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No HOA, Near Park, Owner Financing

Anderson Dr : Alford, FL 32420

Jackson County, Florida

0.92 Acre
$12,997 USD
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Land Description

----What You'll Love About This Land----

Dear Land Buyer,

Are you looking for Florida land near water with no HOA telling you what to do?

This lot is for you if you want privacy, control, and few regulations.

-Hold it now for just $50 on our website. Stillness Sunday coupon available on our website.

The property is in Compass Lake Hills in Jackson County.

That matters because this is a defined residential subdivision - not random land in the woods.

Roads are established. Development is consistent. The area is stable.

There is no Hoa.

No approvals. No monthly dues. No extra rules layered on top.

The zoning is residential.

There is no deadline to build, so you can move at your own pace.

Based on our research, RVs are allowed for up to 18 months while you build (we always recommend confirming directly with the county).

Compass Lake is about 10 minutes away, giving you nearby water access without paying lakefront prices or HOA fees.

Access is via a dirt road, which keeps traffic low and the area quiet.

You'll need to install a well and septic.

Power is available in the area, but please confirm exact connection details with the county or utility provider.

The lot is a manageable size, typical for the subdivision.

It's lightly wooded, with no extreme slope or unusual conditions noted.

Day to day, the area is quiet and residential.

Marianna is about 25 minutes away for groceries, supplies, and basic services.

People buy here because Jackson County keeps things simple: lower land prices, clear residential rules, and fewer layers of regulation than many parts of Florida.

So if you've been waiting for the right place to own land, now's the time.

Note: All information is based on our own research. We always recommend confirming zoning, access, utilities, and RV use directly with Jackson County before making plans.

----Lot Breakdown: What You're Getting----

Assessor's Parcel Number: 02-2N-11-0095-2260-0310

Legal Description: Lot 31, Block 226, Compass Lake Hills Unit Six, According TO The Plat Thereof, As Recorded IN Plat Book A-4 AT Pages 141 Through 150

Elevation: 190

Gps Center Coordinates (Approx.): 30.63024, -85.35424

Annual Taxes: ~$68.80

Zoning: Residential

Time Limit To Build: None as far as we are aware

Access: Dirt Road

Power: Please confirm with Jackson County

Water: A well would need to be installed

Sewer: A septic system would need to be installed

Official Contacts: Please contact Jackson County

RVs Allowed?: We recommend that you contact Jackson County to confirm, but, according to our research, RV use is permitted for a maximum of 18 months while constructing your home

Buildable?: Because we do not know the specifics of what you may want to build on the property, we recommend that you contact the building and/or zoning department(s) for more information on the relevant zoning and building regulations and how to obtain a building permit

Survey Available?: No, we have not had a survey commissioned, but if you would like to pay for a survey we would be happy to work with your chosen surveyor

In Hoa?: No

Annual HOA Dues: ~$0.00

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Location & Accessibility

Alford is a small, incorporated town situated in Jackson County in the Florida Panhandle, part of the northwestern region of the state. The town occupies just over 1 square mile of land, nestled among rural countryside typical of this part of Florida, with modest residential development and open spaces.

One of the defining features of Alford's location is its proximity to U.S. Route 231, a major north-south highway that runs through the town. This thoroughfare provides straightforward access to larger regional centers: Marianna to the northeast, Panama City to the south, and connections toward Interstate 10 just a short drive north.

Travelers heading south on U.S. 231 will find themselves toward major Gulf Coast destinations within about an hour, while heading north brings you closer to Dothan, Alabama, a larger regional hub for shopping and services.

Alford is positioned in the Central Time Zone (Cst/Cdt), which is unique in Florida, as the eastern part of the state observes Eastern Time. This makes Alford part of a region with its own distinct rhythm and connectivity.

Because of its rural setting, the most practical way to get around and access services is by car. There are no significant public transportation systems within Alford itself, so residents typically rely on personal vehicles for commuting and errands.

The town's ZIP code is 32420, and the area code is 850, standard for much of the Florida Panhandle.

Alford sits at an elevation of approximately 125-148 feet above sea level, offering relatively flat terrain and easy navigation throughout the community.

Despite its small size, Alford's location offers a quiet rural lifestyle while keeping larger city amenities within reasonable driving distance.

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Community & Services

Alford is known for its close-knit community feel, where many families have roots extending for generations and neighbors often know one another. The small-town atmosphere lends itself well to a relaxed pace of life and a sense of belonging among residents.

The town has an elected Mayor-Council form of government, ensuring that local decisions about services and community needs are overseen by representatives from the town itself.

