Own Land, Just $319 Down
Klink Trail : Creston, NC 28615
Ashe County, North Carolina
Land Description
Owner Financing:
- $319 down (plus the $499 doc fee)
- $319 down $316.61/Mo for 96 months (plus prorated taxes and note maintenance fee)
Owning land doesn't have to be expensive, and it doesn't have to be complicated. This 0.90-Acre parcel in Ashe County, North Carolina proves that. For just $319 down and $316.61 a month, you can step into real land ownership - without credit checks, without bank approvals, and without pressure to use the land before you're ready.
Located on Klink Trail in the quiet community of Creston, this property is easy to access year-round. The road is dirt, the terrain is gently rolling, and electric is nearby. That means the hard part - getting there - is already handled. The land is raw and undeveloped, but that's exactly what makes it such a smart long-term play. No buildings, no improvements, no ongoing costs. Just land you can own now and hold for the future.
Whether you want a long-term piece of North Carolina or simply want to stop waiting for the “right time,” this is your chance to take that step.
What You're Getting
0.90 acres of deeded land
Located in Ashe County, North Carolina
Sits off a dirt road (Klink Trail)
Gently rolling terrain at 3,002 feet elevation
Easy year-round access - no 4x4 required
Electric nearby
Will need septic and well if developed
Annual property taxes: only $50
No HOA or community fees
Deed restrictions: No mobile homes or trailers
Natural spring appears on the property (based on photos)
This land is quiet, peaceful, and real. It's not part of an Hoa. There are no hidden fees or shared access rules. It's a place you can call your own, even if you're not planning to use it right away. This property is a clean slate - with no pressure to build and no risk of overcommitting. If you've been watching land prices rise and wondering when you'll finally be able to afford your own, this might be the moment.
Straightforward Financing
One of the biggest hurdles to owning land is financing. We make that simple.
Here are your options:
Cash Price: $19,799
Owner Financing: $319 down, $316.61/Month for 96 months
One-time doc fee: $499 (non-refundable)
No credit check
No prepayment penalty
This is real, no-nonsense owner financing. We don't run your credit, and we don't ask for a big upfront payment. You make your first payment, we lock in the land under your name, and you start building equity from day one.
Want to pay off early? You can - without any extra fees. Want to just stick to the monthly plan and let it ride? That works too. Either way, the land becomes yours - clean and clear - as soon as the final payment is made.
There's no balloon payment at the end, no sneaky clauses, and no bank paperwork. You make the payments, we handle the rest.
Why This Property Makes Sense
Not every land listing is the same. Some come with big promises - and big strings. This one's different. It's about affordability, simplicity, and long-term ownership. It's for someone who wants land in their name but doesn't want to stress about immediate use or development.
Here's what makes this lot a solid fit:
It's easy to access - you won't need to worry about seasonal roads or rough terrain.
It's low-cost to hold - with only $50/Year in taxes, you won't be drained by ownership.
It has natural beauty - gently rolling terrain, mountain air, and a spring on site.
It's private and no Hoa, no neighbors telling you what to do.
It's flexible on timing - own it now, use it later. Or not at all. The choice is yours.
The terrain makes it easy to walk and explore. The elevation gives you space and fresh air. And the nearby power means you're not stuck with nothing - but you're not paying for utilities you don't need yet, either.
And remember: you're not committing to a project. You're not building a house or pulling permits. You're just buying land - plain and simple.
A Good Fit for the Right Buyer
This isn't land for someone looking to move tomorrow. It's not meant for flipping or fast development. It's for someone who wants land they can afford now and do more with later - or just keep it as a quiet, long-term investment.
It's for someone who's tired of waiting to own something.
You don't need a plan for it. You don't need a truckload of money. You just need a small down payment, a willingness to take that first step, and a bit of patience. If you're looking to start building long-term security one acre at a time - this is that acre.
And the best part? No deadlines. No pressure. No “build-by” dates. It's yours when you're ready.
Here's How to Get Started
If you're ready to take that step toward land ownership, we'll walk you through it. There's no long process or drawn-out closing. It's simple.
Reach out to let us know you're ready
We'll send over a secure link to pay the $319 down payment + $499 doc fee
You sign the financing agreement electronically
You make monthly payments - and we handle the paperwork
When you've made the final payment, we record the deed in your name
You can pay monthly with a card, set up auto-pay, or pay off early whenever you like.
The hardest part? Deciding not to wait anymore.
