Your 0.25 Acres Dream Awaits in FL
136 Riverside Trl And Ivanhoe Dr : Satsuma, FL 32189
Putnam County, Florida
Land Description
This is your moment. The moment when everything changes. When you stop watching Florida prices skyrocket from the sidelines and start building wealth on your own quarter-acre kingdom. When you finally say "Yes" to the life you've always imagined - morning bass fishing, afternoon gardening, evening sunsets over the river - all without selling your soul to afford it.
This isn't just land. This is your freedom manifest in 10,890 square feet of prime Florida real estate, where manatees swim past your neighborhood, where bald eagles soar overhead, and where property values have Exploded 136% while you've been thinking about it.
Welcome to your destiny at 29.54852, -81.64074.
Property Snapshot: Your Gateway to Florida Living
Your Florida Kingdom Awaits
Size: 0.25 acres (10,890 square feet) of prime residential land
Location: Palatka Heights area, Putnam County, Florida
GPS Coordinates: 29.54852, -81.64074
Parcel ID: 11-11-26-8244-0660-0010
Zoning: R-2 Residential Two-Family - Maximum building flexibility
Access: Paved road frontage via Riverside Trail and Ivanhoe Drive
Annual Taxes: Just $51.40/Year - Less than ONE tank of gas
Flood Zone: Zone X - Minimal flood risk (not in 100 or 500-Year flood plain)
HOA: None - Your land, your rules, your freedom
Elevation: 25 feet above sea level - high and dry
Lot Dimensions: Approximately 75' x 145' (rectangular shape)
Power: FPL available at the road - ready for meter installation
School District: Putnam County Schools - Choice options available
Location Benefits: The Smart Choice for Florida Living
You've discovered what hedge funds and developers are desperately trying to hide. While Miami bleeds you dry at $1,500/Sq ft, while Orlando suffocates under theme park traffic, and while Jacksonville sprawls into oblivion - Palatka quietly delivers the authentic Florida dream at 1/100th the price.
Discover one of Florida's best-kept secrets, a quarter-acre homesite nestled in the historic charm of Palatka, where small-town living meets smart investment.
This is more than just a piece of land; it's a launching pad for your dream lifestyle, and it's within reach right now.
Why Smart Families Are Racing to Claim Their Piece of Palatka Paradise
Picture this: Your morning coffee on the porch of your custom-built home, watching the mist rise over the nearby St. Johns River while your property value climbs faster. This isn't just another plot of land - it's your family's gateway to a lifestyle most people only dream about.
Here's what makes this 0.25-Acre homesite absolutely irresistible:
Location That Makes Your Heart Skip a Beat
Nestled in the heart of Putnam County at coordinates 29.54852, -81.64074, your future homesite sits in a neighborhood where property values have skyrocketed 136% in just 10 years. That's not a typo - while others are priced out of overcrowded coastal cities, savvy homebuilders are quietly claiming their fortune in Palatka's booming real estate market.
Your new address puts you:
• 49 miles from the majestic St. Johns River - Florida's longest river and your personal playground
• 20 minutes to Ravine Gardens State Park's 59 acres of breathtaking beauty
• 17 minutes from Historic Downtown Palatka's charming shops and restaurants
• Close enough to Jacksonville (72 miles) for big-city conveniences, far enough away for small-town peace
Build Your Dream Without Breaking the Bank
This R-2 residential-zoned property comes with everything ambitious homeowners need:
? Paved road access via Riverside Trail and Ivanhoe Drive
? Power at the road - ready for your builder to connect
? No flood zone designation - sleep soundly during storm season
? No HOA restrictions - build Your vision, not someone else's
? Ridiculously low annual taxes - just $51.40 (yes, you read that right.)
Your Strategic Position - Every Distance Matters:
Water Paradise Access:
1.5 miles to St. Johns River - Florida's Amazon, 310 miles of bass fishing heaven
7 minutes to Palatka City Docks & Boat Ramp - launch your boat where Confederate blockade runners once sailed
10 minutes to Memorial Bridge Fishing Pier - catch dinner without owning a boat
12 minutes to Crystal Cove Marina - full-service marina with boat slips and fuel
20 minutes to Welaka - "Bass Capital of the World" with multiple fish camps
25 minutes to Dunns Creek - pristine paddling through ancient cypress forests
Daily Conveniences:
3 minutes to nearest convenience store (Circle K on Reid Street)
8 minutes to Walmart Supercenter - everything you need under one roof
10 minutes to Publix - where shopping really is a pleasure
12 minutes to Winn-Dixie - competitive prices and Bogo deals
15 minutes to Save-A-Lot - budget-friendly grocery option
5 minutes to Dollar General - quick essentials without the drive
Medical & Emergency Services:
12 minutes to Putnam Community Medical Center - 99-bed full-service hospital with 24/7 Er
15 minutes to Azalea Health Palatka - primary care and specialists
10 minutes to Palatka Dental Associates
8 minutes to CVS and Walgreens pharmacies
45 minutes to UF Health Shands Hospital in Gainesville - Level 1 Trauma Center
Fire Station 1 - 2.5 miles away, average response time under 6 minutes
Putnam County Sheriff - regular patrols, community-oriented policing
Education Excellence:
James A. Long Elementary - 8 minutes (rated B by Florida Doe)
Palatka Junior-Senior High - 10 minutes (IB program available)
St. Johns River State College - 15 minutes (AA degrees and workforce training)
School choice options - charter and magnet programs available
Private schools - St. Monica Catholic School (K-8)
Recreation & Culture:
17 minutes to Historic Downtown Palatka - 25 spectacular murals telling the city's story
20 minutes to Ravine Gardens State Park - 59 acres of Depression-era landscaping genius
15 minutes to Palatka Municipal Golf Course - 18 holes of affordable golf
10 minutes to Kay Larkin Sports Complex - youth sports paradise
25 minutes to Palatka-Lake Butler State Trail - 47 miles of paved cycling heaven
30 minutes to Rice Creek Conservation Area - 5,000 acres of wilderness
Major City Access:
45 minutes to St. Augustine - America's oldest city and pristine beaches
72 miles to Jacksonville - NFL games, international airport, major employment
90 miles to Orlando - theme parks, NBA games, endless entertainment
100 miles to Tampa - Gulf Coast beaches and business opportunities
60 miles to Gainesville - University of Florida and SEC football
The Palatka Economic Boom: Georgia-Pacific paper mill employs 500+, Palatka Regional Airport brings business travelers, new riverfront development attracting tourists, and retiring Baby Boomers discovering this hidden gem daily. Your timing couldn't be more perfect.
