.22 Acres, 12 Mins to Interlachen
Carolyn Ave : Interlachen, FL 32148
Putnam County, Florida
Land Description
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What You'll Love About This Land
Are you looking for a simple, affordable piece of land where you don't have to deal with strict rules?
This 0.22-Acre property in Putnam County, Florida gives you the freedom to create the space you've been dreaming of, whether that's a cozy home, a mobile home, or even a quiet retreat to escape the everyday rush.
-Hold it now for just $50 on our website. Wildland Wednesday coupon available on our website.
The zoning here is Residential-2 (R-2) according to our research, which allows single-family homes, mobile homes, and even small community living situations with fewer than six residents.
That flexibility means you have options without the stress of unnecessary restrictions.
There's no HOA to worry about, so you won't have to pay dues or ask for permission to use your own land.
The terrain is flat, making it easier to build when you're ready, and the land is covered with a mix of pine flatwoods and patches of grassland that bring natural character.
Best of all, it's not in a flood zone based on our research.
Imagine starting your mornings surrounded by tall pines, enjoying peace and quiet, and still being close enough to town for your daily needs.
It's the kind of place where you can breathe easier, enjoy nature, and finally have a space that feels like yours.
So if you've been waiting for the right place to build or invest, now's the time.
----Lot Breakdown: What You're Getting----
Assessor's Parcel Number: 26-09-24-4076-1170-0230
Legal Description: Interlachen Lakes Estates Frederick Town Unit 17 Mb5 P27, Blk 117 Lot 23
Elevation: 110
Gps Center Coordinates (Approx.): 29.68682, -81.86899
Gps Boundary Coordinates (Approx.): 29.686925311,-81.869187901; 29.686719093,-81.869186126; 29.686721674,-81.868792503; 29.686927893,-81.868794277; 29.686925311,-81.869187901;
Annual Taxes: ~$85.25
Zoning: R-2
Time Limit To Build: None as far as we are aware
Access: Dirt Road
Power: We recommend that you contact Putnam County to confirm, but according to our research electricity is available for connection to the property
Water: A well would need to be installed
Sewer: A septic system would need to be installed
Official Contacts: Please contact Putnam County
RVs Allowed?: We recommend that you contact Putnam County to confirm, but according to our research, RVs are not allowed
Buildable?: Because we do not know the specifics of what you may want to build on the property, we recommend that you contact the building and/or zoning department(s) for more information on the relevant zoning and building regulations and how to obtain a building permit
Survey Available?: No, we have not had a survey commissioned, but if you would like to pay for a survey we would be happy to work with your chosen surveyor
In Hoa?: No Hoa
Annual HOA Dues: ~$0.00
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Location & Accessibility
Interlachen is a small yet charming town nestled in Putnam County, Florida. It sits in the north-central region of the state, making it a peaceful community that offers the tranquility of rural living while remaining within reach of major cities. The town is conveniently located along State Road 20, which serves as its main thoroughfare, connecting Interlachen to nearby Palatka to the east and Gainesville to the west. This allows residents and visitors to easily access shopping centers, hospitals, universities, and entertainment venues within a short drive.
From Interlachen, it takes less than an hour to reach Gainesville, a bustling city known for the University of Florida and its vibrant cultural scene. To the east, Palatka is only about 20 minutes away and offers additional amenities, job opportunities, and scenic views of the St. Johns River. Jacksonville, one of Florida's largest metropolitan areas, can be reached in roughly 90 minutes, providing access to major airports, beaches, and big-city conveniences.
The town's road network makes traveling simple and efficient. Besides State Road 20, residents can also use County Road 315 and other local routes that connect smaller neighborhoods and rural communities. For those who commute regularly, this accessibility offers the best of both worlds, easy travel routes without the stress of city traffic.
Public transportation options are also available for those who prefer not to drive. Several regional transit systems serve Putnam County, providing connections to Palatka and surrounding towns. This makes it convenient for students, workers, and retirees who rely on affordable transportation options.