Essential services in Alford include municipal water and wastewater utilities, managed by the town for residents' convenience.

Public safety is supported through a volunteer fire department located in town, providing fire protection and emergency response to residents and surrounding areas. An EMS station is also located within the town's limits, enhancing emergency medical support for the community.

Although Alford does not have its own municipal police department, law enforcement support is provided through Jackson County, which manages countywide policing and public safety programs.

Local civic life is supported by places like the Alford Community Center, where residents gather for events, celebrations, and activities that contribute to community ties. Newspaper coverage highlights local happenings such as seasonal bashes and community-organized events.

For administrative needs, Alford City Hall serves as the local hub for information, town services, and public inquiries.

While Alford itself is small, residents tap into broader Jackson County services for healthcare and specialized support. Major medical services and advanced care are found in nearby towns like Marianna, where Jackson Hospital and other facilities serve county residents.

Education in Alford is provided through the Jackson County School District, with schools located in nearby communities. This connection brings broader educational resources to families living in Alford.

Religious and social life also plays a role in the town's identity, with local churches and community groups contributing to regular gatherings, support networks, and charitable activities.

For shopping, dining, and specialized services beyond what Alford offers, residents often travel to neighboring towns such as Cottondale or Marianna where a wider selection of groceries, retailers, and entertainment options are available.

Outdoors enthusiasts in and around Alford enjoy rural landscapes, with easy access to natural areas, lakes, and forested land perfect for fishing, kayaking, hiking, and exploring the scenic environment of the Florida Panhandle.

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Cost of Living & Affordability

Alford offers a cost of living that is noticeably lower than the national average, making everyday expenses more manageable than in many parts of the country. Housing, groceries, transportation, energy, and healthcare all tend to cost less here compared with typical U.S. towns, which can help residents stretch their household budgets further.

Housing costs in Alford are especially affordable, with average monthly costs for a single person's housing significantly lower than national norms. This affordability extends to families as well, where monthly housing figures remain well below what many people pay elsewhere.

Overall monthly expenses - including food, utilities, transportation, housing, and healthcare - come in well below the national average, supporting a lifestyle where essentials do not eat up as much of a paycheck.

The town's smaller size and rural setting contribute to its lower living costs. There are fewer high-cost city amenities, and everyday living reflects the rural character of the community, putting less pressure on household budgets than more urbanized areas.

Utilities are generally affordable, though they can sometimes run slightly above typical national averages, a common pattern in smaller towns where large utility infrastructure is less dense.

Groceries and transportation expenses in Alford are typically lower than the U.S. average, helping make routine shopping and travel less expensive for residents.

For those prioritizing affordability, Alford's rural pace and cost structure can be appealing, especially for retirees, remote workers, or anyone seeking to live with everyday costs on the lower side of the spectrum.

The housing market in the area reflects the town's overall affordability, with average home values that are modest compared to many regions of Florida. This aligns with a broader regional pattern in Jackson County, where median home values are generally lower than state averages.

For people budgeting monthly expenses, data shows that even combined family costs remain below what many people spend in more urbanized parts of the state or country.

While the town's population is small, the cost of living benefits often make Alford attractive to people who value getting more for their dollar in terms of basic expenses.

Because day-to-day affordability is a key part of life here, families and individuals often find that their income goes further in Alford than in many larger Florida cities.

This lower overall cost profile supports a lifestyle where essentials and daily needs are generally within reach for residents living on typical rural town incomes.

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Job Opportunities & Local Economy

Alford itself is small, and local employment opportunities within the town are limited due to its size and primarily residential nature. Many residents work in nearby communities or in surrounding parts of Jackson County to find a broader variety of jobs.

A snapshot of employment in Alford shows that the total number of jobs located in the town is modest, with employment spread across sectors like finance and insurance, retail trade, and health care and social assistance.

Within Alford's workforce, many residents are engaged in management, sales, construction, and service roles, reflecting the diverse ways people earn a living even in small communities.

For a wider range of job opportunities, residents often commute to larger neighboring towns such as Marianna or Cottondale, where healthcare systems, retail centers, schools, manufacturing plants, and government services offer more positions.

At the Jackson County level, employment is supported by a mix of industries, including healthcare and social assistance, public administration, and retail trade - sectors that provide a variety of roles across professional, technical, and support levels.

The county's economy has shown incremental growth in jobs over recent years, with employers ranging from small businesses to larger service providers offering work in offices, clinics, stores, and administrative settings.

Income levels in Alford tend to be below national and Florida averages, reflecting the rural character of the community and the types of employment commonly available locally and regionally.

