Sunset Views Over Concho Valley
Concho, AZ 85924
Apache County, Arizona
Land Description
Escape Urban Stress - Own 1.04-Acre Arizona Retreat for Your Peaceful Retirement
Discover your pathway to the simple, peaceful retirement you've been dreaming about on this liberating 1.04-Acre property in Concho, Arizona. Nestled among rolling desert hills with mature junipers providing natural shade, stunning mountain views, and owner financing requiring just $349 down and $200 monthly, this land isn't just a parcel - it's your opportunity to finally escape the traffic, noise, bills, and stress that have defined your working years, to own a tangible asset that stretches your retirement savings rather than draining them, and to create the slower, quieter life where you control your days rather than being controlled by schedules, commutes, and endless urban pressures.
Why This Property Stands Out:
TRADE Traffic Jams For Mountain Views: After decades of sitting in traffic, dealing with urban noise, and watching concrete instead of nature, imagine waking each morning to expansive mountain vistas instead of car horns and congestion. This property offers genuine escape from the urban trap that's consumed your working years. The White Mountains rise majestically around you creating stunning views in every direction. High desert sunsets paint the sky in colors you forgot existed during years of urban living. The deep silence allows you to finally hear yourself think rather than constant traffic and neighbor noise. No more route planning to avoid rush hour. No more exhaust fumes and honking. No more feeling trapped in endless urban chaos. Just you, the land, rolling hills dotted with beautiful mature junipers, and the peace you've earned after years of urban stress. This visual and auditory transformation alone makes retirement feel like genuine escape rather than just changing addresses within the same chaotic system.
MATURE Junipers Provide Natural Beauty And Shade: Unlike raw, barren desert parcels, this property features mature junipers creating established natural character you'll appreciate immediately. The trees provide natural shade on your RV or future dwelling. Beautiful natural landscaping already established without years of waiting for growth. Wildlife habitat attracting birds and small animals for daily nature observation. Classic high desert character and authentic Arizona appearance. These mature trees represent decades of growth you get immediately rather than planting saplings and waiting years for shade and beauty. For retirees planning RV living or gradual development, having this established shade and natural beauty from day one provides immediate comfort and reduces the raw, exposed feeling common on undeveloped desert land.
JUST $200 Monthly Fits Fixed Retirement Budgets: At only $200 per month for 41 months, this land payment fits comfortably into retirement budgets without creating financial stress or forcing impossible choices. The payment is less than what many retirees spend monthly on cable television, dining out, or other discretionary expenses. Less than most car payments and a fraction of typical rent anywhere. The amount remains fixed and predictable rather than increasing annually like rent. After just 41 months - less than three and a half years - you own the land outright with no more payments ever. Even if you're still working for a few more years before full retirement, this payment allows you to secure the land now while continuing to save for retirement and plan your transition. For people on Social Security, pensions, or limited retirement savings, this affordability makes land ownership achievable rather than remaining a distant dream requiring wealth you don't have.
RV Living Approved For Flexible Retirement Transition: The property permits RV living, providing crucial flexibility for retirees planning gradual transitions or seeking affordable retirement housing. Live in your RV full-time on your own land avoiding rent entirely. Occupy the property seasonally while maintaining a primary residence elsewhere during transition years. Gradually develop the land while living in your RV affordably on-site. Test desert retirement living before committing to permanent construction. Maintain minimal overhead and maximum flexibility as retirement plans evolve. This RV approval means you can establish immediate occupancy and use rather than buying land that sits vacant for years while you save for expensive conventional construction. Your retirement dream becomes real immediately rather than remaining theoretical until massive construction budgets are accumulated.
OWN A Tangible Asset Instead OF Throwing Money Away: After years of paying rent or mortgages that primarily benefited landlords and banks, imagine owning land outright as a tangible retirement asset. Land is something real you can stand on, use, and pass to children. Property generally appreciates over time rather than evaporating like savings in inflation. You're building equity with every $200 payment rather than enriching landlords. The land provides security - somewhere you can always go regardless of economic changes. No landlord can raise your rent or evict you from property you own. No concern about retirement housing becoming unaffordable as costs rise. This tangible ownership provides psychological security beyond mere financial calculations - you own something real that cannot be taken away by rent increases, lease terminations, or housing market chaos.
MINIMAL Property Taxes Protect Retirement Budgets: Once you own the land, annual property taxes in this area remain remarkably low, protecting your retirement income from government burden. Minimal ongoing costs mean you can hold the property indefinitely without tax stress. No worry about fixed retirement income being consumed by escalating property taxes. Freedom to use the land on your timeline without financial pressure forcing premature decisions. Ability to maintain ownership even if retirement income decreases or unexpected expenses arise. These minimal taxes mean your retirement asset remains affordable to own rather than becoming a financial burden that forces sales or sacrifices. For retirees on Social Security or limited pensions, knowing property taxes won't drain your budget is essential for making land ownership sustainable long-term.
