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Cedar Knoll View of Entire Valley

Circle Drive : Concho, AZ 85924

Apache County, Arizona

1.12 Acres
$10,285 USD
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Land Description

See Across the Valley to the Mountains from this 1.12-Acre Cedar Knoll Property

Discover the ideal canvas for your custom cabin or tiny home dream on this strategic 1.12-Acre property in Concho, Arizona. With natural downhill slope perfect for walkout basement designs, just 800 square foot minimum build requirement, expansion options up to 4.6 total acres, and owner financing at $250 monthly, this land isn't just a parcel - it's your opportunity to escape crushing rent and mortgages, to build the right-sized home you actually need rather than what banks force you into, and to finally achieve the debt-free, creative living solution you've been planning.

Affordable Ownership Options:

Cash Price: Own it outright for just $10,285 plus $249 doc fee (total: $10,534)

Owner Financing - No Credit Check Required: We believe alternative housing solutions should be accessible to creative builders regardless of credit history, which is why we offer straightforward owner financing designed for tiny home enthusiasts and cabin builders.

• Initial deposit: Just $349 to get started (includes $249 non-refundable doc fee plus $100 down payment toward purchase price)

• Monthly payments: Only $250 per month for 48 months - less than most people pay monthly for rent on a single bedroom

• Total financed amount: $12,100 over 48 months

• Deed transferred upon completion: Once your final payment is made, the deed is transferred and filed with the county recorder in your name - it's that simple.

No hidden fees. No balloon payments. No interest. No prepayment penalties. No credit checks. No judgment about unconventional housing choices. Just honest, transparent terms that make land ownership achievable for creative builders pursuing alternative living solutions. At $250 monthly, securing your building site costs less than most storage units, yet it provides the foundation for debt-free homeownership.

Why This Property Stands Out:

PERFECT Slope For Walkout Basement Design: This property offers a natural advantage that creative builders immediately recognize and appreciate - a gentle downhill slope that's ideal for walkout basement construction. Build into the hillside and maximize your living space while working beautifully with the natural terrain. Create a multi-level tiny home or cabin that feels much larger than its square footage suggests. Design upper and lower levels that both have ground-level access, enhancing functionality and emergency egress. Utilize the walkout lower level for workshop space, storage, or additional living areas without counting toward minimum square footage. Take advantage of natural earth-sheltering on the uphill side for superior insulation and energy efficiency. Capture stunning views from upper levels while the lower level remains protected and temperature-stable. This terrain isn't a problem requiring expensive solutions - it's a design opportunity that enhances your build and reduces long-term costs. For tiny home builders seeking to maximize space efficiency and create something truly custom, this natural slope is a gift that conventional flat lots simply cannot offer.

JUST 800 Square Feet Minimum - Perfect For Tiny Homes And Cabins: While many areas force builders into expensive 1,200+ square foot minimums, this property requires just 800 square feet, making affordable custom builds genuinely achievable. Build a spacious tiny home at the upper end of the tiny house spectrum without violating regulations. Construct an efficient cabin that prioritizes quality over unnecessary size. Design a two-story structure where 400 square feet per level creates comfortable, functional living. Create the perfectly-sized weekend retreat or full-time residence you actually need. Avoid the waste and expense of building rooms you don't want simply to meet arbitrary minimums. This reasonable requirement means your construction budget focuses on quality materials, custom features, and sustainable systems rather than unnecessary square footage. You're building what serves your life rather than what serves conventional expectations or lender requirements. For builders committed to minimalism and efficiency, this 800 square foot minimum is exactly the flexibility needed to realize your vision affordably.

EXPANSION Opportunity UP TO 4.6 Total Acres: Planning something more ambitious or wanting substantial privacy and space around your tiny home? Three adjoining lots totaling 3.48 additional acres are available for purchase, allowing you to control 4.6 total acres of Arizona high country. This expansion potential creates remarkable opportunities for tiny home builders with bigger visions. Establish extensive gardens and food production systems supporting self-sufficient living. Create workshop and storage buildings separate from your main dwelling. Run a few animals or small livestock on acreage sufficient to support them. Build multiple tiny structures creating a compound rather than a single dwelling. Develop a tiny home community or rental property business if desired. Ensure complete privacy with substantial buffers from any potential neighbors. Preserve natural habitat and wilderness character around your homestead. The ability to scale from one affordable acre to over four acres gives you control over how much space ultimately surrounds your custom build. Start with one lot and expand as budget and ambitions grow or secure all four immediately and create your complete vision.

