Peace in The Pines
Panama St : Interlachen, FL 32814
Putnam County, Florida
Land Description
Peace in the Pines - Your Florida Dream Property Awaits in Interlachen
Discover your own slice of paradise in the heart of Florida's natural beauty. This exceptional 0.23-Acre parcel in Interlachen, Putnam County, offers the perfect opportunity to build your dream home, create a weekend getaway, or invest in Florida's growing real estate market. Located in a peaceful, established community surrounded by towering pines and natural Florida landscape, this property combines rural tranquility with convenient access to major cities and amenities.
Property Address: Interlachen, Putnam County, Florida
Apn: 18-10-24-4074-0560-0070
Property Size: Approximately 0.23 acres (10,019 square feet)
Zoning: Residential
GPS Coordinates (Center): 29.616667, -81.942667
Pricing & Flexible Payment Options
We understand that owning land should be accessible to everyone, which is why we offer two convenient purchasing options:
Cash Purchase Option
Price: $9,999
Pay in full and own your property outright immediately. This is an incredible value for a quarter-acre lot in one of Florida's most desirable counties.
Owner Financing Option - No Credit Check Required.
Make your land ownership dreams come true with our hassle-free owner financing program:
Down Payment: $225
Document Fee: $249 (one-time)
Monthly Payment: $225
Term: 72 months (6 years)
Total Investment: $16,674 over 6 years
That's less than the cost of a monthly car payment for your own piece of Florida.
No bank hassles, no credit checks, and no lengthy approval process. We make land ownership simple and affordable for everyone, regardless of your credit history.
Low Annual Property Taxes
Annual Property Taxes: $98.68
That's less than $8.25 per month in property taxes. One of the most affordable aspects of land ownership in Florida is the incredibly low property tax burden on vacant land. You can own this beautiful property for pennies on the dollar compared to property taxes in other states.
Property Location & GPS Coordinates
This property is ideally situated in Interlachen, a charming community in Putnam County, Florida. The precise location can be identified using the following GPS coordinates:
Center Point: 29.616667, -81.942667
Northwest Corner: 29.616806, -81.942806
Northeast Corner: 29.616806, -81.942611
Southwest Corner: 29.616500, -81.942806
Southeast Corner: 29.616500, -81.942500
These coordinates will help you locate the exact boundaries of your property using GPS devices, smartphone mapping applications, or professional surveying equipment.
Detailed Directions to the Property
From Ocala (Approximately 45 miles, 50-60 minutes)
Ocala, known as the "Horse Capital of the World," is your nearest major city to the south, offering big-city amenities with small-town charm.
What You'll Experience:
Views of the historic St. Johns River
Downtown Palatka's charming historic district
Interlachen's small-town atmosphere
Beautiful pine forests and natural Florida vegetation
Friendly local community
Shopping and Services in Palatka:
Before or after visiting your property, Palatka offers everything you might need:
Major grocery stores (Walmart, Winn-Dixie, Save-A-Lot)
Home improvement stores for building supplies
Banks and financial services
Restaurants ranging from fast food to local favorites
Medical facilities and urgent care
Post office and government services
About Interlachen, Florida
Interlachen is a peaceful, unincorporated community in Putnam County that offers the perfect blend of rural living and convenient access to amenities. The name "Interlachen" means "between the lakes" in German, and the community lives up to its name, situated among numerous beautiful lakes and natural waterways.
Community Character
Interlachen maintains a quiet, residential character while being close enough to Palatka (the county seat) and Gainesville for convenient access to shopping, medical care, and entertainment. The area is known for:
Friendly, tight-knit community atmosphere
Peaceful, rural lifestyle
Affordable cost of living
Natural beauty and outdoor recreation opportunities
Growing community with new residents discovering the area's charm
Local Amenities in Interlachen
While Interlachen is a small community, it offers essential services:
Interlachen Post Office - convenient local mail service
Several convenience stores - quick stops for essentials
Local restaurants and cafes - enjoy hometown cooking
Churches - multiple denominations represented
Interlachen Community Church - community gathering place
Local parks and recreation areas - enjoy the outdoors
Education
The property is served by Putnam County Schools, which includes:
Interlachen Elementary School - quality elementary education close to home
William D. Moseley Elementary School - another excellent option
Interlachen High School - home of the Interlachen Rams
St. Johns River State College - nearby in Palatka for higher education
For those seeking additional educational options, Gainesville (home to the University of Florida) is less than an hour away.