FREEDOM From Hoas And Restrictive Regulations: Apache County's minimal restrictions and absence of HOAs mean genuine freedom to live as you choose in retirement. No homeowner association fees consuming your retirement income monthly. No HOA rules dictating what you can park, build, or do on your own land. No architectural review requiring expensive approvals for every improvement. No busybody neighbors monitoring and citing you for minor issues. This freedom means your retirement years are yours to live as you see fit rather than being controlled by regulations and associations. You've spent a lifetime following rules, schedules, and other people's dictates - retirement on your own land means finally living on your terms.
Affordable Ownership Options:
Cash Price: Own it outright for just $7,110 plus $249 doc fee (total: $7,359)
Owner Financing - No Credit Check Required: We believe retirement land ownership should be accessible to everyone seeking a simpler life, regardless of credit history or limited savings, which is why we offer straightforward owner financing designed specifically for retirees.
• Initial deposit: Just $349 to get started (includes $249 non-refundable doc fee plus $100 down payment toward purchase price)
• Monthly payments: Only $200 per month for 41 months - affordable even on Social Security or limited pension
• Total financed amount: $8,300 over 41 months
• Deed transferred upon completion: Once your final payment is made, the deed is transferred and filed with the county recorder in your name - it's that simple.
No hidden fees. No balloon payments. No interest. No prepayment penalties. No credit checks. No judgment about past financial struggles or limited retirement savings. Just honest, transparent terms that make land ownership achievable for regular working people transitioning to retirement. Your retirement dreams matter more than your credit history.
About Concho And Apache County:
Concho isn't just another small town - it's a genuine refuge near Arizona's White Mountains where peace, affordability, and simplicity create the retirement lifestyle you've been dreaming about without the isolation or complications of truly remote locations.
ESCAPE Urban Chaos Without Complete Isolation: Concho strikes the perfect balance for retirees - genuine escape from traffic, noise, and urban stress while maintaining reasonable access to necessities when needed. The town itself is small and quiet, offering the peace you've been denied during working years. Yet Show Low, Snowflake, and St. Johns each sit just 30 minutes away providing shopping, medical care, restaurants, and services when needed. This positioning means you escape what's making you miserable - traffic, crowds, noise, pressure - while maintaining access to what you actually need - groceries, healthcare, occasional dining, supplies. You're not choosing between urban chaos and complete wilderness isolation - you're getting the best of both worlds.
AFFORDABLE Living Stretches Retirement Savings: Arizona's low cost of living, especially in areas like Concho, is what makes comfortable retirement achievable on limited savings. Property taxes remain minimal. Cost of living is far below national averages. Groceries, gas, and supplies cost substantially less than urban markets. Dining out occasionally remains affordable rather than prohibitive. Utilities stay reasonable. This affordability isn't just pleasant - it's transformative for retirement budgets, meaning your Social Security or pension covers living comfortably rather than forcing constant sacrifice and worry. Many retirees find their fixed income goes twice as far in Concho as it did in cities, finally providing the financial breathing room denied during working years.
YEAR-ROUND Sunshine Supports Off-Grid Living: The high desert's 300+ days of annual sunshine makes solar power remarkably efficient and affordable for retirement living. Solar panels produce excellent power year-round without seasonal limitations. RV living supported by solar becomes genuinely sustainable rather than requiring constant generator use. Lower electricity costs if you connect to grid since sunshine provides natural heating. Comfortable outdoor living year-round without months of indoor confinement. Vitamin D and natural light supporting physical and mental health during retirement years. This abundant sunshine transforms off-grid retirement from difficult survival exercise to comfortable, sustainable living that actually reduces costs rather than creating challenges.
MODERATE High Desert Climate: Concho's elevation provides four-season climate that's comfortable year-round without the extremes that complicate retirement living. Cool summers without the dangerous heat making southern Arizona unbearable for retirees. Mild winters with occasional snow but without extreme cold or dangerous ice. Spring and fall provide extended comfortable seasons for outdoor activities and enjoying your property. This moderate climate means year-round livability whether you're in an RV or building a dwelling. For retirees concerned about health challenges from extreme heat or cold, Concho's balanced climate provides genuine advantages over more extreme Arizona locations.