Interlachen's central position in Florida allows for quick access to many of the state's top attractions. The Atlantic Coast beaches, including St. Augustine Beach and Crescent Beach, are about an hour away. Nature lovers can also reach state parks, freshwater springs, and hiking trails within a short drive. This combination of accessibility and natural surroundings makes Interlachen a desirable location for those seeking a slower lifestyle without losing connection to major destinations.
The area is also surrounded by several small lakes and ponds, which add to the town's scenic charm and recreational appeal. Boating, fishing, and kayaking are popular pastimes for residents and visitors alike. With its proximity to both freshwater and saltwater adventures, Interlachen is a haven for anyone who enjoys the outdoors.
Because of its strategic location, Interlachen continues to attract buyers who want affordable land and property options. Whether for building a home, investing in real estate, or simply enjoying a vacation retreat, its accessibility makes it a practical choice. Its well-connected position provides the opportunity to live peacefully while keeping urban amenities within reach.
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Community & Services
Interlachen offers a close-knit, welcoming community that embraces the small-town lifestyle. Residents often describe it as peaceful, friendly, and family-oriented. The town is known for its sense of neighborly connection - people look out for one another, and community events often bring residents together. This makes it ideal for families, retirees, and anyone looking to live in a warm and relaxed environment.
Despite its small size, Interlachen provides essential services to meet residents' daily needs. The town has local shops, convenience stores, gas stations, and restaurants that offer comfort and familiarity. For more extensive shopping and dining options, residents often visit nearby Palatka or Gainesville, which are short drives away.
Education is a valued part of the community, with several public schools operating under the Putnam County School District. These include Interlachen Elementary School and Interlachen High School, which serve the town and surrounding rural areas. Families also have access to private schools and online education options for additional flexibility.
Healthcare needs are supported through local clinics and medical centers within town limits. For more specialized care, residents can easily reach larger hospitals in Palatka and Gainesville. Emergency services such as fire, police, and paramedics are available locally, ensuring the safety and well-being of the community.
The town government of Interlachen maintains a focus on improving local infrastructure, preserving its natural beauty, and ensuring that residents continue to enjoy a high quality of life. Local parks and recreation areas provide space for outdoor activities, picnics, and sports. The Town Hall and community center also serve as gathering places for meetings and local celebrations.
Interlachen's community spirit is reflected in its events and local traditions. From farmers markets to holiday parades and charity drives, there are plenty of ways for residents to participate and stay engaged. The relaxed lifestyle and genuine hospitality make it a comforting place to call home.
For those who love nature, the community offers easy access to the surrounding lakes-like Lake Lagonda, Lake Grandin, and Lake Ida - which are perfect for fishing or relaxing by the water. Parks and open spaces around town give families, retirees, and pet owners areas to unwind and connect with the environment.
Another key advantage of living in Interlachen is affordability. Housing costs are significantly lower compared to many parts of Florida, allowing residents to enjoy spacious properties, larger lots, and natural surroundings without high living expenses. This affordability attracts first-time homebuyers, remote workers, and retirees looking to stretch their budgets.
Internet connectivity and utility services have steadily improved over the years, making it easier for remote workers and digital professionals to live comfortably while staying connected. Many homes now have access to reliable internet, electricity, and modern water systems, blending rural peace with modern convenience.
Local churches and civic groups also play a strong role in community life. They organize outreach programs, charity events, and social gatherings that help maintain Interlachen's welcoming and supportive atmosphere.
Overall, Interlachen provides a simple yet fulfilling lifestyle surrounded by natural beauty, friendly people, and essential conveniences. It's a community where residents can enjoy quiet mornings by the lake, participate in local events, and still reach nearby cities when needed.
