Build Your Home in Beautiful FL
Ee Uu : Palatka, FL 32177
Putnam County, Florida
Land Description
0.23 Acres in Putnam County, FL - Build Your Home in Palatka
Finding the right piece of land is about more than just size and location; it's about choosing a property that gives you freedom, flexibility, and long-term value. This 0.23-Acre residential lot in Putnam County, FL, offers the chance to create the home you've always wanted in a location that balances peace and convenience. Whether your vision is a full-time residence, a seasonal home near the water, or something to build and pass down as a family heirloom, this property has the right foundation.
Located in the St. Johns Riverside Estates community, this lot provides space and privacy while still keeping you close to nearby towns, shops, and schools. With road access from Deer Run Road and utilities within reach in the surrounding area, you can begin planning right away. The dense vegetation gives natural shade and privacy, and once cleared, you'll have a wide-open space ready for your design.
For many buyers, this type of property represents more than just a piece of land. It's a project, a future, and an opportunity. You can start small-perhaps with temporary camping or an RV-before you begin the full building process. Or you can approach it as an investment in your family's future, holding the land until you're ready to construct. With its residential designation and flexible permitted uses, you can make it fit your timeline.
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Property Features
Size: 0.23 Acres
Apn: Gs 01-11-26-8241-0230-0020
Location: Palatka, Fl
Subdivision: St. Johns Riverside Estates, Hoot Owlridge 1st
Access: Direct road frontage on Deer Run Road
Terrain: Wooded with dense vegetation
Allowed Uses: Single-family homes, mobile homes, or two-family dwellings
This lot is an ideal size for building a comfortable home while still allowing room for a yard, garden, or even a small hobby farm setup. The flat terrain makes planning and construction simpler, reducing prep work compared to uneven lots. With road frontage, you'll have easy access in and out of the property year-round.
Because the land is already zoned for residential use, you can move directly into the building stage without rezoning delays. Manufactured homes and two-family dwellings are also permitted, giving you options for different types of housing. Whether you're dreaming of a classic Florida ranch-style home, a modular build, or even a compact and efficient small home, this land adapts to your goals.
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Nearby Attractions and Cities
Living here means enjoying the best of both rural privacy and small-town convenience. Several communities are nearby, making it easy to access stores, schools, and healthcare:
Palatka, FL - Just a short drive away for groceries, dining, schools, and local services.
East Palatka, FL - Located across the river, offering additional shops and amenities.
Crescent City, FL - South of the property, known for its lakes and recreational opportunities.
Interlachen, FL - Another nearby town offering day-to-day conveniences.
For recreation, the St. Johns River is one of the main draws of the region. Locals and visitors alike enjoy fishing, boating, and kayaking along its stretches. The river is also a beautiful backdrop for family outings, picnics, and camping trips.
Putnam County is rich with outdoor spaces, lakes, and parks. If you enjoy being outside, you'll find opportunities for hiking, birdwatching, and camping throughout the region. Owning a property here means you'll always have options for weekend activities without having to travel far.
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Restrictions and Land Use
This lot is set aside for residential purposes, giving you flexibility in how you approach building. You are free to build a single-family home, place a mobile home, or even construct a two-family dwelling. For some families, this means the opportunity to live on one side while renting the other, or creating additional space for extended family.
While the property is designed for residential living, some buyers start with temporary solutions. Short-term camping or RV use is permitted as a way to enjoy the land while preparing for construction. This is also a great way to spend time on the property, get a feel for the area, and begin envisioning your permanent home.
Once cleared, the land will be ready for planning and building. Because of the location within an existing subdivision, you can enjoy a mix of privacy and community, with other homes nearby but not crowded.
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Payment Options
We believe that buying land should be straightforward and affordable. That's why we provide simple owner financing with no banks involved, no credit checks, and guaranteed approval.
Owner Financing: $200 Down, $249 Doc Fee, and $161/Month for 84 Months
Cash Price: Available at a discount if you'd prefer to pay upfront
This payment structure makes it possible to secure property ownership at a manageable monthly rate. It allows you to invest in your future without the stress of traditional bank loans or lengthy approvals.
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Why Choose This Property?
Affordable entry point into Florida land ownership
Direct road access for year-round convenience
Residential zoning that allows for single-family or mobile homes
Dense vegetation for natural privacy and shade
Close to towns and outdoor attractions, while offering space to build your home.
For many, land like this is more than just a place to build. It represents a legacy and a chance to create something lasting. Families often see properties like this as an heirloom, something to hold onto and pass down to children or grandchildren. By securing land now, you're investing in both your present and your family's future.
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Ready to secure it?
Picture the home you've always imagined, designed on your terms, in a location that gives you peace while still keeping you close to everyday necessities. Whether you're ready to start building immediately or want to hold the land as a long-term project, this 0.23-Acre lot in Palatka, FL, is a smart and practical choice.
Click the Orange Contact Seller button today for more details on this property.
Land Maps & Attachments
Directions to Land
From Jacksonville, Florida, USA to H98F+FFX, Palatka, FL 32177 - about 1 hr 8 min (˜ 60 miles)
Take I-295 S around Jacksonville then merge onto I-95 S toward Daytona Beach / Jacksonville-Beach - ~20 min (˜ 15 mi)
Continue on I-95 S; take exit 344 for FL-100 toward Palatka / Interlachen - ~35 min (˜ 38 mi)
Turn right onto FL-100 W; follow FL-100 W into Palatka city limits - ~10 min (˜ 7 mi)
Turn left onto State Road 19 N; then right onto East Main Street; follow local streets to H98F+FFX location - ~3 min (˜ 0.5 mi)
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