Household income and per-person earnings in Alford are modest, with median figures that align with rural communities where local work is often tied to small-business payrolls, services, trades, and commuting to regional employers.

Despite the smaller job base locally, unemployment rates in the area can be relatively low, suggesting that people who seek work are actively employed either within Jackson County or in nearby employment centers.

Many residents commute daily for work, with typical travel times reflecting the distances involved in accessing jobs in surrounding towns and cities.

The regional job market emphasizes roles that serve everyday community needs, such as retail, education, healthcare, and service industries, which provide stable employment options for those living in and around Alford.

Occasionally, local events, community centers, or small enterprises within the town itself offer part-time or niche roles that contribute to the local economy and support community life.

For people considering life in Alford, the job landscape is best paired with flexibility to commute or pursue remote or regional work while enjoying the town's affordable living and close-knit rural environment.

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Tourism & Lifestyle Appeal

Alford's tourism appeal lies in its authentic small-town Florida character and the charm of its surrounding natural landscapes. Tucked into the heart of Jackson County, the town reflects a rural way of life that invites visitors and residents alike to slow down, explore, and enjoy simple pleasures. Its setting along U.S. Route 231 makes it a pleasant stop for travelers passing through the Florida Panhandle, and its quiet streets and historic roots give a distinctive flavor that's different from busier coastal destinations.

Nature lovers find plenty to appreciate near Alford, starting with the expansive Compass Lake area, a scenic property spanning thousands of acres that features forested hills, multiple lakes, and abundant wildlife. McCormick Lake and other waterways near town are popular spots for kayaking, fishing, and birdwatching, making outdoor recreation a key part of the lifestyle here.

The nearby Merritt's Mill Pond and other natural areas draw those who enjoy spending time paddling calm waters or hiking among trees, offering refreshing encounters with Florida's subtropical scenery. These tranquil outdoor settings help define local tourism and give both residents and visitors ways to unwind.

Alford's community events and local traditions also contribute to its lifestyle appeal. Seasonal celebrations and gatherings at the Alford Community Center emphasize the town's strong sense of connection and pride. These get-togethers offer fun, friendly experiences for families and newcomers alike, blending local culture with social engagement.

Residents and visitors can enjoy local eateries and boutique shops that reflect the town's personal touch. Small businesses like Kountry Candy Store and The Cove at Compass Lake provide casual places to shop, eat, and meet people in a welcoming atmosphere.

Alford's lifestyle has a welcoming pace that many find refreshing. The town is ideal for people who value quiet evenings, friendly neighbors, and the beauty of rural surroundings. While there might not be big city entertainment, the pace of life here suits those who prefer simplicity and close community ties.

For arts and creativity, local community groups and organizations often host activities that bring people together, from holiday gatherings to fundraising events, fostering a strong sense of local belonging.

The town's location also means that larger regional attractions are within driving distance. Beaches along the Gulf Coast, state parks, caves, and springs in the broader northwest Florida area are accessible as day trips, adding variety to local experiences for both residents and visitors.

The overall lifestyle in Alford blends rural tranquility with access to scenic wonders and seasonal community highlights, creating a living experience that many describe as peaceful, authentic, and grounded in nature.

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Future Development & Growth

Alford has maintained its character as a small, rural community, but there are several indications that local leaders and residents are focusing on improving infrastructure and enhancing life in town. One significant effort involves substantial infrastructure investment supported through state and federal programs to reinforce and update essential systems, such as water and wastewater services, ensuring they meet current standards and serve the community reliably.

Recent funding allocations have been used to address drainage issues and begin townwide wastewater system upgrades, reflecting a commitment to modernizing critical utilities in ways that improve day-to-day life for residents.

These projects also signal the community's willingness to apply for and manage external grant resources to enhance local infrastructure, which can support broader quality-of-life improvements for current and future residents.

At the county level, Jackson County has adopted tourism initiatives aimed at expanding the appeal of the broader region, which includes Alford. Efforts to promote the county's attractions and invite more visitors could draw more attention to local destinations, benefiting area businesses and increasing engagement with Alford's unique offerings.

While Alford itself remains modest in size, regional tourism planning reflects a larger conversation about enhancing visitor amenities and experiences across the area. As county development strategies unfold, Alford stands to benefit from increased visibility in regional tourism efforts.

Population estimates suggest that Alford has experienced modest growth in recent years, reflecting its stable appeal as a residential community. This gradual increase in residents points to ongoing interest in the town's lifestyle and setting.

At the same time, land use in Jackson County remains largely agricultural and natural, with most new development occurring thoughtfully and in balance with existing land patterns. This context helps preserve Alford's rural charm even as improvements take place around infrastructure and community spaces.