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Cost of Living & Affordability
Interlachen offers a cost of living that is notably lower than state and national averages, which is one of its strongest selling points for people seeking more affordable living in Florida. According to various indexes, the overall cost of living in Interlachen is roughly 18-20 percent below the U.S. average, and about 20-21 percent lower than Florida's average. (This includes housing, utilities, groceries, healthcare, and other typical expenses.)
Housing is especially affordable compared to many parts of Florida. The cost of housing in Interlachen tends to be substantially lower than in major metro areas of the state. For instance, median rent in the area is around $778, which is quite favorable when compared to rents in more urbanized regions. In many parts of Florida, comparable rents would be significantly higher.
Home ownership in Interlachen is also appealing. Median home values vary depending on the source, but one figure puts the average home value around $169,262, though trends suggest that some properties have appreciated in recent years. Another source cites median listing prices closer to $245,000, reflecting some upward movement in the local real estate market. Either way, those values are modest relative to many Florida markets.
Utilities (electricity, water, waste, etc.) and everyday services tend to follow the lower-cost trend. While utility costs are not rock bottom, they remain manageable in comparison to many parts of the U.S. Some local indices show the utility cost index is below national norms.
“Goods & services” and grocery costs in Interlachen are reported to be slightly under national averages-these daily expenses aren't extreme bargains, but they hold up well given the overall affordability of the area. Transportation costs may be a bit higher due to rural distances (you'll likely drive for many errands), but with less traffic and lower infrastructure strain, those costs tend not to spiral.
Healthcare and insurance services are relatively affordable as well. While rural areas sometimes face limited medical facility access (which can push up travel or specialty costs), the baseline costs for local clinics, general practitioners, and basic insurance tend to be reasonable for the region.
Taxes are another factor that makes Interlachen appealing: Florida does not assess a state income tax, which is a big plus for many prospective residents. Property taxes and local levies might be modest compared to more developed counties, although rates vary by municipality and property class.
One thing to bear in mind: while many costs (housing, services) are below average, wages and salaries in the area also tend to be lower. So affordability is relative; what seems like a bargain in one place must be balanced against earning potential locally.
In short, if your priorities include stretching your housing dollar, reducing overall monthly expenses, and living outside a high-cost urban core, Interlachen offers a compelling case. The tradeoff is that you may sacrifice some convenience or premium amenities that you'd find closer to big cities.
If cost predictability is important to you, living in a place where many essentials are stable or low is reassuring. So for someone relocating or investing in a property, Interlachen gives you room to “breathe” financially more than many other parts of Florida.
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Job Opportunities & Local Economy
When it comes to employment, Interlachen and Putnam County more broadly present a mixed but not dire picture. The local job market is smaller and more modest in scale, reflecting the town's size, rural character, and relative remoteness from major metropolitan centers.
Many job listings in Interlachen and nearby towns are in sectors like public service (county or municipal government), social services, health care support, retail, food service, and infrastructure maintenance. For example, roles such as food service workers at county facilities, library clerks, animal control officers, or weighmasters (for county landfills) appear in local job postings.
In Putnam County, the chamber of commerce and economic development arms occasionally list more specialized roles: civil engineers, infrastructure planners, or administrative positions connected to county operations or local development projects. These tend to be fewer in number, but they offer opportunities for those with compatible skillsets.
Because Interlachen itself is small, many residents commute to neighboring towns (like Palatka) or even farther afield for work. Palatka is the county seat and has more institutional employers, retail chains, health systems, schools, and government offices. This means people often trade off a longer commute for access to a wider job base.
Job boards suggest a diverse variety of roles are occasionally available, including part-time and remote opportunities. Even in Interlachen's ZIP code region, listings span from retail sales to customer service to general labor to clerical roles. Remote work and flexible/hybrid roles can be particularly attractive, especially for those who don't want daily commuting.
Wage levels in the area are modest. Many of the local jobs don't command high salaries-so the affordability benefit must be weighed against your earning expectations. Some specialized roles (e.g. engineering, management, or technical work) in the broader county may pay relatively better, but competition is also stronger.