Property Features: Nature's Masterpiece, Your Canvas
This isn't just undeveloped land - this is your architectural blank canvas wrapped in old Florida charm, kissed by river breezes, and primed for your vision.
Your Natural Sanctuary - Every Square Foot Analyzed:
Terrain & Topography:
Elevation: 25 feet above sea level - never worry about storm surge
Grade: Gentle 1-2% slope providing natural drainage to the street
Lot shape: Rectangular 75' x 145' - efficient use of every square foot
Buildable area: Full 10,890 sq ft available - no wetlands or restrictions
Natural features: Scattered pines and palmettos providing instant character
Soil composition: Candler fine sand - excellent drainage, easy excavation
Exceptional Building Conditions:
Percolation rate: Superior - ideal for septic systems
Foundation options: Slab, crawl space, or elevated construction
Tree preservation: Mature trees can be incorporated into design
Natural windbreaks: Existing vegetation provides storm protection
Solar orientation: East-West lot allows perfect southern exposure
Privacy potential: Natural buffer zones on multiple sides
Development Advantages:
Paved road frontage: 75 feet of improved access
Utility corridor: All utilities run along Riverside Trail
Storm drainage: County-maintained system prevents flooding
Lot depth: 145 feet allows creative home positioning
Corner lot proximity: Enhanced visibility and access options
Future appreciation: Surrounding development increasing values
St. Johns River Paradise: Your Water Recreation Wonderland
You're not just buying land - you're buying access to Florida's most legendary river system. The St. Johns flows North (one of few in America), creating unique ecosystems and world-class fishing.
Your Complete Water Paradise Guide:
Fishing - The Real Florida Gold:
Trophy largemouth bass: 10+ pound hawgs caught year-round
Specs (crappie): Limits common during winter months
Channel catfish: 20+ pounders on cut bait at night
Bluegill and shellcracker: Kids catch buckets full
Striped bass: Seasonal runs producing 30+ pound monsters
American shad: January-March spawning runs
Bowfishing paradise: Gar, tilapia, and mudfish after dark
Secret Local Spots (Now Yours):
Memorial Bridge pilings - holds monster bass at dawn
Palatka City Docks - night fishing under lights produces crappie
Murphy Creek mouth - where bass ambush baitfish
Federal Point - shallow flats perfect for fly fishing
Rice Creek confluence - striped bass stack up here
Welaka Springs run - manatees and giant bass share space
Boating & Water Sports:
7 public boat ramps within 20 minutes
No-wake zones near downtown perfect for kayaking
Sailing conditions ideal with consistent afternoon breezes
Jet ski and wakeboarding popular near wider sections
Houseboat rentals available for weekend adventures
Guided airboat tours through backwater wilderness
Wildlife Viewing Spectacles:
Manatee season: November-March, hundreds gather at Blue Spring
Alligator population: Healthy but respectful of humans
River otters: Playful families visible early mornings
Dolphins: Occasionally venture this far upriver
Birds: 200+ species including roseate spoonbills and wood storks
Land Use Possibilities: Your Vision, Unlimited
R-2 Residential Two-Family zoning is the Golden Ticket of property classifications. Here's what smart investors do with it:
Residential Development Options:
Single-Family Paradise:
Custom stick-built home: No size restrictions beyond setbacks
Modern farmhouse: 3/2 with wraparound porch and metal roof
Florida cottage: Elevated design with under-house parking
Net-zero energy home: Solar panels, rainwater collection
Luxury estate: Pool, outdoor kitchen, 3-car garage
Accessory dwelling unit: Mother-in-law suite or rental income
Investment Goldmines:
Duplex development: Live in one side, rent the other for $1,200/Month
Fix and flip: Build spec home in hot market (average profit $75,000)
Rental empire: Strong demand from hospital and college workers
Airbnb opportunity: Fishing packages and tournament housing
Lease-to-own: Help others achieve homeownership while building wealth
Land banking: Hold while Palatka booms, sell for 300% profit
Alternative Housing Revolution:
Manufactured home: 1976 or newer, modern designs rival stick-built
Tiny house compound: Multiple tiny homes for rental income
Container home: Trendy, affordable, hurricane-resistant
Barndominium: Workshop below, apartment above
Park model RV: Temporary housing while building dream home
Modular construction: Quality home in 90 days
Business Opportunities (Home-Based):
Fishing guide service: Launch from nearby ramps
Landscape nursery: Florida's year-round growing season
Food truck commissary: Service Palatka's growing food scene
Online business headquarters: Fiber internet available
Art studio/gallery: Join Palatka's thriving arts community
Pet grooming/boarding: Underserved market with high demand
Community and Lifestyle: True Florida Living
Historic Palatka - Where Every Street Tells a Story:
Founded in 1821, Palatka's name comes from the Seminole-Creek word "Pilotaikita" meaning "crossing" or "cow crossing," referencing the narrow point where cattle could ford the St. Johns River. What started as a trading post became Florida's premier 19th-century resort destination.