Some properties and communities in the area, such as Compass Lake in the Hills, offer a sense of amenity-oriented development without overwhelming the rural environment. These parcels cater to people looking for an active outdoor lifestyle while staying connected to community life.

Local leadership continues to prioritize services such as water systems, roads, public safety enhancements, and community facilities that support everyday living and help maintain Alford as a comfortable place to call home.

Engagement from residents and community organizations in planning and organizing events shows that local growth efforts are community-driven, with input from people who care about how the town evolves.

Overall, while Alford's scale remains small compared to nearby cities, ongoing infrastructure work, regional tourism planning, and community involvement in local improvements underscore a steady, thoughtful approach to future development. These efforts aim to strengthen the town's foundations while maintaining the lifestyle that draws people to Alford in the first place.

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Climate & Terrain

Alford experiences a North Florida climate characterized by warm temperatures, noticeable seasonal changes, and a balance of sunshine and rainfall throughout the year. The climate supports outdoor living and allows residents to enjoy nature during much of the calendar year.

Summers in Alford are typically warm and humid, with daytime temperatures often reaching into the upper ranges common to the Florida Panhandle. Afternoon cloud cover and seasonal rain showers are part of daily life during the summer months and help keep the surrounding landscape green and vibrant.

Rainfall is most frequent during the warmer months, especially in late spring and summer. These rain patterns help sustain local lakes, creeks, and wooded areas while also supporting gardens, trees, and natural vegetation around residential properties.

Winters in Alford are mild compared to much of the country, with cooler days and comfortable nights. While cold snaps do occur, extended periods of freezing temperatures are uncommon, allowing residents to remain active outdoors year-round.

Spring and fall are often considered the most comfortable seasons, with moderate temperatures, lower humidity, and clear skies. These transitional months are well-suited for outdoor activities such as walking, fishing, and enjoying community gatherings.

The terrain around Alford is generally flat to gently rolling, which is typical of inland Jackson County. This landscape makes travel easy and supports a variety of land uses, from residential lots to open green spaces and wooded tracts.

Soil in the area varies but commonly includes sandy and loamy compositions, which drain well after rainfall. This terrain contributes to the region's suitability for lawns, gardens, and native plant growth.

Forested areas surround much of Alford, with a mix of pine trees and hardwoods creating a scenic rural backdrop. These natural features provide shade, privacy, and a sense of space that many residents appreciate.

Nearby lakes and low-lying areas add visual appeal and recreational opportunities, while also contributing to the region's natural ecosystem. Wildlife sightings are common, adding to the area's peaceful, nature-oriented atmosphere.

Overall, Alford's climate and terrain combine to offer a comfortable, outdoor-friendly environment that supports relaxed daily living and a close connection to the natural surroundings.

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Education & Healthcare

Education in Alford is provided through the Jackson County School District, which serves students across the county. Families living in Alford typically access public schools located in nearby towns, offering a range of elementary, middle, and high school options.

School transportation is commonly available through district-operated bus routes, helping students commute to and from campuses outside the town. This system allows families in Alford to take advantage of broader educational resources within the county.

Jackson County schools focus on standard academic programs along with extracurricular activities such as athletics, clubs, and vocational offerings. These programs provide students with opportunities to develop both academically and socially.

For post-secondary education and workforce training, residents have access to nearby colleges and technical institutions within reasonable driving distance. These schools offer certificate programs, associate degrees, and continuing education opportunities.

Libraries and educational support services in surrounding communities complement the school system, giving students and families access to research materials, learning programs, and quiet study spaces.

Healthcare services for Alford residents are primarily accessed through nearby towns within Jackson County. Local clinics, medical offices, and urgent care facilities provide routine healthcare, preventive services, and basic treatment needs.

Hospitals and larger medical centers located in nearby communities offer comprehensive care, including emergency services, diagnostic testing, surgical procedures, and inpatient treatment. These facilities serve as the primary healthcare hubs for Alford residents.

Primary care physicians, dental offices, and specialty providers are available throughout the county, allowing residents to manage ongoing health needs without traveling far outside the region.

Emergency medical services are supported by local and county-level responders, ensuring timely assistance when urgent situations arise. Ambulance services connect residents to nearby hospitals as needed.

Pharmacies in neighboring towns provide prescription services, over-the-counter medications, and basic health consultations, making routine healthcare management convenient for Alford households.

Public health programs offered at the county level support wellness initiatives such as immunizations, health screenings, and educational outreach. These services contribute to overall community health and preventive care.

Senior residents have access to regional healthcare providers experienced in managing age-related health needs, as well as community resources that support independent living and routine medical care.