POWER Within 3/4 Mile - Grid Connection Possible: While the property sits off-grid currently, power poles are just 3/4 mile away, giving you options and flexibility for your energy strategy. Contact Arizona Public Service Company or Navopache Electric Coop to discuss connection costs and feasibility. Design a hybrid system using solar primary with grid backup for reliability. Start with off-grid solar and batteries, knowing grid connection remains possible if your needs change. Consider whether the connection cost makes sense for your build and budget. This proximity means you're choosing your energy approach based on philosophy and economics rather than having complete off-grid living forced upon you by property location. For tiny home builders, many prefer solar independence but appreciate having grid connection as an option if circumstances or priorities change over time.

RV Allowed During Construction Phase: While building your custom tiny home or cabin, you can live in an RV on the property during the construction period, though long-term RV living requires proper septic installation. This flexibility provides significant advantages for owner-builders. Live on-site during construction, overseeing your build personally and ensuring quality. Save thousands in temporary housing costs that would otherwise consume construction budget. Get to know your land intimately before finalizing home design and placement. Start using and enjoying the property immediately rather than waiting until construction completes. For DIY builders working weekends or managing construction personally, the ability to stay on-site transforms feasibility and keeps projects moving forward. The RV option also lets you test tiny living before committing to permanent construction, ensuring the lifestyle truly fits before major investment.

AFFORDABLE Monthly Payments Supporting Your Build Timeline: At just $250 monthly for 48 months, this payment structure aligns perfectly with tiny home builders working on extended timelines. Pay for the land while simultaneously saving for construction materials and costs. Build equity in the property while planning and preparing your build. Take your time designing exactly what you want rather than rushing into construction. Source reclaimed materials, salvaged components, and cost-effective solutions over months or years. Work on construction during weekends and available time without pressure from expensive land payments. The modest monthly amount means securing your building site doesn't prevent you from saving for the actual construction. You're establishing your foundation while building financial capacity for the project itself. This timeline flexibility is crucial for owner-builders who may need several years to complete builds while working full-time jobs.

MINIMAL Annual Taxes Keep Ownership Affordable: At just $27.26 annually - less than $2.30 monthly - property taxes are almost negligible, protecting your investment in affordable living. Hold the property while planning and preparing your build without tax burden. Maintain ownership during extended construction timelines without financial stress. Keep housing costs minimal even after building, supporting your goal of debt-free living. Avoid the tax burden that forces some tiny home builders to abandon projects. These minimal taxes align perfectly with the tiny home philosophy of reducing ongoing expenses and living efficiently. Your total annual property costs will be almost nothing, allowing you to focus financial resources on building and living rather than feeding government coffers.

About Concho And Apache County:

Concho isn't just another small town - it's a welcoming community in Arizona's White Mountains where alternative housing, creative building, and simplified living are accepted and respected rather than prohibited by restrictive regulations.

FLEXIBLE Building Regulations Support Alternative Housing: Unlike many areas with restrictive covenants, architectural review boards, and prohibitive regulations, Concho's agricultural zoning provides the freedom tiny home and cabin builders need. The reasonable 800 square foot minimum allows genuine tiny homes rather than forcing conventional sizes. No HOA dictating building materials, colors, or architectural styles. No complicated approval processes requiring expensive architects and endless revisions. No neighbors or associations restricting your creative vision. The community understands and accepts alternative housing rather than viewing it with suspicion. This regulatory flexibility is increasingly rare and valuable as more areas crack down on tiny homes and unconventional dwellings. You can build your vision without fighting bureaucracy or nosy neighbors at every turn.