QUIET Surroundings And Dark Skies: After decades of urban light and noise pollution, Concho offers the silence and darkness you've been denied your entire working life. Genuine quiet allowing you to hear nature rather than traffic and sirens. Dark skies revealing stars you forgot existed during years of city living. Natural soundscapes of wind, birds, and wildlife rather than human chaos. This sensory reset provides profound relief for retirees escaping urban stress - you can finally relax rather than remaining in constant defensive mode against noise and stimulation. Many retirees report that the quiet and darkness alone make retirement in places like Concho feel like genuine escape and recovery.
ESSENTIAL Services Nearby: Despite Concho's small size, essential services exist locally with larger town amenities just 30 minutes away. Family Dollar, coffee shop, post office, library, gas station, and BBQ restaurant provide local convenience. Show Low, Snowflake, and St. Johns offer comprehensive shopping, medical facilities, restaurants, and services. This combination means daily life remains simple and local while serious needs remain accessible without extreme drives. For retirees, having backup access to good medical care and supplies provides essential security while allowing peaceful daily living.
FRIENDLY Western Community: Concho's authentic Western heritage creates a welcoming atmosphere for retirees seeking simpler living. The community values independence, self-reliance, and leaving people alone. Nobody judges your choice to live in an RV or pursue alternative retirement. People wave and are friendly without being intrusive or demanding. This live-and-let-live culture provides genuine acceptance for retirees pursuing unconventional retirement paths rather than expensive traditional retirement communities.
Endless Possibilities Await:
Whether you're securing land now for retirement in 5 years, escaping urban stress immediately into RV living, establishing a low-cost retirement base, investing in tangible assets rather than volatile markets, creating a peaceful retreat from lifelong pressures, developing a simple homestead for self-sufficient retirement, or proving that peaceful retirement is achievable without wealth, this 1.04-Acre Concho property delivers affordability, flexibility, peace, and the escape you've earned.
Picture yourself waking in your RV to mountain views and silence instead of traffic and chaos. Imagine sipping coffee watching desert sunsets paint the sky in colors. Envision days structured by your interests rather than schedules and obligations. Consider the relief of minimal expenses and no more landlords or mortgages. Think about finally breathing easily without urban stress and pressure. Visualize retirement years where peace replaces chaos and simplicity replaces complexity. This property offers you the Arizona canvas - you provide the peaceful retirement vision.
Property Details:
Apn: 201-40-025C
Location: Concho, Az
County: Apache County
Acreage: 1.04 acres
Terrain: Rolling desert hills with mature junipers
Views: Mountain vistas and high desert sunsets
Zoning: Agricultural (verify specific regulations)
RV Living: Approved
Power: Off-grid (solar excellent)
Water: Well or cistern
Distance to Show Low: 30 minutes
Distance to Snowflake: 40 minutes
Distance to St. Johns: 30 minutes
Annual Property Taxes: $10.40 annually (you read that right)
Property Features: Mature junipers, rolling terrain, mountain views, RV approved, off-grid ready, expansion available, minimal restrictions
Ready To Take The Next Step?
Don't let this opportunity slip away. Affordable Arizona retirement properties with mature trees, mountain views, and this level of flexibility rarely stay available. At $7,110 cash or only $200 monthly, this Concho property represents your escape from urban stress.
Contact us today for:
• Additional property photos showing mature junipers and terrain
• Details about solar living and off-grid retirement
• Answers to questions about RV living or development
• Information about visiting and experiencing the peace
• Guidance about transitioning to desert retirement
• Assistance with the straightforward purchasing process
Your peaceful retirement is closer than you think. With affordable financing fitting fixed budgets, mature junipers providing immediate beauty, mountain views replacing traffic jams, RV living approved, and monthly payments of just $200, this Concho property delivers the escape you've earned. Stop enduring traffic, noise, and urban chaos. Stop watching retirement years consumed by stress rather than peace. Stop letting limited savings prevent the simpler life you deserve. Secure your retirement escape while this affordable property remains available.
Make this exceptional Arizona retirement property yours today - your peaceful high desert retreat is waiting.
Land Maps & Attachments
Directions to Land
From Show Low, Arizona
Head south toward US-60 E/Deuce of Clubs Ave
2 sec (66 ft)
Take AZ-61 E to 5101 in Apache County
29 min (26.3 mi)
Continue on 5101. Take County Rd 5101 and Center Dr to Erie Ln
18 min (5.8 mi)
More Land Details
Land Price History
More Land from Stephanie Dean
0.5 AC : $7.2K- 0.3 AC : $4.8K
- 0.4 AC : $6.4K
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- 1 AC : $9.8K
- 1.6 AC : $9K
- 0.5 AC : $5K
- 0.8 AC : $27.8K
- 0.6 AC : $7.2K
- 0.6 AC : $5K
- 0.3 AC : $4.2K
- 0.4 AC : $6.8K
