Peaceful, No HOA, Owner Financing
Newmoon Dr : Chipley, FL 32428
Washington County, Florida
Land Description
----What You'll Love About This Land----
Dear Land Buyer,
Are you looking for a Florida lot with improved road access, few neighbors and no HOA rules attached?
Hold it now for just $50 on our website. Trailblazer Tuesday coupon available on our website.
This lot is for you if you want affordable, residential land without crowding or lots of necessary restrictions.
Here, there is no Hoa. That means no dues, no approvals, and no surprise restrictions beyond county regulations.
The property is zoned Mixed Use (Residential). In practical terms, this allows residential use while limiting incompatible activity, like heavy industry.
The lot fronts an improved road. Electricity is ~180 meters away from the property and public water is available. Sewer would be septic.
The land itself has a gentle 0-12% slope.
Vegetation includes scrubby pine flatwoods with scattered palmettos, sawgrass, and low native shrubs.
The property is not located in a special hazard flood zone based on available data.
The surrounding area is lightly developed and residential.
Neighboring parcels are spaced out, and the area has historically remained quiet and peaceful.
That's why people buy here, because Washington County still offers affordable, uncrowded neighborhoods with fewer restrictions than much of Florida.
So if you've been waiting for the right place to own land, now's the time.
Note: All information provided is based on our own research. We always recommend confirming details like zoning, access, and utilities directly with Washington County before making plans.
----Lot Breakdown: What You're Getting----
Assessor's Parcel Number: 00000000-01-0107-0029
Legal Description: Sunny Hills Unit 1 Lot 29 Orb 936 P 257 Blk 107
Elevation: 140
Gps Center Coordinates (Approx.): 30.53035, -85.6233
Annual Taxes: ~$116.36
Zoning: Mixed Use - Residential
Time Limit To Build: None as far as we are aware.
Access: Improved Road
Power: We recommend that you contact Washington County to confirm, but according to our research, electricity is available for connection ~180 meters from the property.
Water: We recommend that you contact Washington County to confirm, but according to our research, public water is available for connection to the property.
Sewer: A septic system would need to be installed.
Official Contacts: Please contact Sunny Hills Civic Association.
RVs Allowed?: We recommend that you contact Sunny Hills Civic Association to confirm, but according to our research, RVs are not allowed.
Buildable?: Because we do not know the specifics of what you may want to build on the property, we recommend that you contact the building and/or zoning department(s) for more information on the relevant zoning and building regulations and how to obtain a building permit.
Survey Available?: No, we have not had a survey commissioned, but if you would like to pay for a survey we would be happy to work with your chosen surveyor.
In Hoa?: No Hoa
Annual HOA Dues: ~$0.00
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Location & Accessibility
Chipley is the county seat of Washington County, located in the Florida Panhandle within a predominantly rural and agricultural region. The city sits at the intersection of U.S. Highway 90 and State Road 77, offering direct east-west and north-south travel routes that support convenient movement throughout the surrounding area.
The town's location provides straightforward driving access to nearby cities and coastal destinations, including Panama City and the Gulf Coast, which are typically reached in under an hour by car. This allows residents to access larger shopping centers, medical networks, and regional transportation hubs while returning home to a quieter setting.
Chipley's street layout is simple and easy to navigate, with a clearly defined downtown area surrounded by residential neighborhoods and essential services. Most daily destinations can be reached without heavy traffic, contributing to a relaxed and manageable driving environment.
Railroad tracks running through the heart of town reflect Chipley's historical roots and continue to serve as a defining feature of the downtown landscape. The surrounding streets host local businesses, public offices, and community gathering spaces within close proximity.
State Road 77 serves as a key connector for residents traveling toward nearby counties and outdoor recreation areas. This roadway links Chipley to parks, waterways, and smaller surrounding communities, supporting both everyday travel and leisure outings.
The city's position within Washington County allows residents to easily reach neighboring towns for additional services, employment, and recreational options. Short travel distances make it practical to explore the broader region without long commutes.
Chipley's rural surroundings contribute to a scenic drive experience, with open land, forests, and farmland framing many of the routes leading into and out of town. These landscapes add to the sense of separation from busier urban centers.
For air travel, residents typically rely on regional airports within driving distance, providing access to commercial flights while maintaining the benefits of living in a smaller community. Road access to these airports is direct and uncomplicated.
Overall, Chipley's location supports a balance between accessibility and quiet living, offering reliable transportation routes without the congestion often associated with larger cities.
