Level Lot Btwn Park and North Lake
1212 Orchard Lane : Horseshoe Bend, AR 72512
Izard County, Arkansas
Land Description
Stop Paying Rent - Own This Level Lot for Just $100 Monthly in Horseshoe Bend
Discover your escape from the rental trap on this affordable 0.28-Acre lot in Horseshoe Bend's accessible Tract D neighborhood. With level terrain, utilities ready including fiber internet, walking distance to Veteran's Park, and owner financing requiring just $349 down and $100 monthly, this property isn't just land - it's your opportunity to finally stop enriching a landlord with nothing to show for it, to start building equity in something you'll actually own, and to create the foundation for the stable, secure future you deserve for less than what most people pay for a single streaming service.
Property Details:
Apn: 800-02300-000
Address: 1212 Orchard Ln, Horseshoe Bend, AR 72512
County: Izard County
Subdivision: Tract D
Acreage: 0.28 acres
Lot Type: Level lot with manageable clearing
Zoning: Residential with 550 sq. ft. minimum
RV Allowed: Yes, during construction up to 1 year
Power: Available at property
Water: Municipal water available
Internet: High-speed fiber optic available
Trash Service: Weekly curbside pickup
Road: Flat paved roads
Annual Property Taxes: Only $43.98
Distance to Veteran's Park: 1/4 mile
Distance to Basketball Court: 1/3 mile
Distance to Abby's Dog Park: 1/3 mile
Distance to North Lake: 1/2 mile
Property Features: Level lot, water available, electricity available, fiber internet, trash pickup, walk to park, small home approved, easy access to town, flat roads, manageable clearing
Affordable Ownership Options:
Cash Price: Own it outright for just $2,975 plus $249 doc fee
Owner Financing - No Credit Check Required: We believe property ownership should be accessible to everyone willing to commit, regardless of credit history, income level, or past mistakes, which is why we offer straightforward owner financing designed for real working people.
• Initial deposit: Just $349 to get started (includes $249 non-refundable doc fee plus $100 down payment toward purchase price)
• Monthly payments: Only $100 per month for 34 months - less than virtually any monthly expense you can name
• Total financed amount: $3,500 over 34 months
• Deed transferred upon completion: Once your final payment is made, the deed is transferred and filed with the county recorder in your name - it's that simple.
No hidden fees. No balloon payments. No interest. No prepayment penalties. No credit checks. No employment verification beyond confirming steady income. No judgment about past financial struggles or mistakes. Just honest, transparent terms that make property ownership achievable for anyone earning regular income. At $100 monthly, this payment is less than most people spend on coffee, less than streaming services, less than dining out twice, and a tiny fraction of rent. If you can afford to rent anywhere, you can afford to own this property and start building real equity and security.
Why This Property Stands Out:
OWN Land For Less Than A Phone Bill: If you're tired of watching money disappear month after month into rent that builds absolutely nothing for your future, consider this reality - at just $100 monthly, this property payment is less than what most people pay for their cell phone bill and a tiny fraction of what you're probably paying in monthly rent right now. Every $100 payment builds equity in property you'll own rather than making your landlord wealthier while you remain stuck with zero assets. After just 34 months of payments totaling $3,400, you own the land outright with the deed in your name. No more annual lease renewals where rent mysteriously increases. No more landlord rules about what you can and cannot do. No more moving from rental to rental, wasting thousands on deposits and fees. No more wondering if next year's rent increase will finally break your budget completely. This is your exit strategy from the rental cycle that keeps working people trapped - affordable monthly payments that actually lead to ownership rather than disappearing forever into someone else's pocket.
JUST $349 TO Become A Landowner This Week: The traditional path to property ownership seems impossible when you're barely making ends meet and facing massive down payment requirements, but this property offers a realistic alternative available right now. For just $349 total to get started - less than what most landlords demand for a security deposit and less than what many people spend on a weekend - you can become a landowner this week. That $349 includes the documentation fee and your first payment toward property you'll own. No massive savings account required. No perfect credit needed. No complicated bank approvals scrutinizing every aspect of your financial life. No waiting years while trying to save for conventional down payments. Just honest, straightforward terms designed for real working people who deserve ownership opportunities even if they're not wealthy, don't have perfect employment history, or have made past financial mistakes. This accessibility is what makes the American Dream achievable rather than just a cruel fantasy for those born with advantages you didn't have.
LEVEL Lot Ready For Affordable Building: One of the most valuable features of this property is the naturally level terrain with manageable vegetation that makes future construction straightforward and affordable. The level ground means no expensive excavation or grading work required. Simpler, cheaper foundation work without fighting slopes or difficult terrain. Easier clearing without dense underbrush requiring expensive land clearing services. Straightforward utility connections without complicated trenching. Better accessibility for construction and daily living for all ages and abilities. For first-time property owners planning eventual construction on tight budgets, this level, manageable terrain means your money goes into building the home itself rather than expensive site preparation fighting difficult land. The property is ready for your timeline and your budget without obstacles or complications adding thousands to costs.