STRATEGIC Location Between Three Towns: Concho sits perfectly positioned between Show Low, Snowflake, and St. Johns - each just 30 minutes away - providing essential services without sacrificing rural character. These larger towns offer building supply stores for materials and hardware. Contractors and tradespeople when you need professional help. Major grocery shopping and supplies during construction and after. Healthcare facilities for medical needs. Employment opportunities if you're working while building. This triangle positioning means living in Concho doesn't isolate you from necessities or opportunities. You enjoy rural tiny living while maintaining reasonable access to the services and supplies that make alternative housing practical long-term.

LOCAL Concho Amenities Support Simple Living: Despite its small size, Concho provides surprising essential services right in town. Family Dollar handles everyday needs from food to supplies. The coffee shop provides community connection and caffeine. Post office manages mail and packages for supply deliveries. Gas station keeps vehicles and generators fueled. BBQ restaurant serves quality meals when you don't feel like cooking. Library offers resources and community space. These aren't luxury amenities, but they're exactly what tiny home dwellers need - practical services close enough to access easily without disrupting your simplified lifestyle.

OUTDOOR Recreation Complements Tiny Living Philosophy: The Concho area's exceptional outdoor access aligns perfectly with the values of most tiny home enthusiasts. World-class hiking in surrounding White Mountains and national forests. Fishing in nearby lakes and streams. Camping and wilderness exploration. Wildlife viewing and nature photography. Dark skies for spectacular stargazing. For people choosing tiny homes specifically to spend more time outdoors and less time maintaining oversized houses, this location delivers the outdoor lifestyle that makes small indoor space perfectly acceptable. Your tiny home becomes a comfortable basecamp for an outdoor-focused life rather than a compromise you're settling for.

FOUR-SEASON Moderate Climate: Concho's elevation provides comfortable year-round weather that makes tiny home living practical across all seasons. Cool summers without dangerous heat that makes tiny spaces unbearable. Mild winters with occasional snow but without extreme cold that challenges small-space heating. Tiny homes are easier to heat and cool than conventional houses, and Concho's moderate climate makes this efficiency even more pronounced. You'll spend less on energy while maintaining comfort year-round - exactly the kind of practical benefit that makes tiny living financially sustainable long-term.

COMMUNITY Acceptance OF Alternative Lifestyles: The people in Concho and surrounding areas tend to be independent-minded folks who respect property rights and personal choices. This community accepts tiny homes, alternative housing, and unconventional living rather than judging or ostracizing those choices. You'll find like-minded neighbors pursuing various forms of simplified, independent living. People who wave as they drive by but respect your privacy and independence. Folks who understand why someone wants to build small and live simply. This cultural acceptance makes the entire tiny home experience more enjoyable - you're joining a community that gets it rather than fighting constant disapproval from conventional neighbors.

Endless Possibilities Await:

Whether you're building your primary home residence to escape rent and mortgages, creating a custom cabin weekend retreat, establishing an off-grid homestead with tiny dwelling, developing a unique walkout basement design showcasing your creativity, constructing a debt-free home you'll own outright in years not decades, securing land now while planning your build over the next few years, or creating a tiny home community on expanded acreage, this 1.12-Acre Concho property delivers the terrain, flexibility, and affordability tiny home builders demand.

Picture yourself designing the perfect walkout tiny home that maximizes the natural slope. Imagine the satisfaction of building exactly what you need rather than what banks or convention demand. Envision living debt-free in a custom space reflecting your values and creativity. Consider the freedom of minimal housing costs freeing income for experiences and life rather than mortgage payments. Think about sustainable systems providing independence from utilities and their endless bills. Visualize your finished tiny home or cabin surrounded by Arizona high country beauty, proof that you escaped conventional housing traps and built the life you actually want. This property offers you the sloped canvas perfect for creative building - you provide the vision and determination to make it real.