Why Putnam County?
Putnam County is one of Florida's hidden gems, offering an exceptional quality of life at an affordable price point. Located in North Central Florida, the county provides the perfect balance of natural beauty, recreational opportunities, and accessibility to major metropolitan areas.
Natural Beauty & Recreation
Putnam County is a paradise for nature lovers and outdoor enthusiasts:
Water Activities:
Over 100 lakes within the county
St. Johns River - one of the few north-flowing rivers in the United States
World-class fishing for bass, crappie, and catfish
Boating, kayaking, and canoeing opportunities
Several marinas and boat ramps throughout the county
Parks and Preserves:
Ravine Gardens State Park (Palatka) - stunning ornamental gardens in natural ravines
Dunns Creek State Park - pristine natural area for hiking and wildlife viewing
Rodman Reservoir - famous fishing destination
Ocala National Forest - accessible from the western part of the county
Numerous county parks with playgrounds, sports fields, and picnic areas
Wildlife:
The area is home to diverse Florida wildlife including:
White-tailed deer
Wild turkeys
Various waterfowl
Alligators (in waterways)
Bald eagles
Numerous songbird species
Gopher tortoises
Climate
Putnam County enjoys a humid subtropical climate with:
Warm winters: Average January temperatures of 53-70°F
Hot summers: Average July temperatures of 72-92°F
Annual rainfall: Approximately 52 inches
Sunshine: Over 230 sunny days per year
Growing season: Nearly year-round for many plants
This climate is ideal for:
Year-round outdoor activities
Gardening and landscaping
Citrus and fruit tree cultivation
Comfortable winter living (no snow or freezing temperatures most years)
Economic Opportunities
While Putnam County maintains its rural character, economic opportunities are growing:
Agriculture: Traditional farming, timber, and cattle ranching
Tourism: Growing sector with focus on eco-tourism and outdoor recreation
Retail and services: Expanding in Palatka and other communities
Healthcare: Growing medical sector
Proximity to job markets: Gainesville, Jacksonville, and St. Augustine within commuting distance
Cost of Living
One of Putnam County's greatest advantages is its affordable cost of living:
Housing costs: Significantly below Florida and national averages
Property taxes: Among the lowest in Florida for vacant land
No state income tax: Florida remains income-tax-free
Affordable utilities: Reasonable electric, water, and internet costs
Gas and groceries: Competitive pricing with nearby cities
Healthcare Facilities
Quality healthcare is accessible in Putnam County:
HCA Florida Putnam Hospital (Palatka) - full-service hospital with emergency care
Multiple medical clinics and primary care physicians
Dental services throughout the county
Specialized care available in nearby Gainesville (UF Health) and Jacksonville (Mayo Clinic)
Numerous pharmacies and medical supply stores
What Makes This Property Special?