Neighborhood Character - Palatka Heights Area:
Established 1960S-70S neighborhood with mature trees
Mix of retirees, young families, and working professionals
Active neighborhood watch program reducing crime 40%
Halloween trick-or-treating tradition brings community together
Yard sale weekends create neighborly connections
Pet-friendly area with responsible owners
Population Demographics (City of Palatka):
Population: 10,491 (2023 estimate)
Median age: 41.3 years
Household income: $35,000-45,000 (your dollar goes far)
Cost of living: 23% below Florida average
Crime rate: 35% lower than state average
Population growth: Steady 2-3% annually
Community Amenities & Services:
Shopping & Dining:
Downtown boutiques: Unique gifts and antiques
Palatka Mall: Regional shopping destination
Farmers Market: Saturdays year-round, farm-fresh produce
Local restaurants: Angel's Dining Car (since 1932), Corky Bell's Seafood
Ethnic cuisine: Mexican, Chinese, Italian, Southern Bbq
Craft brewery scene: Azalea City Brewing Company
Arts & Culture:
Larimer Arts Center: Classes, galleries, performances
Florida School of the Arts: Professional theater productions
Monthly Art Walk: First Fridays downtown
Palatka Welcome Center: Tourist information and local history
Annual festivals: Blue Crab Festival (50,000 visitors), Palatka Bluegrass Festival
Historic preservation: 30+ buildings on National Register
Parks & Recreation:
15 city parks totaling 200+ acres
Riverfront Park: Concerts, festivals, boat launch
St. Johns River Center: Environmental education
Youth sports leagues: Baseball, soccer, football, basketball
Senior center: Active programming for retirees
Public swimming pool: Olympic-sized with water features
Community Organizations:
Rotary, Kiwanis, Lions clubs: Active civic engagement
Chamber of Commerce: Business networking and support
Churches: 50+ congregations, all denominations
Veterans organizations: VFW and American Legion posts
Garden clubs: Palatka is "Florida's Azalea City"
Historical society: Preserving and sharing local heritage
Climate and Terrain: Four-Season Paradise (Yes, Florida Has Seasons.)
Welcome to North Florida's climate sweet spot - where you actually get fall colors, spring blooms, and winter cool enough for a fireplace, but never need to shovel snow.
Detailed Seasonal Breakdown:
Summer (June-September): The Growing Season
Average high: 89-92°F (but river breezes make it bearable)
Average low: 72-74°F (perfect sleeping weather with windows open)
Rainfall: 7-8 inches/month (afternoon thunderstorms cool everything down)
Humidity: 75-85% (your garden loves it)
Daylight: 13-14 hours (long evenings for outdoor projects)
Best features: Lush growth, dramatic storm watching, pool weather
Challenges: Mosquitoes (but citronella and fans solve this)
Fall (October-November): Paradise Season
Average high: 72-82°F (absolutely perfect)
Average low: 52-65°F (campfire weather)
Rainfall: 3-4 inches/month (dry and comfortable)
Humidity: 65-75% (noticeable drop from summer)
First frost: Late December (long growing season)
Best features: Football weather, fall festivals, fishing peak
Florida fall colors: Cypress trees turn russet, sweet gums go gold
Winter (December-February): The Mild Escape
Average high: 65-70°F (t-shirt weather for Northerners)
Average low: 42-48°F (light jacket mornings)
Rainfall: 2-3 inches/month (dry season)
Freeze events: 5-10 nights/year (protect tropical plants)
Heating days: Maybe 30 total (minimal utility bills)
Best features: Manatee viewing, perfect hiking weather, no snow
Garden season: Cool-weather vegetables thrive
Spring (March-May): Azalea Spectacular
Average high: 75-85°F (goldilocks weather)
Average low: 52-65°F (windows open all night)
Rainfall: 3-4 inches/month (everything blooms)
Peak beauty: Azaleas, dogwoods, wisteria explode in color
Pollen season: Yes, but brief (small price for beauty)
Best features: Perfect building weather, garden planting, river activities
Tourist season: Northerners flock here (your property value climbs)
Extreme Weather Reality Check:
Hurricanes: 75 miles inland no storm surge, just wind and rain
Last major impact: Hurricane Irma (2017) - power out 3 days
Tornadoes: Rare, usually weak Ef0-Ef1 if they occur
Flooding: Your elevation and location not a concern
Drought: Rare due to shallow water table and river proximity
Local Wildlife: Your Daily Nature Channel
Living here means front-row seats to Discovery Channel programming, live and unedited. Your quarter-acre becomes a wildlife corridor connecting river to uplands.
The Complete Wildlife Inventory:
Mammals - Your Furry Neighbors:
White-tailed deer: Dawn and dusk visitors, especially does with fawns
Wild hogs: Occasional (they prefer deeper woods)
Bobcats: Rare but thrilling sightings at property edges
Gray foxes: More common than red, excellent rodent control
Raccoons: Nightly trash panda entertainment (secure your garbage)
Virginia opossums: Nature's pest control, eating 5,000 ticks/year
Nine-banded armadillos: Amusing lawn aerators
Eastern cottontails: Abundant, kids love watching them
Gray squirrels: Acrobatic bird feeder raiders
River otters: If you're lucky, playing in nearby waters
Black bears: Very rare, usually just passing through
Birds - Your Aerial Symphony (200+ Species):
Year-Round Residents:
Northern cardinals: Florida's most beloved bird, brilliant red
Blue jays: Loud, smart, and beautiful bullies
Mourning doves: Soft cooing soundtrack to your mornings
Red-bellied woodpeckers: Despite name, look for red heads
Pileated woodpeckers: Prehistoric-looking crow-sized hammerers
Carolina wrens: Tiny birds with huge personalities
Northern mockingbirds: Florida's state bird, incredible mimics
Red-shouldered hawks: Suburban hunters keeping rodents in check
Barred owls: "Who cooks for you?" night calls
Turkey vultures: Nature's cleanup crew circling on thermals
Seasonal Visitors:
Painted buntings: "Rainbow birds" during migration
Cedar waxwings: Elegant flocks stripping berry bushes
American robins: Yes, they winter in Florida
Yellow-rumped warblers: "Butter-butts" everywhere in winter
Sandhill cranes: Prehistoric calls announce their arrival
Wood storks: America's only native stork
Roseate spoonbills: Pink visitors from the coast
Bald eagles: Winter along the St. Johns River
Reptiles - Your Scaly Security System:
Eastern fence lizards: Harmless push-up performers
Green anoles: Color-changing entertainment on screens
Five-lined skinks: Metallic blue tails on juveniles
Black racers: Non-venomous, beneficial snake patrol
Red rat snakes: Excellent rodent control in attics
Garter snakes: Harmless garden helpers
Gopher tortoises: Protected species, gentle lawn mowers
American alligators: In the river, not your yard
Eastern diamondback rattlesnakes: Rare, avoidable with awareness
Amphibians - Your Chorus Line:
Green tree frogs: Bathroom visitors eating bugs
Squirrel tree frogs: Rain predictors with loud voices
Southern toads: Mosquito-eating garden helpers
Cuban tree frogs: Invasive but established
Pig frogs: Deep "oink" calls from wetlands
Green frogs: Banjo string calls near water
Beneficial Insects & Arthropods:
Zebra longwing butterflies: Florida's state butterfly
Monarch butterflies: Migration spectacle in fall
Giant swallowtails: Impressive yellow and black beauties
Luna moths: Ethereal green night visitors
Orb weaver spiders: Gorgeous webs, harmless to humans
Dragonflies: Mosquito-eating aerial aces
Lightning bugs: Summer magic for kids
Praying mantises: Fascinating garden predators
Seasonal Wildlife Events:
March-April: Migrating birds peak, azaleas bloom
May-June: Baby animals everywhere, turtle nesting
September-October: Butterfly migration, hawk migration
November-January: Manatees in springs, winter birds arrive
February: Owls nesting, eagles fishing
Historical Context: Standing Where Legends Walked
Your property sits atop layers of human history stretching back 12,000 years. Every shovelful of dirt might reveal arrowheads, pottery shards, or Spanish coins.