JUST 550 Square Feet Minimum - Tiny Home Friendly: While many areas force builders into expensive 1,200+ square foot minimums, this property requires just 550 square feet, making affordable homeownership genuinely achievable on working-class budgets. Build a small, efficient home without being forced into unnecessary size. Construct a cozy starter home that's affordable to build and cheap to heat and cool. Design a tiny house at the larger end of the spectrum without violating regulations. Create the perfectly-sized dwelling you actually need rather than what banks or conventions demand. Keep construction costs, property taxes, utilities, and maintenance affordable forever. This minimal requirement means homeownership becomes achievable rather than requiring decades of debt. For young workers earning modest incomes, this 550 square foot minimum is the difference between realistic homeownership and permanent renting because conventional minimums price you out completely.
UTILITIES Ready Including Fiber Internet: Unlike raw land requiring expensive infrastructure, this lot comes with modern utilities already available. Power is ready for connection when you're ready to build. Municipal water eliminates well-drilling costs and uncertainties. Weekly curbside trash pickup is included - no hauling your own garbage. High-speed fiber optic internet provides connectivity essential for modern life. This fiber access is particularly valuable for young workers who may work remotely, need reliable internet for job searching, or simply expect modern connectivity. You're not sacrificing modern conveniences for affordability - you're getting both. These ready utilities mean you can actually use and develop the property rather than buying land that sits vacant because you can't afford the tens of thousands needed for basic infrastructure.
WALKING Distance TO Veteran's Park And Recreation: Imagine living where your daily routine includes walking to parks and recreation without needing a car for every activity. This property sits just down the street from Veteran's Park, the outdoor basketball court, and Abby's Dog Park. Walk to the park for exercise, relaxation, or outdoor time without driving. Play basketball for free recreation and fitness. Take dogs to the dedicated dog park if you have pets. Meet neighbors naturally at parks and recreation areas. Enjoy outdoor spaces without expensive gym memberships or recreation fees. This walkability means healthy, active living becomes free and natural rather than expensive and complicated. For young adults or anyone without reliable transportation, having recreation this close makes daily life significantly easier and more enjoyable.
FLAT Roads And Easy-Living Neighborhood: Tract D represents the accessible, easy-living part of Horseshoe Bend where streets are flat and navigable. The flat well-maintained roads mean easy walking, biking, or driving year-round. No steep hills making access difficult in winter or for older vehicles. The in-town feeling provides security and community without isolation. Neighbors are nearby for socializing or help if needed without being on top of you. The neighborhood feels safe, established, and welcoming rather than raw or uncertain. For first-time property owners concerned about choosing the right area, Tract D's established, accessible character provides reassurance that you're investing in a stable, practical location.
EXTENDED RV Allowance During Construction: While building your home, you can live in an RV on the property for up to one full year, providing crucial flexibility for anyone managing construction on a tight budget. Live on-site while building, saving massively on rent during construction. Oversee your build personally, ensuring quality and your vision. Get to know the land and community before your home is complete. Start living in Horseshoe Bend immediately rather than waiting until construction finishes. For owner-builders or anyone on limited budgets, this one-year RV allowance can make the difference between affording to build and having to abandon plans because temporary housing costs consume all available funds.
About Horseshoe Bend:
Horseshoe Bend isn't just another small town - it's a welcoming community where affordable living, practical amenities, and genuine opportunity create the foundation for building the stable, secure life you deserve even on a working-class income.
AFFORDABLE Living That Transforms Your Finances: Arkansas's low cost of living is what makes property ownership and comfortable living achievable on modest incomes. Annual property taxes on this lot are just $43.98 - ($3.67 monthly) less than most people spend on a single meal out. Overall cost of living is dramatically below national averages with affordable groceries, cheap gas, reasonable utilities, and manageable expenses across the board. Building costs are lower than coastal or city markets. This affordability isn't just pleasant - it's transformative, meaning your paycheck suddenly covers everything comfortably rather than leaving you stressed and short. Many young workers find they can live well in Horseshoe Bend on incomes that left them struggling paycheck-to-paycheck in cities. The financial breathing room allows you to actually save money, pay down debt, and build security rather than constantly fighting to stay afloat.