Property Details:

APN: 201-29-095C (adjoining lots 201-29-095A, 201-29-095B & 201-29-096A also available)

Location: Concho Valley Unit 3, Concho, Az

Coordinates: 34.40867, -109.61525

County: Apache County

Acreage: 1.12 acres (4.6 acres total if all four lots purchased)

Zoning: Agricultural with 800 sq. ft. minimum

RV Allowed: Yes, during construction (long-term requires septic installation)

Power: 3/4 mile away - contact APS ) or Navopache Electric Coop )

Water: Well drilling or water hauling required

Annual Property Taxes: Only $27.26

Distance to Show Low: 30 minutes

Distance to St. Johns: 30 minutes

Distance to Snowflake: 40 minutes

Expansion Opportunity: Three adjoining lots (4.6 acres total) available

Property Features: Downhill slope ideal for valley views, good road access, power within 3/4 mile, expansion available, RV allowed during construction, minimal building restrictions, low taxes

Ready To Take The Next Step?

Don't let this opportunity slip away. Properties with natural slopes perfect for walkout designs, minimal building restrictions, and expansion options rarely stay available long as more tiny home builders discover Concho. At just over $10,500 cash or only $250 monthly, this property represents your foundation for debt-free, custom living.

Contact us today for:

• Additional property photos showing the terrain and slope

• Details about the three adjoining lots and expanded acreage options

• Information about visiting the property and assessing building sites

• Assistance with the straightforward purchasing process

• Topographical information for planning walkout basement designs

• Answers to questions about building requirements, utilities, or zoning

• Guidance about well drilling costs and solar power systems

• Connections to local builders experienced with tiny homes and alternative construction

Your home dream starts with the right land. With affordable financing, perfect walkout slope, just 800 square foot minimum, expansion options available, and monthly payments of just $250 that support extended build timelines, this Concho property delivers everything you need to escape expensive conventional housing and build the right-sized, debt-free home you've been planning. Stop paying rent that builds nothing. Stop delaying your dreams while saving for impossible down payments on overpriced houses you don't even want. Stop letting conventional thinking prevent you from building the creative, efficient, affordable home that actually serves your life. The time to act is now - secure your building site while it's available and while these payment terms remain.

Make this exceptional tiny home property yours today - your debt-free, custom-built future is waiting.

Land Maps & Attachments

Directions to Land

From Flagstaff, Arizona

Get on I-40 E from Historic Rte 66/Rte 66 and E Butler Ave

7 min (2.2 mi)

Head east toward S San Francisco St

436 ft

Turn left onto S San Francisco St

69 ft

Turn right at the 1st cross street onto Historic Rte 66/Rte 66

1.2 mi

Turn right onto E Ponderosa Pkwy

0.2 mi

Continue onto E Butler Ave

0.4 mi

Turn left to merge onto I-40 E toward Albuquerque

0.3 mi

Follow I-40 E to US-180 E/W Hopi Dr in Holbrook. Take exit 285 from I-40 E

1 hr 12 min (86.4 mi)

Merge onto I-40 E

86.0 mi

Take exit 285 for I-40/US-180 E toward AZ-77 S/Petrified Forest Nati Pk

0.3 mi

Continue on US-180 E. Take AZ-180A S to Circle Dr in Concho

59 min (55.8 mi)

Turn right onto US-180 E/W Hopi Dr

1.5 mi

Turn right onto Navajo Blvd

384 ft

Continue onto Apache Ave

0.7 mi

Turn left onto US-180 E

35.6 mi

Turn right onto AZ-180A S

11.2 mi

Turn right onto AZ-61 W

4.3 mi

Turn left onto 5101

1.2 mi

Turn left onto Cinder Dr

0.3 mi

Continue onto 5101

190 ft

Turn right onto 5201/Fig Ln

0.1 mi

Turn left onto Circle Dr

Destination will be on the right

0.6 mi

More Land Details

Owner Will Finance
Agricultural Zoning
Hilly Terrain
Dirt Road Access
Cell Service
Estimated Annual Taxes
$27
Assessor Parcel Number (APN)
201-29-095C
LANDFLIP ID
404272

Land Price History

Date
Price
$ +/-
% +/-
1/14/26
$10,285
$605
5.6%
12/4/25
$10,890
$1,210
10.0%
12/1/25
$12,100
$2,420
25.0%
11/26/25
$9,680
$2,420
20.0%
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