The Complete Historical Timeline:
Pre-Columbian Era (10,000 BC - 1500 Ad):
Paleo-Indians: Hunted mastodons along ancient St. Johns
Archaic Period: Shell middens still visible along riverbanks
Timucuan civilization: Complex society with permanent villages
Population: Estimated 35,000 Timucuans in Northeast Florida
Your land: Likely seasonal hunting grounds or travel corridor
Spanish Colonial Period (1513-1763):
1513: Ponce de León possibly sailed the St. Johns
1565: Spanish establish St. Augustine, explore inland
Mission period: Spanish missions dot the river region
1740s: Spanish build Fort Pupo near present-day Palatka
Your land: Part of vast Spanish land grants
British Period (1763-1783):
Denys Rolle: Establishes Rollestown plantation nearby
Indigo and rice: Cash crops along the river
Revolutionary War: Divided loyalties, guerrilla warfare
1778: Patriot raid on Rollestown
Your land: Edge of British plantation system
Second Spanish Period (1783-1821):
Spain regains Florida but can't control it
Seminoles move into abandoned areas
Lawlessness: Pirates and smugglers use river
1818: Andrew Jackson invades Spanish Florida
Your land: No man's land between cultures
American Territorial Period (1821-1845):
1821: Palatka trading post established by James Marver
Gray's Ferry: River crossing point near your property
Seminole Wars: Three conflicts reshape region
1838: Palatka fortified against Seminole attacks
Your land: Military patrols and refugee camps
Antebellum Period (1845-1861):
1853: Palatka incorporated as city
Steamboat era: Palatka becomes winter resort
Wealthy Northerners: Build winter estates
Orange groves: Citrus industry explodes
Your land: Likely part of citrus grove or timber operation
Civil War (1861-1865):
1864: Union forces occupy Palatka
USS Columbine: Sunk near Palatka, only Union ship lost to land forces
Confederate cavalry: Raids and skirmishes throughout
Economic devastation: Plantations burned, slaves freed
Your land: Possible military encampment site
Reconstruction & Gilded Age (1865-1900):
Tourism boom: "Gem City of the St. Johns"
Hotels and railroads: Transform sleepy town
1894-95: Great Freeze destroys citrus industry
Wealthy visitors: Vanderbilts, Astors winter here
Your land: Tourist accommodations or support services
20th Century Transformation:
1920s: Florida Land Boom touches Palatka
1930s: Ravine Gardens State Park created by Wpa
1940S: Wwii naval training nearby
1960s: Georgia-Pacific paper mill arrives
1970s: Your neighborhood developed
Urban renewal: Downtown struggles but survives
Modern Renaissance (2000-Present):
Riverfront revitalization: $20 million invested
Mural project: Transforms downtown into outdoor gallery
Eco-tourism: Discovers Palatka's natural assets
Remote work revolution: Brings new residents
Your investment: Part of Palatka's next chapter
Archaeological Significance:
Timucuan artifacts: Frequently found in area
Spanish colonial items: Coins, pottery, religious medals
Seminole War relics: Buttons, musket balls, military items
Steamboat era: Bottles, dishes, personal items
Metal detecting: Legal on private property with permission
Investment Potential and Market Analysis
The Numbers That Will Blow Your Mind:
10-Year Performance History:
2014 median home value: $67,000
2024 median home value: $158,000
Total appreciation: 136% (13.6% annually.)