Unemployment can be more sensitive in rural communities like this. Because the local economy is not large or diversified, downturns in a few sectors-say local government cuts, agricultural or resource sector shifts, or delays in infrastructure investment-can ripple more acutely. That said, small towns often have a degree of resilience through local needs (public works, education, maintenance) that keep some baseline of employment demand.
If you bring in skills in health care, social services, engineering, or education, your prospects are somewhat better. These sectors are more consistently funded and necessary, regardless of economic cycles. Being flexible, able to travel, or willing to work in nearby towns enhances your options significantly.
For entrepreneurs or small business owners, Interlachen has some upside: relatively low costs for real estate or rental spaces, a tight-knit community, lower overhead, and fewer competitors. Local demand for essential services-small retail, maintenance, niche foods, artisan services, tourism or nature-oriented enterprises-can be met with smaller scale businesses.
From a macro view, Putnam County is working to grow its economic base. The county is part of the Jacksonville-Palatka combined area and can tap into regional development momentum. Occasional infrastructure investments, grants, and public-private partnerships may bring new jobs over time.
One economic metric to watch is the “living wage” in Putnam County. Estimates suggest that for a single adult, a basic living wage (after taxes) is in the ballpark of $33,050 annually, and for a family of four, it is significantly higher. That means many jobs in the area may fall short of that threshold, so for many families, two incomes or supplemental income sources may be necessary.
Job postings show there is some churn and fresh roles emerging. For instance, the county often advertises for building inspectors, code enforcement, planning and zoning, and other municipal functions. These tend to require certifications and training, so local residents with relevant credentials may enjoy an edge.
Overall, while Interlachen is not a job powerhouse, it does present steady opportunities-especially for those who bring skills aligned with public services, health and social care, or infrastructure. Many who live there balance a lower cost of living with modest but stable employment, commuting when necessary, or leveraging remote and flexible work.
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Tourism & Lifestyle Appeal
Interlachen, meaning “between the lakes,” truly lives up to its name. Surrounded by a series of sparkling freshwater lakes, this small Florida town provides a peaceful escape from the hustle and bustle of city life. Whether you enjoy fishing, boating, kayaking, or just watching the sunset reflect off the water, Interlachen offers an abundance of ways to connect with nature.
The town's historic charm adds to its appeal. Interlachen Hall, a well-preserved community landmark, reflects the area's heritage and small-town pride. Residents and visitors often enjoy exploring this symbol of local history, which serves as a gathering place for community events, celebrations, and meetings.
With a population of just over a thousand, Interlachen embodies the warmth and friendliness of a true small town. Neighbors know one another, local gatherings are common, and life moves at a slower, more relaxed pace. This tight-knit sense of community is one of the town's strongest assets.
For those who love the outdoors, Interlachen is a haven. Lakeside parks, forested trails, and open spaces invite residents to enjoy fishing trips, birdwatching, hiking, and picnicking. The natural beauty is unspoiled, creating an ideal backdrop for anyone seeking a quiet, rural lifestyle surrounded by water and greenery.
Interlachen's history is rich with old-Florida charm. The town's roots trace back to the late 1800S, when it developed as a citrus-growing community connected by the railroad. Although times have changed, remnants of its early days can still be seen in local architecture and traditions.
Lifestyle in Interlachen is centered around simplicity and outdoor enjoyment. Many residents appreciate the slower pace, ample space, and opportunity to live close to nature. While major shopping centers and entertainment hubs are located in nearby cities like Palatka or Gainesville, most people find that the peaceful environment more than compensates for the extra drive.
Life here revolves around the lakes. Residents often spend their weekends fishing, kayaking, or simply relaxing by the water. Annual events, seasonal activities, and casual gatherings bring people together throughout the year. Each season offers a new perspective on the town's beauty, from cool, crisp mornings to warm, golden afternoons.