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Community & Services
Chipley maintains a close-knit community atmosphere supported by a range of public services and local amenities. As the county seat, the city hosts key government offices that serve residents of Washington County and contribute to steady civic activity.
Public education is provided through local schools that serve elementary, middle, and high school students within the county. These schools are integrated into the community and often host events, athletic programs, and activities that bring families together.
Healthcare services are available locally, including a community hospital and supporting medical offices that provide emergency care, outpatient services, and routine medical treatment. This access allows residents to address many healthcare needs without traveling far.
Parks and outdoor spaces play an important role in daily life in Chipley. Community parks offer open green areas, walking paths, playgrounds, and sports facilities that accommodate residents of all ages.
The downtown area features a mix of locally owned shops, restaurants, and service providers housed in historic buildings. This area serves as a social and commercial hub where residents can shop, dine, and attend community events.
Arts and culture are supported through local performance venues and community organizations that host theater productions, music events, and seasonal celebrations. These offerings add variety to the town's social calendar.
Library services are available within the county, providing access to books, digital resources, educational programs, and community activities for children and adults alike. Libraries also function as quiet spaces for study and public use.
Faith-based organizations are an integral part of the community, with numerous churches representing a variety of denominations. These organizations often host outreach programs, gatherings, and volunteer opportunities.
Community events such as festivals, holiday celebrations, and public gatherings are held throughout the year, encouraging resident participation and strengthening neighborhood connections.
Senior services are available through local programs that provide meals, social activities, and wellness support. These services help older residents remain active and engaged within the community.
Recreational opportunities extend beyond city limits, with nearby rivers, creeks, and natural areas supporting fishing, boating, hiking, and nature exploration. These outdoor options complement the town's parks and facilities.
Public safety services, including law enforcement and emergency response, operate locally to support community well-being. Their presence contributes to a sense of order and reliability in daily life.
Overall, Chipley offers a well-rounded selection of community services that support everyday needs while maintaining a friendly, small-town atmosphere. Residents benefit from accessible amenities, active civic engagement, and a supportive environment rooted in local connections.
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Cost of Living & Affordability
Chipley offers a cost of living that is generally manageable compared to larger cities in Florida, making day-to-day expenses easier to plan for many households. Housing costs, utilities, and routine services tend to align with the area's small-town scale, allowing residents to maintain a comfortable lifestyle without the pricing pressures found in more urbanized regions.
Housing options in Chipley include single-family homes, manufactured housing, and rental properties spread across established neighborhoods and rural surroundings. Property prices and rental rates are typically more moderate than those in coastal or metropolitan areas, giving residents flexibility when choosing where and how they want to live.
Utility costs such as electricity, water, and waste services are consistent with other rural Panhandle communities. Many homes benefit from straightforward utility infrastructure, and residents often appreciate predictable monthly service expenses.
Groceries and everyday household items are readily available through local stores and nearby regional retailers. While selection may be more limited than in larger cities, pricing is generally reasonable and daily necessities are easy to access without long travel times.
Transportation expenses in Chipley are influenced by the community's car-oriented layout, but shorter travel distances and less congestion help keep fuel use manageable. Routine errands, school trips, and commutes are typically straightforward and efficient.
Healthcare costs can be easier to manage due to the presence of local medical facilities and clinics, reducing the need for frequent long-distance travel for routine care. This accessibility can help limit additional transportation and time-related expenses.
Dining and entertainment costs in Chipley reflect the town's local focus, with many independently owned restaurants and community events offering affordable options for meals and leisure. Residents often enjoy social activities that do not require high spending.
Overall, Chipley's affordability supports a balanced lifestyle where essential needs, housing, and everyday services are attainable without excessive financial strain, contributing to a sense of stability and simplicity in daily living.
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Job Opportunities & Local Economy
Chipley's local economy is shaped by a mix of public sector employment, healthcare, education, retail, and small businesses. As the county seat, the city hosts government offices that provide steady employment opportunities in administration, public services, and support roles.
Healthcare is a significant employment sector, with the local hospital, clinics, and medical offices offering jobs across medical, administrative, and support positions. These services not only support residents' health needs but also contribute to the town's employment base.
Education plays an important role in the local workforce, with public schools and related services providing teaching, administrative, and operational positions. Schools also support ancillary employment through transportation, food services, and maintenance.