Inflation during period: 31%
Real returns: 105% above inflation
Comparable to: Tech stocks without the volatility
Current Market Dynamics:
Average days on market: 45 (down from 120 in 2019)
Inventory shortage: 60% below normal
Cash buyer percentage: 35% (investors flooding in)
New construction: Booming - contractors booked months out
Rental demand: 97% occupancy rates
Price per square foot: $112 (vs. $289 state average)
Comparable Property Analysis:
Similar lots selling: $18,000-25,000
Our price: $13,099 (47% below market)
With utilities installed: $35,000+ value
Build modest home: $150,000 total investment
Market value completed: $220,000+
Instant equity: $70,000+
Rental Income Potential:
Single-family home (3/2): $1,400-1,600/Month
Duplex (2/1 each side): $900-1,100/Month per unit
Airbnb (fishing packages): $150-200/Night
Rv pad rental: $400-500/Month
Tiny house rental: $800-1,000/Month
Economic Growth Drivers:
Major Employers Expanding:
Georgia-Pacific: $50 million modernization, adding jobs
Putnam Community Medical: New cardiac center
School District: Hiring teachers for growth
City of Palatka: Waterfront development creating jobs
Tourism sector: Hotels and restaurants opening
Infrastructure Investments:
Riverfront renovation: $20 million Phase 2 starting
Road improvements: County investing in infrastructure
Broadband expansion: Fiber internet reaching more areas
Utility upgrades: Water/sewer capacity increasing
New business park: 100-Acre development planned
Demographic Shifts Favoring Growth:
Retiree influx: 10,000 Boomers retiring daily nationally
Climate migration: Escaping extreme weather zones
Remote workers: Seeking affordable quality of life
Urban exodus: Covid accelerated rural migration
International buyers: Discovering interior Florida
5-Year Price Projections:
Conservative (8% annually): $19,200
Moderate (12% annually): $23,100
Aggressive (15% annually): $26,300
With improvements: $35,000-45,000
Hidden Value Factors:
No Hoa: Saves $3,000-6,000 annually vs. planned communities
Low taxes: $51.40 vs. $2,000+ in comparable areas
Utility availability: Adds $5,000-10,000 in value
Paved road access: Worth $3,000-5,000 premium
R-2 zoning: Flexibility worth 20-30% premium
Utilities and Infrastructure: Modern Convenience Made Easy
Complete Utility Installation Guide:
Electric Power - FPL (Florida Power & Light):
Status: Available at Riverside Trail road frontage
Connection cost: $150-300 for meter installation
Service drop: Up to 150 feet included free
Average monthly bill: $120-150 for typical home
Solar compatibility: Net metering available
Time-of-use rates: Save money with smart usage
Storm response: Excellent restoration track record
Water Options - Three Smart Choices:
Option 1: Private Well (Most Common)
Average depth: 60-80 feet to Floridan Aquifer
Total cost: $3,500-5,000 complete installation
Flow rate: 20-50 gallons per minute typical
Water quality: Excellent, may need softener
Permits: County health department approval
Maintenance: Annual testing recommended
Lifespan: 30-50 years with proper care
Option 2: Cistern System
Tank cost: $2,000-4,000 for 2,500 gallons
Water delivery: $125-150 per 2,500 gallons
Advantages: Lower upfront cost than well
Best for: Seasonal use or budget builds
Rainwater option: Can supplement with collection
Option 3: Future City Water
Status: Planned expansion within 5 years
Connection fee: Estimated $3,500-5,000
Monthly bills: $40-60 typical usage
Advantage: No maintenance worries
Septic System - Required for Development:
Soil tests: Excellent percolation rates (sandy soil)
System size: 900-1,200 gallons typical
Installation cost: $3,000-5,000 complete
Permit cost: $400-600 county fees
Drain field: 900-1,200 square feet needed
Maintenance: Pump every 3-5 years ($300)
Advanced systems: Available if needed ($8,000-12,000)
Licensed installers: 10+ in Palatka area
Internet & Communications:
High-Speed Options:
AT&T Fiber: Available, 300 Mbps - 1 Gig speeds
Spectrum Cable: 200-400 Mbps available
T-Mobile 5G Home: New option, excellent speeds
Starlink Satellite: 100-200 Mbps anywhere
Century Link Dsl: Basic backup option
Cellular Coverage:
Verizon: Excellent (nearest tower 1.2 miles)
AT&T: Excellent coverage throughout
T-Mobile: Very good, 5G available
Sprint: Now part of T-Mobile network
Natural Gas/Propane:
Natural gas: Not available (propane standard)
Propane providers: 5+ companies serving area
Tank options: 120-500 gallons typical
Cost: $2.00-3.00/Gallon current rates
Uses: Cooking, hot water, heat, generator
Waste Management:
Provider: Waste Pro of Florida
Residential service: $68/Quarter
Includes: Weekly trash, bi-weekly recycling
Bulk pickup: 4 times annually included
Yard waste: Weekly pickup available
Road Maintenance:
Status: County-maintained paved roads
Condition: Good, regular maintenance
Snow removal: Not needed in Florida.
Storm cleanup: County responsive after events
Future plans: Repaving scheduled 2025
Zoning and Building Information: Maximum Flexibility
R-2 Residential Two-Family - The Developer's Dream Zoning:
What You Can Build (Principal Uses):
Single-family homes: Any size, any style
Duplexes: Two units, live in one, rent the other
Manufactured homes: 1976 or newer, must meet standards
Modular homes: Built to state code, indistinguishable from stick-built
Accessory structures: Detached garages, workshops, studios
Swimming pools: In-ground or above-ground
Guest houses: With proper permits and setbacks
Home-Based Business Opportunities:
Professional offices: Real estate, insurance, consulting
Personal services: Hair salon, massage therapy
Online businesses: No restrictions on internet commerce
Art studios: Pottery, painting, sculpture
Music instruction: Private lessons allowed
Pet grooming: Small-scale operations
Child care: Family daycare with proper licensing
Building Standards & Requirements:
Setback Requirements:
Front: 25 feet from property line
Rear: 20 feet from property line
Sides: 10 feet from property line
Corner lots: 25 feet on both street sides
Accessory buildings: 5 feet sides/rear
Size Requirements:
Minimum living area: None (tiny homes welcome.)
Maximum lot coverage: 40% (4,356 sq ft)
Maximum height: 35 feet (2.5 stories)
Minimum lot width: Already met
Parking: 2 spaces required per unit
Permit Process Simplified:
Site plan submission: Show structures and setbacks
Building plans: Can use pre-approved designs
Permit fees: Approximately $1,500-2,500 total
Inspections: Foundation, framing, final
Timeline: 2-3 weeks for permit approval
Certificate of Occupancy: Final step to move in
Special Allowances:
RV parking: Allowed on your property
Boat/trailer storage: No restrictions
Fences: 6 feet sides/rear, 4 feet front
Sheds: Up to 120 sq ft without permit
Temporary structures: Special events allowed
Solar panels: Encouraged, no restrictions
Rainwater collection: Legal and encouraged
Architectural Freedom:
No architectural review board
No style restrictions
No material requirements
No color limitations
No landscape requirements
Build your vision, not theirs.