BUILD Equity Instead OF Enriching Landlords: Consider the brutal financial reality. If you pay $1000 monthly rent for just three years, that's $36,000 gone forever with zero to show for it except temporary housing. If you pay $100 monthly on this land for 34 months, that's $3,400 total that results in owning property worth far more. Even if you continue renting elsewhere while paying for this land, you're simultaneously building equity and creating your exit strategy. Once you own the land, building a small 550 square foot home costs far less than continued rent payments. This is how working people escape the rental trap - not through high incomes but through smart choices that build equity rather than throwing money away forever on rent.
COMPREHENSIVE Recreation Without Expensive Fees: Living in Horseshoe Bend means exceptional recreation access that costs nothing, making active lifestyles affordable for everyone. Three beautiful lakes provide free fishing, swimming, and water activities. Public parks like Veteran's Park offer outdoor space and recreation. The basketball court provides free fitness and fun. Abby's Dog Park accommodates pet owners. Swimming pool and golf course charge modest fees. This recreation abundance means you don't need expensive gym memberships or costly entertainment to enjoy life and stay active. The outdoors becomes your playground - essentially free once you live here.
FRIENDLY Community And Genuine Acceptance: Horseshoe Bend welcomes newcomers regardless of background, income, or where you came from. This is a community where young workers, service industry folks, people starting over, and those on modest incomes all fit comfortably. Where neighbors wave and mean it. Where people help each other. Where you're judged by character rather than income or job title. Where community events welcome everyone without economic barriers. For anyone who's felt judged or inadequate in more affluent areas, Horseshoe Bend's down-to-earth acceptance provides genuine relief. You can stop pretending to be wealthier than you are and just be yourself.
SAFETY And Stability: Horseshoe Bend offers genuine safety that allows you to relax rather than remaining constantly vigilant. Low crime rates mean real security. Safe streets where you can walk at night. Stable housing costs that don't skyrocket annually like rent. A community where people look out for each other. This stability and safety allow you to finally catch your breath and focus on building your life rather than just surviving.
OPPORTUNITY TO Break The Cycle: For anyone feeling stuck or trapped by circumstances, this property represents genuine opportunity. Opportunity to break the rental cycle and build equity. Opportunity to reduce expenses through affordable living. Opportunity to own something tangible and valuable. Opportunity to create stability and security on your terms. Opportunity to show yourself you can achieve ownership despite challenges. This isn't just land - it's your chance to write a different story where you control your destiny rather than being controlled by landlords and circumstances.
Endless Possibilities Await:
Whether you're making your first property purchase to escape rent, creating stability for yourself or young family, establishing a foundation for future home construction, investing in security while costs are affordable, proving to yourself that ownership is achievable, or simply taking control of your future instead of remaining stuck, this 0.28-Acre Tract D lot delivers accessibility, affordability, and real opportunity.
Picture yourself making that final $100 payment in less than three years and receiving the deed with Your name on it. Imagine the pride of owning something rather than temporarily renting. Envision building a small affordable home on land you own debt-free. Consider the financial freedom of no rent payments while former landlords keep raising rates on others. Think about the security of knowing you cannot be evicted because you OWN this. Visualize proving that determination matters more than privilege or perfect credit. This property offers you the affordable entry point - you provide the commitment to follow through.
Ready To Take The Next Step?
Don't let this opportunity slip away. Affordable properties with all utilities and tiny home minimums rarely stay available. At just under $3,000 cash or only $100 monthly with just $349 down, this Tract D property represents your genuine pathway from renter to owner.
Contact us today for:
• Simple next steps to secure this property with just $349 down
• Detailed information about the payment process and timeline
• Answers to questions about building, utilities, or development
• Information about visiting the property and Horseshoe Bend
• Guidance about transitioning from renting to ownership
• Connections to the Tract D community
• Assistance with the straightforward purchasing process
• Support and encouragement for first-time property owners
Your ownership dream is closer than you think. With financing requiring no credit checks, fiber internet access, walking distance to parks, tiny home friendly minimums, and monthly payments of just $100 that build real equity instead of disappearing into rent, this Horseshoe Bend property delivers your exit from the rental trap. Stop making landlords wealthy while building nothing for yourself. Stop watching others achieve ownership while you remain stuck. Stop letting fear or past struggles prevent you from taking control of your future. Stop letting another month pass where rent builds zero equity. The time is now - while this affordable property remains available.
Make this exceptional Tract D lot yours today - your journey from renter to owner starts with one decision and $349.
Land Maps & Attachments
Directions to Land
Starting from Little Rock, AR, head north on I-40 E for about 70 miles.
Take exit 108 for US-167 N toward Batesville.
Continue on US-167 N for approximately 60 miles.
Turn left onto AR-56 W, and then turn right onto AR-289 N.
After about 4 miles, turn right onto Miracle Strasse Rd, then turn left onto Orchard Ln.
Your destination, 1212 Orchard Ln, Horseshoe Bend, AR 72512, will be on the right.
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