q: What is the soil like for building?

A: The area typically has sandy soil which provides good drainage and is generally suitable for building and septic systems. A soil test is recommended before building to determine specific characteristics and any special requirements.

Q: Are there any wetlands on the property?

A: Based on available information, the property does not appear to contain significant wetlands, but you should verify this through site visit and potentially consulting the property's wetland determination with the appropriate authorities if planning construction.

Q: What about internet access?

A: Satellite internet is available throughout the area. Some terrestrial internet providers may also service the location. Check with local providers about availability at the specific address.

Q: Can I visit the property before purchasing?

A: Absolutely. We encourage all potential buyers to visit the property. Use the GPS coordinates provided to locate it, and feel free to walk the boundaries and get a feel for the land and surrounding area.

Q: What if I pay off the owner financing early?

A: Early payoff is typically allowed and welcomed. Contact us to discuss the remaining balance and payoff terms.

Q: Are there any liens or encumbrances on the property?

A: The property should be sold free and clear of liens. Title insurance is recommended and can be obtained through any title company.

Q: What wildlife might I see on the property?

A: The area is home to various Florida wildlife including deer, turkeys, birds, and small mammals. The natural setting makes it ideal for wildlife watching and nature photography.

Why Choose H5 Land Ventures?

We're committed to making land ownership accessible and straightforward:

Transparent pricing - No hidden fees or surprises

Flexible financing - Owner financing available with no credit check

Clear property information - GPS coordinates and detailed descriptions provided

Quick closings - Simple process to get you into your property fast

Responsive customer service - We're here to answer your questions

Quality properties - We carefully select properties in desirable areas

Established company - Years of experience in land sales

Take the Next Step Toward Land Ownership

This exceptional 0.23-Acre property in Interlachen, Florida, represents an outstanding opportunity to own your piece of the Sunshine State. Whether you're planning to build your dream home, create a weekend retreat, invest for the future, or simply enjoy the peace and privacy of land ownership, this property offers the perfect foundation.

With flexible payment options, low annual taxes, and location in beautiful Putnam County with easy access to major cities and endless recreational opportunities, this property won't last long.

Property Details at a Glance:

Location: Interlachen, Putnam County, Florida

Apn: 18-10-24-4074-0560-0070

Size: 0.23 acres (10,019 square feet)

Price: Cash: $9,999 or Owner Financing: $225 down + $249 document fee, then $225/Month for 72 months

Annual Taxes: $98.68

Zoning: Residential

Access: County road access in established neighborhood

Visit our website for more information, additional photos, and to start the purchase process:

Don't let this opportunity pass you by. Contact us today to discuss this property and take the first step toward making your Florida land ownership dreams a reality. With our affordable cash pricing and no-credit-check owner financing options, there's never been a better time to invest in your future and start living the Florida lifestyle you've always imagined.

Peace in the Pines is waiting for you in Interlachen, Florida. Make it yours today.

Land Maps & Attachments

Directions to Land

Detailed Direction to the Property:

From Ocala (Approximately 45 miles, 50-60 minutes)

Ocala, known as the "Horse Capital of the World," is your nearest major city to the south, offering big-city amenities with small-town charm.

Route via SR-40 E (Most Direct Route):

Start in downtown Ocala at the intersection of E Silver Springs Boulevard and SE 3rd Street

Head east on E Silver Springs Boulevard/SR-40 E

Continue on SR-40 E for approximately 35 miles through the Ocala National Forest

You'll pass through beautiful forest scenery and may spot wildlife

Pass by Juniper Springs Recreation Area (great spot to note for future visits.)

Continue through the small community of Silver Springs Shores

Stay on SR-40 E as you approach the Interlachen area

Turn left (north) onto CR-315 (Putnam County Road 315)

Continue north on CR-315 for approximately 3 miles

The property will be in the residential area off CR-315

Use your GPS coordinates (29.616667, -81.942667) to navigate to the exact parcel location

Alternate Route via US-301 N:

From Ocala, take US-301 N through beautiful rural Florida countryside

Continue for approximately 30 miles

Turn right (east) onto SR-20 E in Putnam County

After approximately 10 miles, turn left (north) onto CR-315

Follow CR-315 north to the property location

Use GPS coordinates to pinpoint the exact parcel

What You'll Pass Along the Way:

Ocala National Forest - over 600 square miles of protected wilderness

Multiple springs and recreation areas perfect for future exploration

Charming rural Florida communities

Horse farms and ranches

Beautiful oak-canopied roads

From Gainesville (Approximately 40 miles, 45-55 minutes)

Gainesville, home to the University of Florida and a vibrant cultural scene, provides easy access to your property.

Route via SR-20 E (Recommended Route):

Start from downtown Gainesville at the intersection of University Avenue and Main Street

Head east on University Avenue

Turn right (south) onto SE 15th Street/US-441 S/SR-200

Continue for approximately 5 miles

Turn left (east) onto SR-20 E (Hawthorne Road)

Follow SR-20 E for approximately 25 miles through:

The town of Hawthorne (good place to stop for gas and snacks)

Beautiful rolling hills and horse country

Past several pristine lakes including Lake Santa Fe

Continue on SR-20 E through Melrose

As you approach Interlachen, SR-20 will become more residential

Turn right (south) onto CR-315

Follow CR-315 south for approximately 2 miles

Use your GPS coordinates (29.616667, -81.942667) to locate the exact property

Alternate Route via Keystone Heights:

From Gainesville, take SR-26 E toward Melrose

Continue through Melrose and on to Keystone Heights

Turn right (south) onto SR-21 S

Continue to Interlachen area

Turn left onto SR-20 E, then right onto CR-315

Navigate to property using GPS coordinates

Points of Interest Along the Route:

Paynes Prairie Preserve State Park (just south of Gainesville)

Historic Micanopy (if taking the southern route)

Multiple equestrian facilities and horse farms

Melrose - charming small town perfect for lunch stops

Beautiful lakefront properties and scenery

From Palatka (Approximately 12 miles, 15-20 minutes)

Palatka, the county seat of Putnam County, is your closest city with full services and amenities.

Route via SR-20 W (Most Direct Route):

Start from downtown Palatka at the St. Johns River waterfront

Head west on SR-20 W (Reid Street, which becomes Crill Avenue)

Cross the St. Johns River on the beautiful Palatka Bridge

Continue west on SR-20 W for approximately 8 miles

You'll pass through pleasant residential areas

Drive by several local businesses and services

Continue through the heart of Interlachen

Turn right (north) onto CR-315

Follow CR-315 north for approximately 2-3 miles to the property area

Use GPS coordinates (29.616667, -81.942667) to navigate to the exact parcel location

More Land Details

Owner Will Finance
Residential Zoning
Flat Terrain
Dirt Road Access
Estimated Annual Taxes
$99
Assessor Parcel Number (APN)
18-10-24-4074-0560-0070
LANDFLIP ID
412404
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