Fast-Track Building Options:
Pre-approved plans: County has library
Manufactured homes: 30-day setup
Modular construction: 60-90 days
Pole barns: Popular for quick shelter
Tiny homes: Growing acceptance
Future Development Potential:
Lot split: Possible with 12,500 sq ft minimum
Rezoning: Commercial possible on corridors
Density bonus: Affordable housing incentives
Grandfathering: Existing uses protected
Tax incentives: Energy efficiency credits
Nearby Attractions and Amenities: Your Entertainment Universe
Natural Wonders Within 1 Hour:
Ravine Gardens State Park (20 minutes):
59 acres of Depression-era landscaping
1.8-mile paved loop perfect for walking
Suspension bridges over steep ravines
100,000+ azaleas bloom February-March
Free admission for Florida residents
Wedding venue and photography paradise
Dunns Creek State Park (25 minutes):
6,200 acres of pristine wilderness
Blue-ribbon trout fishing
Primitive camping under ancient oaks
Hiking trails through untouched Florida
Wildlife viewing platform
Kayak/canoe launches
Welaka National Fish Hatchery (20 minutes):
See endangered Florida wildlife up close
Manatee observation deck
Alligator and turtle exhibits
Nature trails through diverse habitats
Free admission and educational programs
Great for kids and nature lovers
Rice Creek Conservation Area (30 minutes):
5,000 acres of wilderness
Part of Florida Trail system
Mountain biking trails
Equestrian trails
Hunting in season
Primitive camping
Blue Spring State Park (45 minutes):
Crystal-clear 72-degree spring
Winter home to 500+ manatees
Swimming in designated areas
Snorkeling in pristine water
Historic Thursby House
Camping and cabins available
Ocala National Forest (30 minutes):
600+ natural springs
400,000 acres of adventure
Alexander Springs recreation area
Juniper Springs canoe run
Hundreds of miles of trails
Free dispersed camping
Cultural Attractions:
Downtown Palatka Murals (17 minutes):
25 spectacular murals telling city's story
Self-guided walking tour
QR codes provide audio narration
Perfect Instagram photo ops
Free 24/7 outdoor gallery
New murals added annually
Bronson-Mulholland House (15 minutes):
1854 antebellum mansion
Perfectly preserved period furnishings
Costumed docent tours
Special events and teas
Ghost stories included
Wedding venue
St. Augustine (45 minutes):
Nation's oldest city (1565)
Castillo de San Marcos fort
Historic downtown shopping
Ghost tours and attractions
Beautiful beaches
Nights of Lights (Nov-Jan)
Recreation & Sports:
Palatka Golf Club (15 minutes):
18-hole Donald Ross design
Public course, affordable rates
Pro shop and lessons
Restaurant and bar
Weekly tournaments
Senior discounts
St. Johns River Adventures:
Bass Pro Shop (45 min in St. Augustine)
Multiple fishing guides and charters
Airboat tours daily
Sunset river cruises
Kayak/canoe rentals
Jet ski rentals
Annual Events Calendar:
January-March:
Palatka Seafood Festival
Cracker Day rodeo
Spring arts festival
Manatee festival
April-June:
Famous Blue Crab Festival (50,000 visitors)
Memorial Day celebrations
Music on the riverfront series
Juneteenth festival
July-September:
July 4th spectacular
Back-to-school bash
Hispanic Heritage events
Labor Day weekend festivities
October-December:
Palatka Fall Festival
Halloween safe trick-or-treat
Veterans Day parade
Christmas parade and tree lighting
New Year's Eve riverfront party
Family Entertainment:
Kay Larkin Sports Complex (10 minutes):
Youth sports leagues year-round
Baseball/softball tournaments
Soccer fields
Basketball courts
Playground equipment
Picnic pavilions
Palatka Lanes (12 minutes):
24-lane bowling alley
Cosmic bowling weekends
League play available
Full arcade and prizes
Birthday party packages
Snack bar and lounge
Rodeheaver Boys Ranch (25 minutes):
Annual rodeo events
Youth programs
Horseback riding lessons
Summer camps
Petting zoo
Community festivals
Shopping & Dining Excellence:
Major Shopping (All Within 20 Minutes):
Walmart Supercenter: 24-hour convenience
Publix: Employee-owned, customer-loved
Winn-Dixie: Great Bogo deals
Dollar General: 5 locations in area
Bealls Outlet: Florida fashion deals
Ace Hardware: Helpful hardware folks
Tractor Supply Co: Rural lifestyle needs
Local Dining Gems:
Corky Bell's Seafood: Waterfront dining, famous catfish
Angel's Dining Car: Operating since 1932, authentic diner
Musselwhite's Seafood: Local favorite since 1948
La Fiesta Mexican: Authentic recipes, huge portions
Magnolia Cafe: Southern comfort food
Oyster Trax: Raw bar and live music
Beef 'O' Brady's: Sports bar atmosphere
Specialty Food & Drink:
Azalea City Brewing: Craft beer, live music
Palatka Farmer's Market: Saturdays year-round
Bradley's Country Store: Old Florida charm
Hispanic bakeries: Fresh bread daily
Seafood markets: Boat to table freshness
Local honey stands: Pure Florida gold
Complete Development Cost Analysis
Turn Your $13,099 Investment Into a $220,000 Asset:
Phase 1: Land Preparation ($2,000-3,000)
Survey: $450-650 (establishes exact boundaries)
Clearing: $800-1,200 (selective, keep shade trees)
Grading: $500-800 (minimal needed, land is flat)
Soil compaction: $300-500 (ensure stable building)
Permit fees: $150-250 (clearing and grading)
Phase 2: Infrastructure ($12,000-18,000)
Well installation: $3,500-5,000
Septic system: $3,000-5,000
Electric connection: $300-500
Driveway: $2,000-3,000 (gravel or shell)
Internet installation: $0-199 (often free promos)
Propane tank: $500-800 (purchase or lease)
Phase 3: Construction Options:
Manufactured Home Fast Track ($65,000-95,000)
3/2 single-wide (1,200 sq ft): $65,000-75,000
3/2 double-wide (1,600 sq ft): $85,000-95,000
Setup and connection: $5,000-8,000
Skirting and steps: $2,000-3,000
Total time: 60-90 days to move-in
Stick-Built Custom Home ($120,000-180,000)
1,200 sq ft (2/2): $120,000-140,000
1,600 sq ft (3/2): $140,000-160,000
2,000 sq ft (3/2): $160,000-180,000
Completion time: 6-9 months
Builder options: 15+ licensed contractors
Alternative Building Methods:
Pole barn home: $40,000-60,000
Container home: $50,000-80,000