Size and Usability
At 0.23 acres (approximately 10,019 square feet), this property offers the ideal size for:
Single-family home construction - plenty of room for a comfortable home with yard space
Mobile or manufactured home placement - cost-effective housing solution
RV or tiny home living - perfect for alternative lifestyle choices
Weekend getaway retreat - build a small cabin or place an Rv
Investment property - hold for appreciation or develop for resale
Gardening and small-scale farming - room for vegetable gardens, fruit trees, or small livestock (check local regulations)
Residential Setting
The property is located in an established residential area, which means:
Peaceful neighbors - surrounded by other property owners who value quiet, rural living
Access to utilities - electricity is available in the area (confirm exact connection costs with local utility provider)
Road access - the property has access via maintained county roads
Community atmosphere - be part of a growing community of landowners
Natural Features
The Interlachen area is characterized by:
Pine forests - your property is surrounded by beautiful Florida pine trees
Sandy soil - typical of the region, excellent for drainage
Relatively flat terrain - easier and more affordable to build on
Natural Florida vegetation - palmettos, oaks, and native plants
Wildlife habitat - enjoy watching birds and other wildlife in their natural setting
Investment Potential
This property represents an excellent investment opportunity:
Appreciation Potential:
Florida continues to be one of the fastest-growing states in the nation
North Central Florida is experiencing steady population growth
Land values have historically appreciated over time
Proximity to multiple growing cities (Gainesville, Palatka, St. Augustine)
Development Flexibility:
Current zoning allows for residential use
Future potential for various uses as area develops
No HOA restrictions (verify current status)
Freedom to build according to your timeline and budget
Passive Investment:
Low carrying costs (minimal annual taxes)
No maintenance required for vacant land
Hold long-term for appreciation
Owner financing option allows for immediate acquisition with minimal upfront capital
Building Your Dreams on This Property
Residential Construction Options
This property is perfectly suited for various types of residential development:
Traditional Site-Built Home:
Construct a custom home to your exact specifications
Work with local builders familiar with the area
Design for Florida living with features like covered porches and hurricane protection
Manufactured or Mobile Home:
Cost-effective housing solution
Quick installation and move-in
Modern manufactured homes offer quality and style
Check local regulations for specific requirements
Modular Home:
Quality construction at reasonable prices
Faster installation than traditional building
Energy-efficient options available
Variety of floor plans and styles
Alternative Housing:
Tiny homes (verify local regulations)
Park model RVs for seasonal or permanent living
Cabin or cottage for weekend getaways
Container homes or other innovative designs
Utility Connections
Electricity:
Clay Electric Cooperative serves the Interlachen area. You'll need to contact them regarding:
Connection availability at your specific parcel
Connection fees and timeline
Meter installation requirements
Water:
Well water is common in the area
Typical well drilling costs range from $3,000-$7,000 depending on depth
Water quality is generally good in Putnam County
County or city water may be available (verify with local authorities)
Septic System:
Most properties in this area use septic systems
Standard septic installation costs $5,000-$10,000
Putnam County Health Department handles permitting
Soil conditions are generally favorable for septic systems
Internet and Phone:
Multiple providers service the Interlachen area
Satellite internet is available county-wide
Cell phone coverage is good with major carriers
Cable internet may be available depending on exact location
Building Considerations
Permits and Regulations:
Putnam County Building Department handles all building permits
Standard building codes apply
Setback requirements must be observed
Contact county planning department for specific requirements
Contractors and Services:
Numerous qualified contractors serve Putnam County
Local building supply stores in Palatka
Major home improvement chains (Lowe's, Home Depot) in nearby cities
Florida licensed contractors required for most construction
Timeline Considerations:
Permit processing: 2-6 weeks typically
Site preparation: 1-2 weeks
Well drilling: 1-2 days plus permitting time
Septic installation: 1-2 weeks plus permitting time
Home construction: 3-8 months depending on type and size
Area Attractions and Activities
Living in Interlachen puts you within easy reach of countless Florida attractions and activities:
Within 30 Minutes
Palatka (12 miles):
Historic downtown with antique shops and local restaurants
Ravine Gardens State Park - stunning natural beauty
St. Johns River - fishing, boating, wildlife viewing
Annual Florida Azalea Festival
Historic homes and architecture
Shopping and services
Melrose (10 miles):
Charming small town atmosphere
Lake Santa Fe - swimming and water sports
Mike Roess Gold Head Branch State Park
Local restaurants and cafes
Arts and crafts galleries
Within 60 Minutes
Gainesville (40 miles):
University of Florida campus and culture
Major shopping malls and retail centers
Florida Museum of Natural History
Butterfly Rainforest
Performing arts and entertainment
College football and sports
Excellent restaurants and nightlife
St. Augustine (50 miles):
Nation's oldest city - founded 1565
Historic downtown and Spanish Quarter
Beautiful beaches
Castillo de San Marcos National Monument
Lightner Museum and Flagler College
World-class restaurants and shopping
St. Augustine Alligator Farm
Ocala (45 miles):
Horse capital of the world
Silver Springs State Park
Ocala National Forest
World-class horse farms and equestrian events
Downtown square with restaurants and shopping
Multiple golf courses
Within 90 Minutes
Jacksonville (70 miles):
Major metropolitan area
Beautiful Atlantic beaches
Jacksonville Zoo and Gardens
TIAA Bank Field - home of Jacksonville Jaguars
World-class museums and cultural attractions
International airport
Daytona Beach (65 miles):
World-famous beach - drive on the sand
Daytona International Speedway
Boardwalk and pier
Water sports and fishing
Outlet shopping
Orlando (90 miles):
Walt Disney World
Universal Studios
SeaWorld
Countless other attractions
International airport
Major shopping and entertainment
Local Lakes and Waterways
One of the greatest advantages of Putnam County is the abundance of water resources:
Nearby Lakes
Within 10 Miles:
Lake Grandin - Bass fishing, boating
Lake Forest - Peaceful setting
Brooklyn Lake - Local fishing spot
Lake Geneva - Scenic beauty
Multiple smaller lakes and ponds
Within 20 Miles:
Crescent Lake - One of Florida's most beautiful lakes
Dunns Creek - Connects to St. Johns River
Lake George - Second-largest lake in Florida
Rodman Reservoir - World-class bass fishing
St. Johns River
The magnificent St. Johns River is just minutes away:
One of the few north-flowing rivers in the U.S.