Retail and service businesses form another core part of Chipley's economy. Grocery stores, hardware shops, restaurants, and personal service providers offer employment opportunities that support both residents and surrounding rural communities.
Agriculture and forestry continue to influence the local economy, particularly in areas surrounding the city. While much of this work occurs outside city limits, Chipley serves as a central hub for related services, supply businesses, and support industries.
Construction, trades, and maintenance services are present in the local job market, supporting residential properties, public facilities, and infrastructure. Skilled labor and contracting roles are commonly tied to community needs and regional projects.
Small business ownership is a notable aspect of Chipley's economic character. Locally owned shops, professional services, and family-run operations contribute to a business environment where personal relationships and community ties are valued.
Some residents commute to nearby cities for employment in larger commercial or industrial centers, using Chipley as a quieter home base. This flexibility allows access to broader job markets while maintaining a small-town lifestyle.
Overall, Chipley's economy is grounded in essential services and local enterprise, offering employment opportunities that support daily life and community operations. The job market reflects the town's practical needs and steady rhythms rather than fast-paced commercial expansion.
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Tourism & Lifestyle Appeal
Chipley offers a lifestyle rooted in small-town charm, natural surroundings, and a slower pace that appeals to those who value simplicity and community connection. The town's setting in the Florida Panhandle places residents close to forests, rivers, and open countryside, creating an environment well suited for outdoor enjoyment and relaxed daily living.
Outdoor recreation is a strong part of life in and around Chipley. Nearby parks, trails, and natural areas provide opportunities for walking, hiking, picnicking, and enjoying Florida's inland landscapes, while local waterways support fishing and paddling activities that are popular with both residents and visitors.
The historic downtown area adds to Chipley's lifestyle appeal with its preserved buildings, locally owned shops, and community-focused atmosphere. This area often serves as a gathering place where residents can enjoy casual dining, local events, and small-scale entertainment without the crowds found in larger cities.
Arts and culture contribute to the town's character through local theater productions, performances, and seasonal events. These offerings create opportunities for creative expression and social interaction while maintaining an approachable, community-centered feel.
Chipley's location also allows for easy day trips to nearby coastal destinations, where residents can enjoy beaches, seafood dining, and waterfront recreation before returning home to a quieter setting. This balance between inland living and coastal access adds flexibility to leisure choices.
The overall lifestyle in Chipley emphasizes familiarity and routine, where neighbors often recognize one another and community involvement feels natural rather than forced. This sense of belonging is a key draw for those seeking a grounded, comfortable place to live.
Tourism in Chipley tends to be low-key and centered around nature, history, and local events rather than large-scale attractions. Visitors are often drawn to the area for its peaceful atmosphere and outdoor amenities, which align well with the everyday lifestyle enjoyed by residents.
Together, these elements create a lifestyle that favors relaxation, local engagement, and access to nature, appealing to individuals and families who prefer a calm environment with meaningful community ties.
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Future Development & Growth
Chipley approaches development with an emphasis on maintaining its small-town character while supporting necessary services and infrastructure. As the county seat, the city continues to serve as a central location for public administration, healthcare, and education within Washington County.
Local planning efforts focus on managing residential and commercial activity in a way that aligns with existing neighborhoods and community needs. Development decisions typically prioritize compatibility with surrounding land uses and the preservation of established community patterns.
Infrastructure maintenance and improvements, such as roads, utilities, and public facilities, remain an ongoing part of local government operations. These efforts support daily functionality for residents and businesses without dramatically altering the town's overall scale.
The downtown area continues to play a role in community planning, with attention given to maintaining historic structures and supporting locally owned businesses. This approach helps reinforce downtown as a functional and social center of town life.
Residential development in and around Chipley generally reflects demand for modest housing options, including single-family homes and manufactured housing. New construction tends to blend into existing areas rather than introducing dense or high-rise development.
Economic planning in Chipley often centers on strengthening essential services, supporting small businesses, and maintaining stable employment opportunities tied to healthcare, education, and public services.
Overall, Chipley's approach to future development emphasizes balance and practicality, aiming to support residents' needs while preserving the town's established identity. This measured outlook helps maintain continuity between the community's past, present, and ongoing evolution.
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Climate & Terrain
Chipley experiences a climate typical of Florida's inland Panhandle, characterized by warm summers, mild winters, and seasonal rainfall that supports the area's natural greenery. This climate allows for year-round outdoor activity, with many residents enjoying time outside for recreation, yard projects, and community events.