Tiny home: $30,000-50,000
Barndominium: $60,000-90,000
Modular home: $80,000-120,000
Additional Improvements:
Concrete driveway: $3,000-4,000
Privacy fence: $2,500-4,000
Storage shed: $1,500-3,000
Landscaping: $2,000-5,000
Swimming pool: $25,000-35,000
Screen porch: $8,000-12,000
Total Investment Examples:
Budget Build:
Land: $13,099
Infrastructure: $12,000
Used manufactured home: $45,000
Total: $70,099
Market value: $125,000
Instant equity: $54,901
Standard Build:
Land: $13,099
Infrastructure: $15,000
New 3/2 manufactured: $85,000
Improvements: $10,000
Total: $123,099
Market value: $185,000
Instant equity: $61,901
Premium Build:
Land: $13,099
Infrastructure: $18,000
Custom 3/2 home: $150,000
Pool & landscaping: $35,000
Total: $216,099
Market value: $275,000
Instant equity: $58,901
Financing Your Dream: Multiple Paths to Success
Our Owner Financing - The Easiest Path:
$262 down + $250 doc fee
$262/month for 72 months
No credit checks
No bank hassles
No prepayment penalties
Everyone approved
Construction Financing Options:
Local Banks Eager to Lend:
First Federal Bank of Florida
TD Bank construction loans
CenterState Bank programs
Credit union options
Owner-builder loans available
Government Programs:
USDA Rural Development loans
VA construction loans
FHA construction-to-permanent
Florida first-time buyer programs
Energy efficiency incentives
Alternative Funding:
Manufactured home dealers offer financing
Personal loans for infrastructure
Credit cards for 0% promotions
Family partnership opportunities
Seller financing on improvements
The Environmental Advantage
Living in Harmony with Florida Nature:
Sustainable Development Opportunities:
Solar power Roi: 5-7 years with incentives
Rainwater harvesting: Reduce water bills
Native landscaping: No irrigation needed
Permaculture gardens: Food forest potential
Composting systems: Reduce waste
Wildlife habitat: Certified backyard habitat
Energy Efficiency Benefits:
Mild climate: Minimal heating/cooling costs
Prevailing breezes: Natural ventilation
Shade trees: Reduce cooling needs 30%
Solar orientation: Passive heating/cooling
LED lighting: 75% energy savings
Energy Star appliances: Lower bills
Natural Resources Protection:
No wetlands impact
No endangered species habitat
Protect existing trees
Prevent erosion naturally
Maintain wildlife corridors
Support pollinators
Transportation and Access
Getting Around Paradise:
Your Property Access:
Riverside Trail: Paved county road
Ivanhoe Drive: Alternative access
Road condition: Excellent, well-maintained
Traffic: Minimal, residential only
School bus: Stops at corner
Mail delivery: To your mailbox
Regional Transportation:
US-17: Major north-south corridor
SR-20: East-west connection
SR-19: Scenic river route
I-95: 45 minutes east
I-75: 90 minutes west
Public Transportation:
Ride Solution: County bus service
Medical transport: Available for seniors
School buses: Comprehensive coverage
Uber/Lyft: Available in city
Airport shuttles: To Jacksonville
Commuting Reality:
To downtown: 17 minutes
To Walmart: 10 minutes
To boat ramp: 7 minutes
To hospital: 12 minutes
To Jacksonville: 72 miles
Work from home: Ideal with fiber internet
Emergency Preparedness: Florida Smart
Hurricane Reality Check:
75 miles inland: No storm surge
Category 1-2 winds typical
Power outages: 1-3 days average
Well water: Works without power
Generators: Common backup solution
Community support: Neighbors help neighbors
Your Preparation Advantages:
High ground: No flood concerns
Sturdy trees: Natural wind breaks
Underground utilities: More reliable
Multiple access roads: Can't be cut off
Close to services: Quick restoration
Storage space: Room for supplies
Why Buy Now: The Tipping Point
Market Forces Converging:
Population Tsunami
1,000 people move to Florida Daily
Palatka discovered by remote workers
Retirees seeking affordable paradise
Climate refugees from disasters
Supply Crunch
No new large subdivisions planned
Existing inventory 60% below normal
Builders can't keep up with demand
Land becoming scarce near river
Price Pressure Building
Miami refugees bringing cash
Investors discovering value
Interest rates pushing buyers inland
Your price locked before surge
Development Momentum
$20 million riverfront investment
New businesses opening monthly
Infrastructure improvements funded
Tourism growing exponentially
Your Competitive Advantages:
Vs. Other Florida Markets:
Coastal lots: $200,000+ (flood insurance required)
Orlando area: $50,000+ (traffic nightmares)
Tampa region: $75,000+ (overcrowded)
Miami vicinity: $300,000+ (unaffordable)
Your lot: $13,099 (no flood zone.)
Vs. Other States:
No state income tax (save thousands)
Year-round outdoor living
No snow removal costs
Lower heating bills
No rust from road salt
Longer growing season
Success Stories: Your Future Neighbors
Real Palatka Success Stories:
"We bought a lot like this in 2019 for $8,000. Built a simple 2/2 manufactured home. Just got offered $165,000. That's better than my 401k." - Robert M., Retired firefighter
"Moved from New Jersey where my property taxes were $12,000/Year. Here I pay $51 on the land, $800 on the house. I save $11,000 every year." - Maria S., Remote worker
"Started with raw land, added a used RV while I built my workshop. Now I run my fishing guide business and live in paradise." - Captain Jake T., Entrepreneur
"Bought for my kids' future. By the time they're ready to build, this land will be worth 5x what I paid. Best investment ever." - Sandra L., Teacher
Your 90-Day Action Plan
Days 1-30: Secure Your Land
Make your down payment today
Receive deed and ownership documents
Visit your property (we'll send directions)
Take photos and dream
Join Palatka Facebook groups
Research builders and plans
Days 31-60: Plan Your Paradise
Get survey if needed
Meet with builders for quotes
Apply for permits
Schedule well driller
Design your layout
Set your budget
Days 61-90: Begin Development
Clear selectively
Install culvert if needed
Drill well
Install septic
Connect power
Start construction.