Final Details:
Parcel Number: 3
County: Ashe County, Nc
Size: 0.90 acres
Down Payment: $319
Monthly Payment: $316.61
Term Length: 96 months
One-time doc fee: $499 (non-refundable)
Taxes: $50 per year
Coordinates: Available upon request
Access: Klink Trail
Terrain: Gently rolling
Utilities: Electric nearby, will need well and septic
Restrictions: No mobile homes or trailers
Bonus: Natural spring visible in photos
If you're still reading, you're probably serious about owning land. And you're probably tired of listings that sound great but fall apart when you look closer.
This one doesn't.
It's clean, clear, and ready for ownership. No gimmicks. No fluff. Just real land - at a price and payment you can actually manage.
If you want to own land without the wait, the worry, or the wasted time…
Reach out today and we'll help you get started.
State: Nc
County: Ashe
Zip: 28615
Size: 0.90 acres
Apn: 3
Legal Description: Beginning on an iron stake in the eastern line of the Jewel Miller property (Deed Book R-3, page 479), said iron being the northwest corner of Lot 2 and being the southwest corner of tract herein described; thence with the Miller line N 28-21-00 W 108.00 feet to an iron stake; thence with line of Lot 4 N 54-41-17 E 322.39 feet to an iron stake; N 54-41-17 E 30.49 feet to the center of a 60.00 foot right of way (a/k/a Crestview Drive North) thence with the center of said road S 29-15-00 E 45.00 feet; S 46-25-00 E 45.00 feet; S 30-35-00 E 22.00 feet; thence leaving road and with line of Lot 2 S 55-15-10 W 48.96 feet to an iron stake; S 55-15-10 W 319.13 feet to the point of Beginning, containing 0.898 acres inclusive of the existing right of way of Crestview Drive North.
Lat/Long Coordinates:
Nw: 36.437328, -81.627779
Ne: 36.437139, -81.627651
Sw: 36.436821, -81.628622
Se: 36.436590, -81.628431
Elevation: 3,002 feet
Annual Taxes: Approx. $50 per year
Zoning: No Zoning
Flood Zone: No
HOA/POA: No
Improvements: No improvements done.
Access: Paved Road
Water: Will need to install a Well
Sewer: Will need to install a Septic System
Utilities: Electric
Owner Financing:
- $319 down (plus the $499 doc fee)
- $319 down $316.61/Mo for 96 months (plus prorated taxes and note maintenance fee)
We do not offer owner financing for residential use or full-time living on the property during the financing term.
Land Maps & Attachments
Directions to Land
From Charlotte, North Carolina, USA to Creston, North Carolina 28615, USA
-Get on I-277 N from S Caldwell St 4 min (1.0 mi)
-Head southeast toward S Davidson St 30 ft
-Turn left onto S Davidson St 341 ft
-Turn left onto E 4th St 417 ft
-Turn right at the 1st cross street onto S Caldwell St 0.7 mi
-Sharp left to merge onto I-277 N 0.1 mi
-Take I-77 N to US-421 N in Yadkin County. Take exit 73B from I-77 N 57 min (64.1 mi)
-Merge onto I-277 N 1.1 mi
-Use the 2nd from the right lane to take exit 5A for I-77 N/US-21 N toward I-85 S/Statesville 154 ft
-Use the left lane to take the ramp to I-77 Express Ln
-Toll road 0.5 mi
-Continue onto I-77 Express Ln
-Toll road 3.1 mi
-Use the right lane to merge onto I-77 N 0.4 mi
-Keep right to stay on I-77 N 6.8 mi
-Keep left to continue on I-77 Express Ln
-Toll road 2.3 mi
-Merge onto I-77 N 0.4 mi
-Keep left to continue on I-77 Express Ln
-Toll road 4.2 mi
-Use the right lane to merge onto I-77 N (signs for Griffith St/Langtree St) 0.4 mi
-Keep right to stay on I-77 N 3.5 mi
-Keep right to stay on I-77 N 41.1 mi
-Take exit 73B to merge onto US-421 N toward Wilkesboro 0.2 mi
-Continue on US-421 N. Take 3 Top Rd to Klink Trail in Creston 1 hr 21 min (63.4 mi)
-Merge onto US-421 N
-Pass by Hardee's (on the left in 22.7 mi) 44.4 mi
-Turn right onto Brownwood Rd 2.7 mi
-Continue onto Cranberry Springs Rd 0.6 mi
-Cranberry Springs Rd turns left and becomes Todd Railroad Grade Rd 3.8 mi
-Turn left to stay on Todd Railroad Grade Rd 0.3 mi
-Continue onto 3 Top Rd 10.5 mi
-Turn right to stay on 3 Top Rd 0.3 mi
-Turn right onto NC-88 E 243 ft
-Turn left onto Crestview Dr W 0.5 mi
-Continue onto Crestview Drive West Access Rd 489 ft
-Turn left onto Klink Trail
-Destination will be on the left 0.1 mi
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