Summer months in Chipley are generally warm and humid, with daytime temperatures encouraging activities near shaded areas, water features, or indoor spaces during peak heat. Afternoon rain showers are common in the warmer months and often help cool the air while maintaining healthy vegetation.
Fall brings more comfortable temperatures and reduced humidity, creating pleasant conditions for outdoor recreation and local events. This season is often favored by residents for hiking, walking, and spending extended time outside without the intensity of summer heat.
Winters in Chipley are typically mild, with cooler mornings and comfortable daytime temperatures. Freezing conditions are infrequent, allowing landscapes to remain green and outdoor routines to continue with minimal interruption.
Spring introduces gradually warming temperatures and increased plant growth, adding vibrant color to the surrounding terrain. This season supports gardening, landscaping, and exploration of nearby parks and natural areas.
Rainfall is spread throughout the year, with higher concentrations during late spring and summer. These patterns contribute to the area's forests, fields, and wetlands, helping sustain diverse plant life and wildlife habitats.
The terrain around Chipley is gently rolling rather than flat, setting it apart from many coastal regions of Florida. Slight elevation changes create natural drainage and scenic views across wooded areas and open land.
Soils in the region are a mix of sandy and loamy compositions, supporting agriculture, forestry, and residential use. These soil conditions are well suited for native vegetation and common landscaping choices.
Forested areas dominate much of the landscape, with a mix of pine trees, hardwoods, and underbrush shaping the region's natural character. These wooded settings provide shade, privacy, and a strong connection to nature for many properties.
Open farmland and pastureland are also common outside the city center, contributing to a rural atmosphere and wide-open views. These areas help define the transition between residential neighborhoods and undeveloped land.
Nearby rivers, creeks, and natural springs add to the area's environmental diversity. These water features support outdoor recreation such as fishing, paddling, and nature observation.
Overall, Chipley's climate and terrain create an environment that supports outdoor living, scenic surroundings, and a relaxed pace rooted in the natural landscape of the Florida Panhandle.
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Education & Healthcare
Education in Chipley is supported by public schools serving elementary, middle, and high school students within Washington County. These schools play a central role in the community and often serve as gathering points for sports, performances, and local events.
Class sizes in the area tend to be smaller than those in large urban districts, allowing for more personalized educational environments. This setting appeals to families seeking close community involvement in their children's education.
In addition to traditional academics, schools in Chipley offer extracurricular programs such as athletics, music, and clubs that support student development beyond the classroom. These activities encourage participation and community engagement.
Career and technical education opportunities are also available, providing students with practical skills and pathways into trades and workforce-ready roles. These programs support local employment needs and hands-on learning.
Nearby colleges, technical schools, and training centers in the surrounding region expand educational options for residents seeking higher education or specialized certifications. Commuting to these institutions is common for students and adult learners.
Public libraries within the county support education through access to books, digital resources, research materials, and educational programming. Libraries also serve as quiet spaces for study and lifelong learning.
Healthcare services in Chipley are anchored by a local community hospital that provides emergency care, inpatient services, outpatient treatment, and diagnostic support. This facility serves as a primary healthcare resource for residents in the area.
Medical clinics, primary care providers, and specialty offices complement hospital services, offering routine care, preventive services, and follow-up treatment close to home.
Access to healthcare within the city reduces the need for frequent long-distance travel for medical appointments, which is especially valuable for families, seniors, and individuals managing ongoing care needs.
Pharmacies and support services are readily available in town, helping residents manage prescriptions and basic healthcare needs efficiently.
Public health programs and wellness initiatives operate at the county level, offering services such as screenings, health education, and community outreach that support overall well-being.
Together, Chipley's education and healthcare systems provide essential services that contribute to daily quality of life. Residents benefit from accessible schools, supportive learning environments, and reliable medical care within a close-knit community setting.
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Restaurants & Entertainment
Chipley offers a variety of dining options that reflect the town's small-town charm and focus on local hospitality. Residents can enjoy family-owned restaurants serving Southern cuisine, comfort food, and classic American dishes in casual, welcoming settings.
Fast-casual dining and chain restaurants are also present, providing convenient options for meals on the go while complementing the town's locally owned eateries. These establishments cater to families, professionals, and visitors looking for quick, reliable service.
Coffee shops and bakeries in Chipley provide cozy spots for morning routines, casual meetings, and social gatherings. These small businesses contribute to the community atmosphere by offering friendly service and locally inspired treats.