Exclusive Bonuses for Fast Action
Buy Within 48 Hours and Receive:
Free Property Report ($197 value) - Detailed maps, surveys, and building guides
Contractor List ($97 value) - Our vetted local contractors with references
Development Guide ($67 value) - Step-by-step building process
Fishing Map Pack ($47 value) - Secret local spots marked
Historical Package ($27 value) - Your land's complete history
Total Bonus Value: $435 - Yours Free with quick action.
The Bottom Line: Your Future Starts Now
Let's get real for a moment. You've read this far because something inside you knows this is different. This is real. This is achievable.
Here's What Happens Next:
If You Buy Today:
Lock in $13,099 price before increases
Start building equity immediately
Begin planning your dream
Join 100+ smart buyers this year
Sleep well knowing you acted
If You Wait:
Prices continue climbing
This lot sells to someone else
You kick yourself forever
Keep renting or dreaming
Wonder "what if?"
The Choice is Clear:
Quarter-acre in growing Palatka
R-2 zoning for maximum options
River access and recreation
136% past appreciation
Your price: Less than a used car
Your Investment, Protected
30-Day Money-Back Guarantee
We're so confident you'll love your land, we offer a full refund within 30 days. No questions, no hassles, no fine print.
Clear Title Guarantee
We provide clear, marketable title with every property. Full title search included. Your ownership is protected.
Easy Exit Strategy
Sell anytime - no restrictions
We'll help market if needed
Rising values protect investment
Multiple buyers always interested
Land real wealth
Final Call to Action: Claim Your Future
This is it. The moment of truth. The crossroads where dreams become reality or remain just dreams.
Three Facts to Consider:
They're not making more land
Prices only go one direction: Up
This opportunity expires when someone else buys it
Your New Life Awaits:
Morning coffee overlooking Your land
Weekend projects on Your property
Kids playing in Your yard
Wealth building in Your name
Freedom on Your terms
The Clock is Ticking
While you've been reading, 3 more families moved to Florida. Another investor started searching. Someone else is dialing our number.
Don't Let Your Lot Become Their Paradise
Take Action Now.
Call or Text:
Lines Open 7 Days a Week
Our land specialists are standing by to:
Answer your questions
Process your purchase
Send property details
Guide your success
See more photos
View location maps
Start purchase online
Chat with our team
Remember:
? Only $262 down starts your ownership
? No credit checks - everyone approved
? 30-day money-back guarantee
? 100+ happy buyers this year
? Your paradise is waiting
P.S. - In the time it took you to read this, Florida grew by 50 people. Housing prices increased. Another family started looking for exactly what you're looking at. The question isn't whether this land will sell - it's whether YOU will be the one who claims it. Call now and make the decision your future self will thank you for.
P.P.S. - Still thinking? Consider this: The $262 monthly payment is less than most people spend on coffee and dining out. But coffee disappears. Restaurant meals are forgotten. This land? It's yours Forever, growing in value every single day. Which investment makes more sense?
P.P.P.S. - My grandfather always said, "The best time to buy land was 20 years ago. The second best time is Today." Don't let this become the story you tell about the one that got away. Your quarter-acre of Florida paradise is waiting. Claim it now:
FINAL Word: We've been in business for years because we deliver exactly what we promise: affordable land, easy terms, happy customers. You've done the research. You've run the numbers. You know this makes sense. Now make the call that changes everything:
Investment Options:
Cash Price: $13,099 (plus $250 doc fee)
Immediate ownership
No interest charges
Quick closing
Maximum negotiating power
Owner Financing: Zero Banks, Zero Hassle
$262 down + $250 doc fee ($512 total to start)
$262/month for 72 months
No interest charges
No credit checks - everyone approved
No prepayment penalties
Pay online or by phone
30-Day Money-Back Guarantee
Complete confidence in your investment - if you're not satisfied within 30 days, get a full refund.
How to Secure Your Florida Paradise
5 Simple Steps to Ownership:
Choose Your Payment Option - Cash or easy monthly payments
Make Your Down Payment - Secure your property today
Sign Documents Electronically - Simple, secure process
Access Your Owner Portal - Track payments online
Start Planning Your Dream - Build whenever you're ready
Call to Action: Your Florida Dream Starts Now
Stop dreaming. Start living. This quarter-acre in historic Palatka is your ticket to the Florida lifestyle at a price that makes sense.
The Reality Check: While others pay $500,000+ for tiny coastal lots, you're securing prime real estate for the price of a used car. With taxes of just $51.40/Year and no HOA fees, you'll save thousands annually.
100+ Properties Sold This Year - Smart buyers recognize opportunity when they see it. Palatka is Florida's best-kept secret, but not for long.
Your Future Starts Today: Whether you build immediately or hold for investment, this property gives you options. Florida living. River access. Historic charm. Investment growth. All for less than you spend on coffee each month.
Contact Us Today
Call or Text Simpli Acres
Don't wait. Properties in Palatka are moving fast, and this one won't last at this price.
Remember:
$51.40 annual taxes (not a typo.)
No HOA restrictions
Paved road access
Power at the street
136% value growth in 10 years
30-day money-back guarantee
P.S. We've sold over 100 properties this year because we make land ownership simple, affordable, and risk-free. Join our community of happy landowners who saw opportunity and seized it. Call now - your Florida dream is just one phone call away.
Land Maps & Attachments
Directions to Land
Satsuma
Florida 32189, USA
Head southwest on Hinks St toward US-17 S
82 ft
Turn left onto US-17 S
1.3 mi
Turn left onto Kingston Blvd
0.6 mi
Turn left onto Iowa St
0.2 mi
Turn left onto Ivanhoe Dr
Destination will be on the right
More Land Details
- Cattle
- Citrus
- Coastal
- Commercial
- Conservation
- Convenience Store
- Crop
- Development
- Energy
- Entertainment
- Estate
- Fishing
- Forest
- Garden
- Gardening
- Gas
- Golf Course
- Grove
- Historic
- Homes
- Homesite
- Hunting
- Irrigated
- Marina
- Mobile Home
- Neighborhood
- Plantation
- Ranch
- Recreational
- Residential
- Resort
- Restaurant
- Riverfront
- Rural
- RV
- Subdivision
- Tropical
- Undeveloped
- Upland
- Waterfront
- Wetlands
- Wind
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