Mental health and counseling services are also available within the county, offering support for individuals and families seeking professional assistance.

Overall, Alford's education and healthcare landscape reflects a small-town setting supported by county-wide resources, allowing residents to meet essential learning and medical needs while enjoying a quieter place to live.

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Restaurants & Entertainment

Alford offers a quiet, small-town dining scene that reflects its rural character and close-knit community. While the town itself has a limited number of eateries, the options that do exist emphasize casual, familiar flavors and a welcoming, local atmosphere.

Dining in and around Alford tends to focus on comfort food and relaxed settings, where meals are unhurried and conversations often feel personal. Residents appreciate the familiarity of locally owned establishments and the friendly service that comes with small-town dining.

For a wider variety of restaurants, residents frequently travel to nearby towns within Jackson County, where additional choices include family restaurants, fast-casual spots, diners, and regional favorites. These nearby locations expand dining options without requiring long drives.

Many people living in Alford enjoy preparing meals at home, taking advantage of grocery stores and markets in surrounding communities. Home cooking is a central part of daily life and complements the town's relaxed pace.

Entertainment in Alford is centered more on community connection than nightlife. Local gatherings, seasonal events, and activities hosted at community spaces provide opportunities for residents to socialize and enjoy shared experiences.

Outdoor recreation plays a major role in entertainment for Alford residents. Nearby lakes, wooded areas, and open land provide settings for fishing, kayaking, walking, and enjoying nature with family and friends.

Hobby-based entertainment such as gardening, crafting, and outdoor sports is common, supported by the town's spacious surroundings and calm environment. These activities fit naturally into the local lifestyle.

For movies, live performances, and larger entertainment venues, residents typically visit neighboring towns, where theaters, civic centers, and event spaces host screenings, concerts, and community programs.

Family-friendly activities are easy to find in the region, including parks, school events, and seasonal celebrations that bring together people of all ages. These simple but meaningful experiences contribute to everyday enjoyment.

Overall, restaurants and entertainment in Alford support a low-key, community-oriented lifestyle, ideal for those who value simplicity, outdoor recreation, and easy access to nearby amenities without living in a busy commercial area.

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Safety & Security

Safety in Alford reflects its small-town setting, where familiarity among neighbors and a slower pace of life contribute to a general sense of comfort and awareness within the community.

The town benefits from county-level law enforcement services, which provide regular patrols and support across Jackson County. This structure ensures consistent coverage while allowing the town to maintain its quiet character.

Emergency response services are supported through nearby fire and medical responders, helping ensure timely assistance for residents when needed. These services are integrated into broader county systems for efficiency and reliability.

Because Alford is small, residents often recognize one another, which naturally encourages community awareness and informal neighborhood watchfulness. This sense of knowing who belongs contributes to everyday security.

Traffic levels in Alford are relatively light, reducing common urban safety concerns such as congestion-related accidents. Local roads and highways are straightforward to navigate, especially for daily routines.

Many properties in Alford offer generous spacing between homes, which provides privacy while still allowing neighbors to keep an eye out for one another. This balance supports both personal space and community connection.

Public spaces in and around town are typically calm and well-used by residents, contributing to an environment where people feel comfortable spending time outdoors or attending local events.

Families often appreciate the town's quieter environment, which can feel more controlled and predictable than larger cities. This setting supports outdoor play, walking, and everyday activities with fewer distractions.

Weather-related safety is an important part of life in the region, and residents are accustomed to staying informed about seasonal conditions. Local emergency communication systems and county coordination help keep residents prepared.

Overall, Alford offers a peaceful and secure living environment shaped by its size, community involvement, and access to county services. For many residents, the sense of safety comes as much from neighborly connection as from formal infrastructure.

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-----The details provided in this property listing are believed to be reliable but are not warranted. Prospective buyers should conduct their own due diligence to verify information before purchase.

Land Maps & Attachments

Directions to Land

From Alford, Florida, USA

- Head toward 4th Ave

- Continue to follow US-231 S (4.4 mi)

- Turn left onto Lakepoint Rd (1.0 mi)

- Turn left onto Nortek Blvd (1.2 mi)

- Turn left onto Tract Rd (0.3 mi)

- Tract Rd turns left and becomes Lisbon Ave (0.1 mi)

- Turn right onto Anderson Dr

- Destination will be on the left (1.1 mi)

More Land Details

Owner Will Finance
Residential Zoning
Flat Terrain
Dirt Road Access
Estimated Annual Taxes
$69
Assessor Parcel Number (APN)
02-2N-11-0095-2260-0310
LANDFLIP ID
413372
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