Barbecue joints and seafood restaurants are popular choices, showcasing regional flavors and a focus on fresh, flavorful dishes. These restaurants often become social hubs for family dinners and weekend outings.
Downtown Chipley supports casual and specialty dining with several restaurants offering unique menus, from sandwiches and salads to homestyle favorites and daily specials. The variety ensures that residents have multiple options within a short drive or walking distance.
Local diners provide classic breakfast and lunch menus that appeal to longtime residents and visitors alike. These establishments often foster a sense of community, where patrons are familiar with the staff and neighbors.
Chipley also offers small entertainment venues such as community theaters, music halls, and arts spaces that host performances and events. These venues enrich cultural life and create opportunities for residents to enjoy live music, theater, and seasonal productions.
Parks and recreational areas frequently host outdoor events, festivals, and seasonal celebrations. These gatherings combine entertainment with a strong sense of community, encouraging neighbors to socialize and participate.
Recreational facilities offer options for sports, games, and family-friendly activities. Public fields and courts support organized leagues and informal play, contributing to a vibrant and active local lifestyle.
Local bars and social clubs provide casual nightlife opportunities, featuring live music, trivia nights, and small gatherings. These venues add variety to entertainment options for adults and community members seeking social engagement.
For residents who enjoy arts and crafts, Chipley hosts occasional art fairs, gallery events, and craft markets, giving locals a chance to showcase creative talent and connect with the community through shared interests.
Seasonal celebrations and festivals are integral to the town's entertainment calendar, often including music, food vendors, and activities for all ages. These events strengthen community ties and provide residents with fun, accessible experiences close to home.
Movie theaters and recreational centers in surrounding areas are accessible for larger entertainment outings, complementing the town's smaller-scale options and giving residents variety without requiring extensive travel.
Chipley's restaurants and entertainment venues combine practicality, comfort, and community focus, allowing residents to enjoy dining and leisure activities in a friendly and approachable environment.
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Safety & Security
Chipley maintains a strong emphasis on public safety and community well-being. Local law enforcement operates throughout the town and surrounding areas, providing routine patrols, emergency response, and crime prevention programs to keep residents safe.
The city's police department works closely with the community to address concerns, build relationships, and maintain trust. Neighborhood outreach and educational initiatives support a proactive approach to safety.
Fire protection services in Chipley are reliable and staffed by trained professionals ready to respond to emergencies. Fire departments maintain equipment, conduct safety inspections, and participate in community education to reduce risks.
Emergency medical services are available locally, ensuring rapid response to accidents, health incidents, and urgent situations. Access to nearby hospitals and clinics complements these services for comprehensive emergency care.
Traffic safety and road maintenance are priorities, with attention given to signage, lighting, and infrastructure to reduce accidents and enhance public safety for drivers, cyclists, and pedestrians.
Community watch programs and neighborhood associations contribute to security by encouraging residents to report suspicious activity and participate in initiatives that protect local areas.
Disaster preparedness is emphasized due to the region's climate, with public alerts, emergency planning, and community education helping residents respond effectively to storms or severe weather events.
Schools and educational institutions maintain safety measures, including controlled access, emergency drills, and coordination with law enforcement, creating secure environments for students.
Local ordinances support safe living by regulating traffic, building standards, and public conduct. These policies ensure orderly operations throughout residential and commercial areas.
Senior and vulnerable populations are supported through outreach programs, wellness checks, and public services designed to keep residents safe and connected within the community.
Public spaces, parks, and recreational areas are maintained with safety in mind, including proper lighting, signage, and routine monitoring to ensure family-friendly environments.
Collaboration between law enforcement, fire services, and community organizations strengthens overall security, ensuring that both daily life and special events are conducted safely.
Crime rates are generally manageable, and residents often report a strong sense of personal security due to the town's small size and community-focused policing.
Overall, Chipley combines active public safety services, community engagement, and preventive measures to create a secure environment where residents can live, work, and enjoy recreational activities with confidence.
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-----The details provided in this property listing are believed to be reliable but are not warranted. Prospective buyers should conduct their own due diligence to verify information before purchase.
Land Maps & Attachments
Directions to Land
From Chipley, Florida 32428, USA
- Head toward Main St: 3 sec (56 ft)
- Continue on FL-77 S to Sunny Hills: 22 min (18.6 mi)
- Continue on Shenandoah Blvd. Drive to New Moon Dr: 3 min (1.4 mi)
- Destination will be on the left
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