Manatees frequent the river in winter months
Excellent fishing for catfish, bass, and crappie
Multiple boat ramps and marinas
Scenic cruises and wildlife viewing
Historic significance and natural beauty
Lifestyle Benefits of Land Ownership
Freedom and Privacy
Owning your own land provides:
Privacy and space not available in urban or suburban settings
Freedom to use your property as you see fit (within regulations)
No HOA dues or restrictive covenants
Quiet, peaceful environment
Connection to nature and the outdoors
Recreational Opportunities
Your property can serve as a base for:
Hunting (following Florida regulations and seasons)
Wildlife photography and bird watching
Gardening and small-scale agriculture
Camping and outdoor adventures
ATV or off-road vehicle use (following local regulations)
Stargazing away from city lights
Long-term Financial Security
Land ownership provides:
Hard asset that typically appreciates over time
Hedge against inflation
Legacy to pass to future generations
Flexibility to develop or sell based on future needs
Low carrying costs compared to developed property
Tax advantages of property ownership
Self-Sufficiency Options
This property size allows for:
Vegetable gardening for fresh, healthy produce
Fruit trees (citrus, peach, pear, fig - all grow well in this climate)
Small chicken coop for fresh eggs
Rainwater collection systems
Solar power installation
Off-grid or sustainable living options
Florida Living Advantages
No State Income Tax
Florida is one of only a few states with no state income tax:
Keep more of what you earn
Particularly beneficial for retirees
Business-friendly tax environment
Sales tax is reasonable at 6% state rate
Homestead Exemption
When you build your primary residence, you can qualify for Florida's generous homestead exemption:
Up to $50,000 exemption on property value
First $25,000 applies to all property taxes
Second $25,000 applies to non-school taxes
Additional exemptions for seniors, veterans, and disabled persons
Save Our Homes cap limits annual assessment increases to 3%
Outdoor Living Year-Round
Florida's climate enables:
Year-round outdoor activities
Swimming and water sports most of the year
Gardening in every season
Outdoor entertaining and dining
No snow removal or winter weather worries
Retirement Paradise
Florida is a top retirement destination for good reasons:
Warm climate year-round
No state income tax on retirement income
Abundant recreational activities
Excellent healthcare facilities
Large and welcoming retiree communities
Social security benefits not taxed by state
Getting Started with Your Purchase
Steps to Ownership
For Cash Purchase ($9,999):
Review property information - Visit our website at for additional details and photos
Contact us - Reach out to discuss the property and ask questions
Schedule a property visit - We encourage you to see the property in person
Submit your purchase agreement - We'll provide all necessary paperwork
Close the transaction - Quick closing process with deed recorded in your name
Receive your deed - You're officially a landowner.