Affordability is another key part of Interlachen's lifestyle appeal. Housing prices and everyday expenses tend to be lower than in many other parts of Florida, making it possible for residents to enjoy spacious lots and comfortable homes without the financial strain found in larger metro areas.
The town also takes pride in its heritage and culture. Locals maintain their connection to history through community programs, historical preservation efforts, and small celebrations that highlight the area's traditions. The blend of nostalgia and nature gives Interlachen a uniquely grounded, authentic charm.
Though services like healthcare, major retail, and entertainment require a short trip, residents often see this as a small trade-off for the peace and privacy they gain. Many enjoy the quiet evenings, the chorus of crickets, and the sight of stars unobstructed by city lights.
Overall, Interlachen offers a lifestyle defined by tranquility, natural beauty, and genuine community spirit. For anyone who values space, simplicity, and a strong connection to nature, it is a place that feels both welcoming and timeless.
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Future Development & Growth
Interlachen and the surrounding Putnam County region are poised for modest but steady growth. As more people seek affordable alternatives to urban Florida living, small towns like Interlachen are gaining attention. Its scenic environment, low cost of living, and proximity to larger cities make it a promising area for residential and light commercial development.
The town's location between Gainesville and Palatka allows residents to enjoy a rural lifestyle while staying within driving distance of major employers, universities, and healthcare facilities. This accessibility makes Interlachen an attractive choice for commuters, remote workers, and retirees alike.
Local leaders have shown increasing interest in enhancing the town's appearance and infrastructure. Efforts to improve signage, public spaces, and roadways reflect a forward-looking attitude that supports gradual growth while preserving the town's charm.
As nearby communities experience development, Interlachen is likely to benefit from the ripple effect. New housing projects, retail opportunities, and service-based businesses could follow as more families and investors look for space and affordability.
Economic development initiatives across Putnam County are focusing on encouraging small business growth, attracting light industry, and improving public infrastructure. Interlachen stands to gain from these efforts, particularly through better roads, broadband expansion, and local job creation.
Real estate activity in the area has been gradually increasing. Investors and families relocating from more expensive regions of Florida and other states are drawn by the town's peaceful setting and potential for property value appreciation.
Future growth, however, is expected to remain balanced. Local residents and planners aim to avoid overdevelopment that could disrupt the area's natural beauty and small-town character. Growth is likely to take the form of low-density housing, eco-friendly developments, and tourism-based businesses that complement the landscape.
The tourism sector has potential for expansion, especially around the lakes and natural attractions. Small resorts, bed-and-breakfasts, and outdoor recreation services such as kayak rentals or guided tours could thrive as more visitors discover Interlachen's charm.
Retirees are also an important part of the area's growth outlook. The town's affordability, calm atmosphere, and mild climate make it a desirable location for those seeking a slower pace of life. As this population grows, demand for healthcare services, senior-friendly housing, and leisure amenities may increase.
While growth prospects are promising, some challenges will need to be addressed. Transportation access, medical facilities, and digital infrastructure must keep pace with rising demand. Improving these areas will ensure that new residents and businesses have the support they need.
Environmental conservation will remain central to Interlachen's development approach. The town's many lakes and natural habitats require careful planning to maintain water quality and ecological balance. Thoughtful zoning and sustainable development practices are key to preserving what makes the area special.
As Florida continues to grow, towns like Interlachen are likely to benefit from people seeking open space, affordability, and a sense of community. With continued attention to infrastructure and environmental stewardship, the town's future looks bright and full of opportunity.
In summary, Interlachen's future appears to be one of gradual, thoughtful growth-rooted in its natural beauty, affordability, and small-town values. It's a place where progress and preservation can coexist, offering residents and investors a peaceful, promising environment for years to come.