For Owner Financing ($225 down, $225/Month):
Initial contact - Discuss the property and owner financing terms
Submit basic information - No credit check required, simple application
Make down payment - $225 down payment plus $249 document fee
Sign financing agreement - Clear terms with no hidden fees
Begin monthly payments - $225 per month for 72 months
Build equity immediately - You own the property from day one
Receive deed upon completion - Full ownership deed when paid in full
What to Bring When Visiting
If you decide to visit the property (highly recommended):
GPS device or smartphone with mapping app
Property coordinates provided above
Camera for photos and videos
Compass for orientation
Measuring tape (optional)
Notebook for observations
Water and snacks
Appropriate clothing for weather and walking in natural areas
Insect repellent (especially summer months)
Due Diligence Recommendations
We encourage all potential buyers to:
Visit the property in person
Verify property boundaries using GPS coordinates provided
Contact Putnam County Planning and Zoning with questions about building requirements
Research utility availability and connection costs
Check with Putnam County Property Appraiser for tax information
Consider ordering a recent survey if desired
Review flood zone maps (property is in Zone X - minimal flood risk)
Contact local builders for construction cost estimates
Frequently Asked Questions
Q: Are there any restrictions on what I can build?
A: The property is zoned residential and should allow for typical residential uses. We recommend contacting Putnam County Building Department for specific information about current regulations, setback requirements, and permitted uses.
Q: Is there HOA or any monthly fees?
A: There are no HOA fees associated with this property. Your only ongoing costs would be the annual property tax ($98.68) and if choosing owner financing, the monthly payment of $225.
Q: Can I place a mobile home or RV on the property?
A: This may be permitted, but you should verify current regulations with Putnam County. Many areas in the county allow manufactured homes with proper permitting and foundation requirements.
Q: What about water and electricity?
A: Electricity should be available in the area through Clay Electric Cooperative. Most properties in this area use well water and septic systems. You should contact the utility providers directly to confirm availability and costs for your specific parcel.
Q: Are property taxes likely to increase?
A: Property taxes on vacant land in Florida typically remain relatively stable. Once you build a home and establish it as your primary residence, you may qualify for homestead exemption which caps annual increases at 3%.
Q: Can I camp on the property while building?
A: Temporary camping may be allowed during construction, but you should verify current regulations with Putnam County. Some counties allow temporary RV occupancy during home construction with proper permits.
Q: What is the soil like for building?
A: The area typically has sandy soil which provides good drainage and is generally suitable for building and septic systems. A soil test is recommended before building to determine specific characteristics and any special requirements.
Q: Are there any wetlands on the property?
A: Based on available information, the property does not appear to contain significant wetlands, but you should verify this through site visit and potentially consulting the property's wetland determination with the appropriate authorities if planning construction.
Q: What about internet access?
A: Satellite internet is available throughout the area. Some terrestrial internet providers may also service the location. Check with local providers about availability at the specific address.
Q: Can I visit the property before purchasing?
A: Absolutely. We encourage all potential buyers to visit the property. Use the GPS coordinates provided to locate it, and feel free to walk the boundaries and get a feel for the land and surrounding area.
Q: What if I pay off the owner financing early?
A: Early payoff is typically allowed and welcomed. Contact us to discuss the remaining balance and payoff terms.
Q: Are there any liens or encumbrances on the property?
A: The property should be sold free and clear of liens. Title insurance is recommended and can be obtained through any title company.
Q: What wildlife might I see on the property?
A: The area is home to various Florida wildlife including deer, turkeys, birds, and small mammals. The natural setting makes it ideal for wildlife watching and nature photography.
Why Choose H5 Land Ventures?
We're committed to making land ownership accessible and straightforward:
Transparent pricing - No hidden fees or surprises
Flexible financing - Owner financing available with no credit check
Clear property information - GPS coordinates and detailed descriptions provided
Quick closings - Simple process to get you into your property fast
Responsive customer service - We're here to answer your questions
Quality properties - We carefully select properties in desirable areas
Established company - Years of experience in land sales
Take the Next Step Toward Land Ownership
This exceptional 0.23-Acre property in Interlachen, Florida, represents an outstanding opportunity to own your piece of the Sunshine State. Whether you're planning to build your dream home, create a weekend retreat, invest for the future, or simply enjoy the peace and privacy of land ownership, this property offers the perfect foundation.
With flexible payment options, low annual taxes, and location in beautiful Putnam County with easy access to major cities and endless recreational opportunities, this property won't last long.
Property Details at a Glance:
Location: Interlachen, Putnam County, Florida
Apn: 18-10-24-4074-0560-0070
Size: 0.23 acres (10,019 square feet)
Price: Cash: $9,999 or Owner Financing: $225 down + $249 document fee, then $225/Month for 72 months
Annual Taxes: $98.68
Zoning: Residential
Access: County road access in established neighborhood
Visit our website for more information, additional photos, and to start the purchase process:
Don't let this opportunity pass you by. Contact us today to discuss this property and take the first step toward making your Florida land ownership dreams a reality. With our affordable cash pricing and no-credit-check owner financing options, there's never been a better time to invest in your future and start living the Florida lifestyle you've always imagined.
Peace in the Pines is waiting for you in Interlachen, Florida. Make it yours today.
Land Maps & Attachments
Directions to Land
Detailed Direction to the Property:
From Ocala (Approximately 45 miles, 50-60 minutes)
Ocala, known as the "Horse Capital of the World," is your nearest major city to the south, offering big-city amenities with small-town charm.
Route via SR-40 E (Most Direct Route):
Start in downtown Ocala at the intersection of E Silver Springs Boulevard and SE 3rd Street
Head east on E Silver Springs Boulevard/SR-40 E
Continue on SR-40 E for approximately 35 miles through the Ocala National Forest
You'll pass through beautiful forest scenery and may spot wildlife
Pass by Juniper Springs Recreation Area (great spot to note for future visits.)
Continue through the small community of Silver Springs Shores
Stay on SR-40 E as you approach the Interlachen area
Turn left (north) onto CR-315 (Putnam County Road 315)
Continue north on CR-315 for approximately 3 miles
The property will be in the residential area off CR-315
Use your GPS coordinates (29.616667, -81.942667) to navigate to the exact parcel location
Alternate Route via US-301 N:
From Ocala, take US-301 N through beautiful rural Florida countryside
Continue for approximately 30 miles
Turn right (east) onto SR-20 E in Putnam County
After approximately 10 miles, turn left (north) onto CR-315
Follow CR-315 north to the property location
Use GPS coordinates to pinpoint the exact parcel
What You'll Pass Along the Way:
Ocala National Forest - over 600 square miles of protected wilderness
Multiple springs and recreation areas perfect for future exploration
Charming rural Florida communities
Horse farms and ranches
Beautiful oak-canopied roads
From Gainesville (Approximately 40 miles, 45-55 minutes)
Gainesville, home to the University of Florida and a vibrant cultural scene, provides easy access to your property.
Route via SR-20 E (Recommended Route):
Start from downtown Gainesville at the intersection of University Avenue and Main Street
Head east on University Avenue
Turn right (south) onto SE 15th Street/US-441 S/SR-200
Continue for approximately 5 miles
Turn left (east) onto SR-20 E (Hawthorne Road)
Follow SR-20 E for approximately 25 miles through:
The town of Hawthorne (good place to stop for gas and snacks)
Beautiful rolling hills and horse country
Past several pristine lakes including Lake Santa Fe
Continue on SR-20 E through Melrose
As you approach Interlachen, SR-20 will become more residential
Turn right (south) onto CR-315
Follow CR-315 south for approximately 2 miles
Use your GPS coordinates (29.616667, -81.942667) to locate the exact property
Alternate Route via Keystone Heights:
From Gainesville, take SR-26 E toward Melrose
Continue through Melrose and on to Keystone Heights
Turn right (south) onto SR-21 S
Continue to Interlachen area
Turn left onto SR-20 E, then right onto CR-315
Navigate to property using GPS coordinates
Points of Interest Along the Route:
Paynes Prairie Preserve State Park (just south of Gainesville)
Historic Micanopy (if taking the southern route)
Multiple equestrian facilities and horse farms
Melrose - charming small town perfect for lunch stops
Beautiful lakefront properties and scenery
From Palatka (Approximately 12 miles, 15-20 minutes)
Palatka, the county seat of Putnam County, is your closest city with full services and amenities.
Route via SR-20 W (Most Direct Route):
Start from downtown Palatka at the St. Johns River waterfront
Head west on SR-20 W (Reid Street, which becomes Crill Avenue)
Cross the St. Johns River on the beautiful Palatka Bridge
Continue west on SR-20 W for approximately 8 miles
You'll pass through pleasant residential areas
Drive by several local businesses and services
Continue through the heart of Interlachen
Turn right (north) onto CR-315
Follow CR-315 north for approximately 2-3 miles to the property area
Use GPS coordinates (29.616667, -81.942667) to navigate to the exact parcel location
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