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Climate & Terrain
Interlachen enjoys the type of climate Florida is known for-warm, sunny, and inviting for much of the year. Summers tend to be hot and humid, with plenty of sunshine and afternoon rain showers that help keep the region's lakes and greenery thriving. Winters are generally mild, with comfortable temperatures that make outdoor activities possible year-round.
The climate allows residents to take full advantage of the town's natural surroundings. Fishing, boating, and hiking are enjoyable almost every season, and the consistent warmth is a major draw for retirees and those looking to escape colder northern states.
Rainfall is common, particularly in the summer months, and contributes to the lush vegetation around the community. While storms are possible during hurricane season, Interlachen's inland position offers some protection compared to coastal towns.
The terrain of Interlachen is one of its most distinctive features. Known for its abundance of lakes, the town is surrounded by water bodies of varying sizes, creating scenic views and opportunities for waterfront living. Properties near the lakes often come with peaceful surroundings and access to recreational activities right from the backyard.
Aside from its lakes, the area has gently rolling land, wooded areas, and open fields that add to its natural beauty. The mix of terrain makes Interlachen appealing to those who value both privacy and outdoor exploration.
This combination of favorable climate and diverse terrain gives Interlachen a unique character. It feels like a place where nature and lifestyle come together, creating a setting that's both relaxing and practical for everyday living.
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Education & Healthcare
Interlachen is served by the Putnam County School District, which provides educational opportunities for families living in the area. Local schools offer elementary through high school education, giving residents access to learning within a short drive from home. For higher education, Gainesville is nearby and home to the University of Florida, one of the state's most recognized universities, as well as Santa Fe College.
Having Gainesville within reach opens doors for students who want to pursue degrees without moving far from home. The proximity to Palatka also gives families options for additional educational resources and programs. This balance makes Interlachen a convenient choice for those prioritizing both affordability and access to quality education.
Healthcare is another important aspect of the community. While Interlachen itself has clinics and healthcare providers for routine needs, more extensive medical services are available in nearby Palatka. Palatka's medical centers and hospitals provide a range of care, including emergency services and specialized treatments.
For advanced healthcare needs, Gainesville offers nationally recognized hospitals and medical centers, including UF Health Shands, which is one of the leading facilities in the region. This ensures that residents are within driving distance of top-tier care while still enjoying the quieter lifestyle of Interlachen.
Local pharmacies, urgent care facilities, and wellness providers in the area add another layer of convenience, ensuring residents can handle day-to-day health and wellness needs without traveling far. Combined with the broader resources in nearby cities, healthcare access is well within reach.
Together, the educational and healthcare systems support a balanced lifestyle in Interlachen. Families, retirees, and working professionals can feel confident knowing they have access to schools, universities, and reliable medical care while still enjoying the benefits of small-town living.
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-----The details provided in this property listing are believed to be reliable but are not warranted. Prospective buyers should conduct their own due diligence to verify information before purchase.
Land Maps & Attachments
Directions to Land
From Interlachen, Florida
- Take Prospect Ave to FL-20 E (0.1 mi)
- Head west on Washington St toward Prospect Ave (118 ft)
- Turn right onto Prospect Ave (0.1 mi)
- Take County Rd 315 N to Main Dr (2.7 mi)
- Turn right onto FL-20 E (0.3 mi)
- Turn left onto County Rd 315 N (2.4 mi)
- Take Fowler St and Dawn Ave to Carolyn Ave (3.3 mi)
- Turn right onto Main Dr (0.1 mi)
- Main Dr turns slightly left and becomes Silver Lake Dr (0.3 mi)
- Slight left onto Carnation St (0.2 mi)
- Carnation St turns right and becomes Poinsetta Dr (0.1 mi)
- Turn left onto Fowler St (0.8 mi)
- Turn left onto Dawn Ave (1.6 mi)
- Turn left onto Denise St (0.1 mi)
- Turn right onto Carolyn Ave
- Destination will be on the left (364 ft)
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